Lista DAO Re-poster

#ListaWeeklyRecap Jan 16, 2026

🗳 **DAO & Governance**
We are excited to announce that the **Lista 2026 H1 Roadmap** is now available. In this week's governance updates, **Week 78 veLISTA Rewards** total **~355K $LISTA** with an impressive **38.8% APR**. Additionally, our **RWA Markets** are officially **Live**, featuring **U.S. Treasury Bills & AAA-rated CLOs**. Don't miss the insights from the **CN @binance square AMA** regarding the **Best DeFi Strategies for 2026**.

🏦 **Lista Lending**
We have made several adjustments to lending rates:
* The **CDP Zone Borrowing Rate** has been **Reduced For All Markets**.
* The **Fix-term Borrowing Rate** is also **Reduced**.
* Please note that the **lisUSD Rebate** is currently **Paused**.

🌐 **Ecosystem**
The **@binance Square Creator** campaign is **Ongoing**! Make sure to **Share your USD1 Earn Strategy** to participate in the reward pool of **116,270 $LISTA**.

Reduced borrowing rates for CDP Zone 📉

We have updated our IRR metrics to deliver lower borrowing costs across the Lista CDP ecosystem.

**Key Changes:**

🔹 **Borrow Rates:** Rates have been reduced across all supported collateral types.
🔹 **PSM & LSR:** Yields are temporarily lower; however, they will be stabilized with updated emissions starting next week.
🔹 **Fix-term Lending:** Rates have also been reduced to 2.74%.
🔹 **Rebates:** Please note that the lisUSD rebate program is currently paused.

Lista DAO 2026 H1 Roadmap

We are excited to share our **Key Product Expansions For H1**:

🔹 **Stableswap Hub**: Featuring @ethereum Deployment & Aggregator Integrations
🔹 **RWA Zone**: Incorporating Corporate Bonds & Expanded Token Utility
🔹 **Onchain Credit Lending System**
🔹 **Prediction Market Based Vaults**

View the **Full Roadmap** here: https://blog.lista.org/lista-dao-2026-h1-road-map

Unlock Earnings with $U 🪙

Leverage your assets by borrowing @UTechStables $U on Lista Lending, then redeploy the funds to secure ~20% APY via HTX Earn.

Current borrow markets available on Lista:
🔹 PT-USDe / U: ~1.85% borrow APR
🔹 BNB / U: ~2.11% borrow APR

Earning with $U🪙

Borrow $U on Lista Lending and redeploy the funds to earn ~20% APY on HTX Earn.

Current borrow markets on Lista:
🔹 PT-USDe / U: ~1.85% borrow APR
🔹 BNB / U: ~2.11% borrow APR

How to earn with lending? 👀

Here is a simple illustration of earning through Lending with PT-USDe ⤵️

Get PT-USDe ▶️ Collateralize it and borrow USD1 ▶️ Deposit into Binance Earn.

Note: This post is for informational purposes only and does not constitute financial advice.

Обзор быстрых займов в @lista_dao

👉 **Классическая зона** — Пользуйтесь гибким кредитованием P2P с низкими рыночными ставками. Просто заложите активы с высокой капитализацией, чтобы получить в кредит USDT, USD1, U, BNB и другие.

👉 **Умное кредитование** — Используйте заимствование на основе LP, позволяя вам получать комиссионные от DEX LP, одновременно используя свои активы в качестве залога.

👉 **Фиксированная ставка и срок** — Зафиксируйте ставку и фиксированный срок, специально созданный для предсказуемых расходов и стратегий арбитража.

Multiple Earning Channels on @lista_dao

If you are seeking simple, low-effort yield, Lista has you covered:
👉 BNB (Liquid Staking): 7.2% APY
👉 USDT (PSM or RWA): 4~8% APY
👉 USD1 (Lista Lending Earn): ~10% APY

No complex strategies or position management are required.

Access USD1 yield with reduced borrowing costs.

Lista lending offers one of the most cost-effective ways to participate in the 20% USD1 yield on @binance Earn.

Borrow USD1 on Lista:
🔹 BTCB → USD1
Borrow rate: ~1.64%

🔹 PT-USDe → USD1
Borrow rate: ~2.08%

RWA is officially available on @lista_dao.

Starting today, enjoy open access on-chain.

Lista is the first platform on @BNBCHAIN to offer native RWA exposure, enabling users to deposit USDT and receive yield.

🔹U.S. Treasury Bills — 3.65% APY
🔹AAA-rated CLOs — 4.71% APY

🔗

slisBNB/U lending market strategy👀

If you hold BNB, here is how you can earn up to +27.52%:

1⃣ Stake BNB into slisBNB
2⃣ Collateralize slisBNB and borrow $U for 0.03%
3⃣ Delegate your slisBNBx to @BinanceWallet
4⃣ Deposit $U into HTX Earn for 20%

slisBNB/U Market:

Wondering how to earn ~20% on @UTechStables $U with Lista?

Simply follow these steps:
1️⃣ Collateralize supported assets like BTCB, slisBNB, PT-USDe, solvBTC, and more.
2️⃣ Borrow $U at rates as low as 0.04%.
3️⃣ Deposit the borrowed $U into HTX Earn (+20%).

U Vault: https://t.co/rGknYRO7ji
HTX Earn:

#ListaWeeklyRecap Jan 9, 2026

🗳 **DAO & Governance**
- Week 77 veLISTA Rewards: ~350K $LISTA yielding 38.45% APR
- Security Insight: Taking A Deep Look into Lista DAO Security

🏦 **Lista Lending**
- Update: Published Classic Zone Overview
- Calling @binance Square Creators: Share your USD1 Earn Strategy (Pool: 116,270 $LISTA)

🌐 **Ecosystem**
- News: slisBNB & slisBNBx Qualified for @brevis_zk $BREV HODLer Airdrop

#ListaWeeklyRecap Jan 9, 2026

🗳 **DAO & Governance**
- **Week 77 veLISTA Rewards:** Approximately ~350K $LISTA are being distributed with an APR of 38.45%.
- **Security Overview:** We have released a comprehensive report titled "A Deep Look into Lista DAO Security."

🏦 **Lista Lending**
- The **Classic Zone Overview** has been officially published.
- **@binance Square Creator Task:** You are invited to share your USD1 Earn Strategy to participate in the 116,270 $LISTA Pool.

🌐 **Ecosystem**
- Both slisBNB & slisBNBx have successfully qualified for the @brevis_zk $BREV HODLer Airdrop.

Discover the Classic Zone on Lista Lending

The Classic Zone serves as the primary hub for standard lending and borrowing on @BNBCHAIN. While areas like Alpha, Aster, or CDP cater to specific niches, the Classic Zone is designed specifically for blue-chips, PTs, and stablecoins.

**How to utilize it:**
🔹 **Passive Earn:** Supply your assets to accrue interest from borrowers.
🔹 **Unlock Liquidity:** Collateralize holdings such as BNB, BTCB, or others without the need to sell your bags.
🔹 **Looping Strategies:** Make use of various yield-bearing assets and the low borrowing rates available on Lista.

**Understand the metrics:**
1️⃣ **LLTV:** This indicates the maximum limit you can borrow relative to your collateral.
LTV = Total Borrowed Value / Total Collateral Value

2️⃣ **Borrow Rates:** The Borrow Rate represents the annualized cost paid for your loan. It is completely automated and driven entirely by the market, ensuring fair pricing for both borrowers and suppliers.

Asset swapping on Lista is now easier than ever.

Swap assets directly on Lista and effectively put them to work via lending, liquid staking, or yield strategies.
🔹 U / USDT @UTechStables
🔹 slisBNB / BNB
🔹 solvBTC / BTCB @SolvProtocol

https://lista.org/swap?utm_source=x&utm_medium=promo&utm_campaign=0108

Умные кредиты, умные залоги

Используйте залоги по типу LP для получения кредита с большей эффективностью:
🔹 Более высокое отношение кредита к стоимости залога
🔹 Более низкие ставки по кредитам
🔹 Один залог, несколько рынков

Подходит для пользователей, которым важна эффективность капитала ⤵️

Полное обзор безопасности Lista DAO

Безопасность не должна рассматриваться как отдельная функция или одноразовая оценка. Скорее, это непрерывная система, охватывающая профилактику, бдительность и проактивные меры.

В 2025 году, помимо наших обычных аудитов, мы внедрили ряд улучшений, направленных на совершенствование способности протокола выявлять и эффективно устранять риски. Кроме того, мы запустили улучшения безопасности, направленные на повышение защиты протокола и сокращение времени реакции.

🔹 EmergencySwitchHub позволяет немедленно и целенаправленно приостанавливать работу при выявлении потенциальных проблем.
🔹 Phalcon (разработан @BlockSecTeam) обеспечивает круглосуточный автоматизированный мониторинг рисков.

→ Это приводит к более быстрому выявлению, более быстрой реакции и улучшению защиты средств.

Мы также расширили мониторинг в реальном времени по ключевым операциям, включая:
• Крупные депозиты и выводы
• Транзакции стейкинга BNB
• Критические изменения конфигурации

Благодаря постоянным отчетам по Smart Lending, реальным активам (RWA) и продуктам с фиксированным сроком, Lista стремится создать более безопасную и прозрачную инфраструктуру DeFi — достигая этого осознанными действиями, а не случайностью.

#ListaDAO #DeFi #Security #Blockchain #SmartContracts

🧠 Understanding Arbitrage in Lending

Many individuals associate arbitrage with the concept of purchasing at a lower price and selling at a higher one.

🏦 However, in the context of lending, arbitrage takes on a different form.
It is primarily recognized as interest rate arbitrage — capitalizing on the difference between borrowing expenses and deposit returns. This strategy remains viable as long as the spread remains favorable.

❓ What Are the Advantages of Lending Over Buying or Selling?
- Lending effectively transfers risk from price fluctuations to the management of capital costs.

When engaging in lending:
🔹 There is no necessity to acquire or liquidate assets.
🔹 Directional price risk is eliminated.
🔹 The focus shifts to managing the spread between assets and liabilities.
🔹 Returns can be summarized by a straightforward formula:
🔹 Net Return ≈ Earn APY − Borrow APR

✨ Illustrative Example: USD1 Rate Arbitrage
A standard arrangement might look like this:
- Utilize BTCB as collateral to borrow USD1 at approximately 1.6%
- Invest the USD1 into Binance Earn at roughly 20%
In this scenario, USD1 is not treated as a speculative asset, alleviating concerns about the price movements of any asset.
🔹 On the liability side: borrow USD1 with a clear and known cost.
🔹 On the asset side: channel USD1 into a higher-yielding opportunity.
🔹 The interest spread serves as the foundation for arbitrage profits.

Please note: By using sUSDe as collateral, you can also earn airdrop points in addition to the interest spread.

# Lista Weekly Recap January 2, 2026
Wishing everyone a joyful New Year!

🗳 DAO & Governance
- In Week 76, veLISTA participants earned rewards totaling approximately 362,000 $LISTA, reflecting an annual percentage rate (APR) of 39.55%.

🏦 Lista Lending
- Newly launched markets:
✅ SolvBTC/$U,
✅ PT-USDe-Apr/$U,
✅ PT-USDe-Apr/$USDT,
✅ PT-USDe-Apr/$USD1
- An additional supply exceeding 40 million $USD1 has been incorporated into the $USD1 vault.

🌐 Ecosystem
- The audit report for the Smart Collateral & Liquidators Extension has been published by @bailsecurity.
- The Lista DAO Smart Lending Harvest Campaign has successfully concluded with over 4,000 participants.