🚨 Cryptocurrency Market Update 03 Feb 2026 Xapo Bank recently published their 2025 report, which highlights a change in bitcoin backed borrowing from primarily short term liquidity to long term financial strategies. The report indicates that over 52% of loans had a term of 365 days and a large portion of those loans have remained open even though there has been a slower rate of new issuance. High net worth individuals are utilizing bitcoin as collateral to obtain USD while still maintaining a long-term exposure to bitcoin, indicating that they have greater confidence in the use of bitcoin as productive capital within regulated banks, especially in Europe and Latin America. #TrumpProCrypto #BinanceSquare