COIN STACK

Lately, the crypto market feels disappointing. On the 4-hour chart, Bitcoin is showing bearish signs, and based on past data, there’s a high chance it may move down to fill its CME gap around 88.2k. On top of that, the much-hyped crypto market structure bill, which many believed would bring billions into altcoins, has been delayed again. This delay has already hurt sentiment, with Coinbase and Robinhood stocks dropping around 6–7%. Looking back, it’s also disappointing that instead of real progress, the big headlines a year ago were meme coin launches like Trump and Melania. Overall, the market feels stuck in a cycle of hype, delays, and repeated frustration.
Today was supposed to be an important day for crypto. The market structure bill was meant to clearly define what is a commodity, what is a security, and what counts as a memecoin. This clarity would have made institutions more confident to invest in assets like Ethereum, Chainlink, and other crypto projects. Unfortunately, the bill was delayed again. Brian Armstrong also pointed out that behind the scenes, big banks are pushing back, especially against stablecoins. Because of this ongoing uncertainty and delays, real institutional money is still hesitant, and the crypto market continues to suffer from lack of clear rules and direction.
Yes, you heard it right — banks are scared of stablecoins. They don’t want people earning similar or better returns through stablecoins instead of keeping money in banks. Because of this, there are attempts to quietly add clauses to the crypto market structure bill that could seriously hurt or even kill stablecoins. That’s something the crypto industry doesn’t want. This is why Brian Armstrong’s comments are important. He made it clear that it’s better to have no bill than a bad bill, especially one that harms stablecoins. The reality is simple: banks feel threatened, because stablecoins challenge the traditional banking system that runs on fractional reserves.
When you put money in a bank, it’s not fully backed one-to-one. Banks operate on fractional reserves, meaning they don’t keep all your money available at the same time. Stablecoins work differently. Most stablecoins aim to be backed 1:1, which makes them more transparent and, in many cases, more trustworthy than banks. That’s exactly why banks feel threatened and want to shut them down. Because of this pressure, moving forward with a bad market structure bill doesn’t make sense. In fact, it’s better if the bill doesn’t pass at all than passing one that harms stablecoins. If it doesn’t get signed in the coming months, there’s a real chance it never becomes law — and that might actually be the best outcome for crypto right now.
Right now, political uncertainty is adding pressure to the crypto market. Even with a Republican majority in Congress, progress on crypto regulation remains unclear. Coinbase and Robinhood stocks are down, mainly because both companies are heavily exposed to stablecoins, and the market is temporarily worried about their future. However, this looks more like short-term fear and speculation than a long-term problem. Looking back, we also saw the launch of Trump and Melania meme coins about a year ago, and today they are down roughly 95%. That outcome wasn’t surprising at all — it was expected due to weak tokenomics and lack of real long-term support. This highlights the difference between short-term hype and assets with real fundamentals.
In my view, President Trump is overall a net positive for crypto, so I’m not overly worried about the current noise. But remember, if your goal is to build long-term or generational wealth, this is just my personal opinion — it mainly comes from Bitcoin. Holding Bitcoin patiently, without constantly selling from your spot portfolio, has historically been the strongest strategy. Ignoring short-term drama, hype, and speculation is often what separates long-term winners from short-term traders.
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#BTC100kNext? #MarketRebound

Wiele osób wchodzi na rynek kryptowalut, nie rozumiejąc różnicy między handlem gotowym a kontraktami terminowymi, a ten błąd często prowadzi do dużych strat. Oba to narzędzia, ale przeznaczone są dla bardzo różnych typów użytkowników.
Co to jest handel gotowy?
Handel gotowy oznacza zakup rzeczywistego aktywa kryptowalutowego i jego posiadanie. Jeśli kupisz bitcoina na gotowo, pozostanie on w twoim portfelu, dopóki go nie sprzedałeś. Nie ma daty wygaśnięcia, nie ma likwidacji i nie ma presji, by działać szybko.
Na przykład, jeśli kupiłeś bitcoina za 20 000 dolarów na gotowo, możesz go trzymać nawet jeśli cena spadnie do 15 000 lub 10 000 dolarów. Nic nie zmusza cię do sprzedaży. Dzięki temu handel gotowy jest bezpieczniejszy i bardziej odpowiedni dla początkujących oraz inwestorów długoterminowych.

Strategia Michaelsa Saylor'a brzmi skomplikowanie, ale w jej esencji jest bardzo prosta.
Po pierwsze, MSTR zbiera środki poprzez sprzedaż produktów z dochodem stałym (np. obligacji). Te obligacje płacą inwestorom stałą zwrot w wysokości około 11% rocznie. Na przykład, jeśli MSTR zbierze 1 miliard dolarów, zobowiązuje się do płacenia około 110 milionów dolarów rocznie. W ciągu 10 lat całkowity koszt odsetek wyniesie około 1,1 miliarda dolarów.
Następuje ważna część.
Zamiast pozostawiać te środki bezczynne, MSTR wykorzystuje 1 miliard dolarów do zakupu Bitcoinów.
Bitcoina nie płaci stałych odsetek, ale jej wartość rośnie z czasem. Nawet jeśli założymy konserwatywny temp o wzrostu 15% rocznie, ta wartość 1 miliarda dolarów w Bitcoinie może znacznie wzrosnąć dzięki skomponowanemu wzrostowi. Po 10 latach Bitcoin będzie wart około 4 miliardów dolarów.

Nie każda kryptowaluta skorzysta z tego, co nastąpi. 6 października 2025 roku rynek kryptowalut stracił prawie 1 bilion dolarów, z czego około 50 miliardów dolarów zostało likwidowanych. Według Raoula Pal, giełdy musiały wejść i kupić aktywa, które zwykle nie kupowały, a teraz te pozycje są powoli sprzedawane. Jest to jedna z przyczyn silnej woli rynkowej. Długoletnie dane udostępnione przez Benjamina Cowena również podkreślają ważne trendy roczne, na które warto zwrócić uwagę.
Z szerszego punktu widzenia nie wszystkie monety powinny się ruszać w kierunku pozytywnym. Niestety, naprężenia geopolityczne na świecie rosną, co dodatkowo zwiększa niepewność na rynkach. Zauważamy wzrost zaangażowania i presji ze strony USA w różnych regionach, w tym Iranie, Grenlandii i Kubie. Te wydarzenia nie są na korzyść rynku i zazwyczaj powodują strach i niestabilność. W czasach niepewności rynki zazwyczaj robią jedną z dwóch rzeczy: poruszają się poziomo i konsolidują, albo trendują w dół. Dlatego ważne jest zidentyfikowanie kluczowych poziomów i zrozumienie, dokąd Bitcoin może potencjalnie się zmierzać dalej.

There is some important news for people interested in crypto. Former President Trump recently shared some statements that could strongly impact Bitcoin in 2026.
New unemployment data has been released and it is better than expected, meaning fewer people are without jobs. At the same time, inflation data shows prices are rising slowly and are likely below 2%. When unemployment goes down and inflation stays low, it shows the economy is strong and stable. This gives the central bank confidence that the economy is healthy. Because of these conditions, markets like Bitcoin can benefit, as investors expect more supportive economic policies ahead.
The economy looks healthy, which helped Bitcoin rise a little recently. However, there is still an open price gap near $88,200, so it's not very positive about Bitcoin in the short term and expects some weakness. In the long term, though, the situation is important because inflation and employment goals are already being met. Since the economy is stable, the central bank does not need to cut interest rates or print more money right now. Doing that could increase inflation again, which is a risk. Overall, short-term caution remains, but long-term conditions are changing in a meaningful way.
When banks are given more money, people borrow more and start spending, which allows businesses to raise prices and causes inflation. Because of this risk, the central bank prefers to keep things as they are instead of adding more money to the system. However, Trump has a different plan. He needs to refinance about $9.5 trillion in debt within a short time period, mostly between January and June. To do this, the government must issue new bonds, and this situation could push policymakers to change their approach to interest rates and liquidity.
With interest rates around 4%, the U.S. government has to pay hundreds of billions of dollars just in interest, which is a big waste of money. If rates were reduced closer to 1%, the savings would be huge and that money could be used for other important needs. Trump understands this problem and believes interest costs matter a lot. Because of this, he plans to appoint a new Federal Reserve chair soon. The leading choices are Kevin Walsh and Kevin Hassett, and both support lower interest rates and policies that make borrowing cheaper.
While the central bank focuses on its goals, the government still needs to reduce how much it pays in interest. The two possible new Federal Reserve leaders are supportive of crypto and lower interest rates. Trump is pushing his own form of money support by increasing military spending from $1 trillion to $1.5 trillion. He said this extra cost would be covered by tariff income, but so far the money collected is much less than expected. There is also a chance that some of this tariff money may have to be returned if the courts rule the tariffs illegal. If that happens, the government may need to create hundreds of billions of dollars more, which could increase money supply and impact markets like crypto.
The extra money needed will likely be created by printing new money. Around $200 billion worth of mortgage-backed securities may be bought by institutions, which is a form of quantitative easing. This puts fresh cash into banks, increases available capital, and reduces financial stress, especially for smaller banks. If interest rates are also lowered under new leadership at the Federal Reserve, borrowing becomes cheaper. Together, more money in the system and lower rates mean higher liquidity, which can strongly impact markets like crypto.
The government is shifting toward a loose monetary policy that essentially forces "quantitative easing" on the economy. By printing money to fund major projects—like the proposed acquisition of Greenland—and implementing the 2025 tax cuts on tips and general income, the administration is bypassing traditional Federal Reserve controls. These massive liquidity injections, overseen by Treasury Secretary Scott Bessent, are expected to create an inflationary "tailwind" starting in February. While this may cause a period of market consolidation rather than a severe crash, the full impact of this high-risk liquidity won't be truly visible until 2027.making this year a key time to accumulate.$BTC $BTC
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