Coinpedia Fintech News

The post Which Crypto To Buy Today For Long-Term 2026? Analysts Keep Pointing to This New Ethereum (ETH) Rival appeared first on Coinpedia Fintech News

As 2026 takes shape, long-term buyers are looking past day-to-day swings and focusing on projects that still have clear room to expand. That’s why Mutuum Finance (MUTM) keeps coming up in discussions around which crypto to buy today for long-term: it’s still in presale at $0.04, it’s building toward a utility-first launch, and the roadmap is structured to bring real usage online as the token reaches wider markets.

Why some compare MUTM to early Ethereum

Mutuum Finance draws early-Ethereum comparisons because it’s being built around real on-chain usage from the start. The focus is a working lending and borrowing platform where users can earn yield by supplying assets and access liquidity by borrowing against collateral without selling their holdings.

The team plans to bring the token to market alongside the platform going live, so wider trading begins with utility already available. That launch structure can strengthen early demand because attention doesn’t rely only on price action—there’s also a product for users to engage with immediately. It also improves the chances of major exchange listings, since broader listings are more likely when a token arrives with clear utility and strong early participation already visible.

MUTM is currently priced at $0.04 in presale. Some analysts point to a post-launch move toward $0.25 if momentum builds quickly as visibility expands. From $0.04 to $0.25, that would be a +525% increase.

The presale has already raised $19.65M and passed 18,750+ holders, with 830M+ tokens sold so far—showing strong participation while the token is still before full public trading. Even at $0.04, the entry remains discounted relative to the confirmed $0.06 launch price, leaving a clear window to secure exposure before the token goes live and wider price discovery begins.

Long-term targets: $0.80 to $1

The longer-term outlook isn’t tied to one headline move. It’s tied to Mutuum Finance adding more reasons for people to stay active on the platform as it grows.

One major driver is the overcollateralized stablecoin the team plans to introduce. Stablecoins are the “working capital” of DeFi—used for trading, yield strategies, and moving value quickly without leaving the ecosystem. A stablecoin minted against collateral inside the protocol can increase borrowing activity, deepen liquidity, and create more recurring fee flow as usage expands. Those fees matter because they can support the ecosystem and keep attention on MUTM as the platform scales.

On top of that, multi-chain expansion and Layer 2 optimization are aimed at widening access. More chains and faster, cheaper transactions usually mean a larger addressable user base and more frequent activity—especially from users who avoid high fees or prefer different networks. Over time, growth across multiple environments can drive more deposits, more borrows, and more consistent engagement, which is the kind of foundation that supports higher valuation ranges in a strong market.

Based on that growth path, some longer-term projections extend to $0.80–$1.00. From $0.04, a move to $0.80 would be +1,900%, and a move to $1.00 would be +2,400%.

If $1,500 is allocated at $0.04 and MUTM reaches $0.80, the position would be worth $30,000, producing about $28,500 in profit. When MUTM reaches $1.00, that would scale to $37,500, for roughly $36,000 in profit.

Development progress and upcoming V1 release

The team has announced that V1 is preparing to launch soon on the Sepolia testnet, allowing users to try core features before the protocol goes fully live. That rollout is supported by a major security milestone: the team confirmed that HalbornSecurity has fully completed the independent audit of the V1 lending and borrowing smart contracts.

Delivering testable features before full launch tends to strengthen confidence and keep attention building as the market moves closer to open trading conditions.

On the token side, Mutuum Finance has also completed a CertiK audit for the token smart contract, supported by a $50k bug bounty program in partnership with CertiK. Alongside audits, the project has introduced a high-visibility incentive: a $100,000 giveaway structured around 10 winners, each set to receive $10,000 worth of MUTM. Participation requires completing tasks listed by the project and making at least a $50 presale purchase.

For investors deciding what crypto to buy today for long-term 2026, Mutuum Finance (MUTM) stands out because it’s still early in pricing at $0.04, while the roadmap is built around launching the token alongside a working platform. That launch structure is a key reason analysts discuss a move toward $0.25 in the early post-launch window, with longer-term projections extending to $0.80–$1.00 as stablecoin development, multi-chain expansion, and Layer 2 optimization roll out.

With HalbornSecurity audit completion confirmed, V1 preparing for Sepolia, CertiK validation in place, and the presale still offering access below broader market pricing, MUTM continues to be framed as one of the strongest early-stage candidates for long-term upside into 2026.

For more information about Mutuum Finance (MUTM) visit the links below:

Website:https://www.mutuum.com

Linktree:https://linktr.ee/mutuumfinance

The post No Fed Cuts in 2026? JPMorgan’s New Forecast Puts Bitcoin Back Under Pressure appeared first on Coinpedia Fintech News

JPMorgan Chase no longer expects any Fed rate cuts in 2026. Instead, the bank now predicts the Federal Reserve will raise rates by 25 basis points in the third quarter of 2027.

This marks a major shift. JPMorgan previously called for a 25 bps cut in January 2026. That forecast is now gone.

The change came after Friday’s U.S. jobs data. Employment growth slowed more than expected, but unemployment dropped to 4.4% and wage growth stayed solid. In short, the labor market isn’t weakening fast enough to force the Fed’s hand.

“If the labor market weakens again in the coming months, or if inflation falls materially, the Fed could still ease later this year,” JPMorgan said.

Other Banks Delay Rate Cut Calls

JPMorgan isn’t the only one walking back earlier predictions.

Goldman Sachs pushed its rate cut forecast from March and June to June and September. The bank also cut its 12-month U.S. recession odds to 20% from 30%.

“If the labor market stabilizes as we expect, the FOMC will likely shift from risk management mode to normalization mode,” Goldman said.

Barclays and Morgan Stanley also moved their rate cut expectations to mid-2026. Morgan Stanley had previously predicted cuts in January and April.

The CME FedWatch tool shows traders now see a 95% chance the Fed holds rates at its January meeting. That’s up from 86% before the jobs report dropped.

Did Trump Threaten Powell?

Fed Chair Jerome Powell said Sunday that the Trump administration threatened him with a criminal indictment. The clash adds another layer of uncertainty around the Fed’s independence.

Tuesday’s CPI data is now the next big test. Bitcoin is trading at $90,561 after giving up earlier gains, and is down 2.48% over the last week.

The post Dubai Bans Privacy Tokens and Tightens Stablecoin Rules appeared first on Coinpedia Fintech News

The Dubai Financial Services Authority (DFSA) will ban privacy tokens, including Zcash and Monero, in the Dubai International Financial Centre (DIFC) from January 12, 2026, citing money laundering and sanctions evasion risks linked to anonymized transactions. Regulated firms will be prohibited from trading, holding, promoting, or using mixers and tumblers. Stablecoins will now be restricted to fiat-pegged assets backed by high-quality, liquid reserves able to meet redemption requirements under stress. Firms must self-assess token suitability using updated criteria, replacing previous approved lists to enhance compliance and investor protection.

The post Dubai Tightens Crypto Regulation as DFSA Bans Privacy Tokens in DIFC appeared first on Coinpedia Fintech News

Dubai has introduced major changes to its crypto regulations, signaling a tougher stance on compliance within the Dubai International Financial Centre (DIFC). The Dubai Financial Services Authority (DFSA) has banned privacy-focused cryptocurrencies, refined stablecoin rules, and shifted greater responsibility to crypto firms operating in the financial free zone.

The update aims to bring Dubai’s crypto market closer to global anti-money laundering and sanctions standards.

DFSA Bans Privacy Coins Over AML Concerns

One of the most significant changes is the complete ban on privacy tokens across the DIFC. The DFSA stated that cryptocurrencies designed to hide transaction details or wallet identities are not compatible with international compliance rules.

The ban applies to:

Trading of privacy coins

Promotion and marketing

Investment funds

Derivatives linked to privacy-focused tokens

In addition, DFSA-regulated firms are prohibited from offering or using privacy tools such as mixers, tumblers, or transaction obfuscation services.

According to the regulator, privacy coins make it extremely difficult to meet Financial Action Task Force (FATF) requirements, which require clear identification of both senders and receivers in crypto transactions.

Despite the growing global interest in privacy-focused assets, Dubai has chosen to prioritize regulatory clarity and transparency.

Stablecoin Rules in DIFC Become More Defined

The DFSA has also tightened the definition of stablecoins under DIFC regulations.

Only crypto tokens that:

Are pegged to fiat currencies

Those backed by high-quality, liquid reserve assets

will be recognized as “fiat crypto tokens.” The DFSA emphasized that reserves must be strong enough to handle redemptions even during market stress.

Algorithmic stablecoins do not meet this definition. While they are not banned, they will be treated as regular crypto tokens and face stricter risk assessments and compliance checks.

This approach reflects global regulatory trends that focus on reserve quality, transparency, and investor protection.

Crypto Firms Now Responsible for Asset Approval

Another major shift is how crypto assets are approved in the DIFC.

The DFSA will no longer maintain a regulator-approved list of digital assets. Instead, licensed crypto firms must decide which tokens they offer, based on their own risk assessments.

Firms are required to:

Document their evaluation process

Review assets regularly

Ensure products are suitable for their clients

The DFSA said this change reflects a more mature crypto market, where firms are expected to take responsibility rather than rely on regulators to approve assets.

Dubai Aligns Crypto Rules With Global Standards

Dubai’s updated crypto framework brings it closer to regions like the European Union, where privacy coins have largely been pushed out of regulated markets. At the same time, it differs from jurisdictions such as Hong Kong, which still allow privacy tokens under strict conditions.

Overall, the new rules show that Dubai’s financial center is prioritizing transparency, traceability, and accountability. Crypto firms that fail to meet global compliance standards will struggle to operate in the DIFC, while compliant firms will have more freedom—but also more responsibility.

The post SUI and SEI Price Compress in Tight Ranges—Which Layer-1 Token Is Set to Break Out First? appeared first on Coinpedia Fintech News

Since the start of 2025, the prices of both SUI and SEI have shifted into consolidation after the strong directional waves. SUI surged by over 40%, while SEI rose by close to 25%, but both tokens faced a 9% to 12% pullback and entered a consolidation phase. In the past few sessions, the ranges have tightened further, volume has declined, and momentum indicators have stabalised, a combination that often precedes a decisive breakout. 

The focus has now turned to structure and momentum to assess which layer-1 is positioned to break first. Moreover, it could deliver a strong upside following an escape from the persisting price compression. 

SUI Price Analysis: Can Bulls Trigger a 100% Upswing?

Since the beginning, the SUI price has remained elevated, holding along the rising trend line that has been a strong support level. However, the price has encountered an important trend reversal level that could flip the course of the SUI price rally if secured with strong volume. However, the crypto is facing some resistance at $1.87, and hence a breakout from this range could be very important for the bullish continuation. 

SUI’s weekly chart shows the price holding within a rising parallel channel, indicating a broader bullish structure remains intact. The recent pullback respected the lower trendline near $1.70–$1.75, suggesting buyers continue to defend higher lows. Momentum indicators are stabilizing, while OBV shows early signs of accumulation. A decisive weekly close above $1.90 could validate a breakout and open upside targets near $2.50, followed by $3.20. Failure to hold the channel support would delay the bullish thesis but not invalidate it immediately.

SEI Price Analysis: Can SEI Reach $0.2?

SEI price, in contrast, has remained stuck within a descending parallel channel since 2024 and has bounced from the support. The trend appears to be very similar to the 2025 start, which displayed a rebound and further dropped, forming an inverse curve. Currently, the selling volume is fading with a notable rise in liquidity. Hence, it would be interesting to watch how the upcoming price action could unfold. 

The SEI price continues to trade inside a descending channel, reflecting sustained bearish pressure on the higher timeframe. Price remains capped below the mid-range resistance near $0.19–$0.20, while CMF stays negative, signaling capital outflows. MACD also lacks bullish crossover confirmation, highlighting weaker momentum compared to SUI. For SEI to shift bullish, a strong reclaim of $0.20 is required. Until then, downside risk persists toward $0.12–$0.10, keeping SEI structurally behind in the breakout race.

Which Token Could Break Out First?

From a trader’s perspective, Sui currently has the structural edge. Price is compressing inside a rising channel, higher lows remain intact, and downside risk is clearly defined near channel support. This favors a breakout-first scenario, especially if volume expands on a move above $1.90.

Sei, meanwhile, remains in a corrective structure. Any upside attempt without a reclaim of $0.20 risks being sold into. For traders, SUI offers the cleaner breakout setup, while SEI looks more suitable for reactive trades only after confirmation.

The post 17 Years of Bitcoin’s First Peer-to-Peer Transfer appeared first on Coinpedia Fintech News

On January 12, 2009, Satoshi Nakamoto sent 10 BTC to Hal Finney, marking the first peer-to-peer Bitcoin transaction in history. Finney, an early supporter, had downloaded Bitcoin v0.1 shortly after its release and helped test the network. Recorded in block 170, this transaction proved that digital money could operate without banks or intermediaries. Before this, Bitcoin was only mined for rewards. This historic transfer showed that value could move directly between people, laying the foundation for today’s global Bitcoin network.

The post Indian Crypto Exchanges Now Require Live KYC and PAN Verification Under AML Law appeared first on Coinpedia Fintech News

India is stepping up its regulatory grip on cryptocurrencies as authorities intensify efforts to prevent money laundering and terrorist financing. The Financial Intelligence Unit (FIU), the country’s anti–money laundering watchdog, has rolled out a new set of rules that significantly raise compliance standards for crypto exchanges operating in the country. The updated framework signals a shift toward deeper surveillance and stricter accountability across India’s digital asset ecosystem.

Under the updated rules issued on January 8, crypto platforms are now officially classified as Virtual Digital Asset (VDA) service providers. This places them squarely within India’s anti–money laundering framework and subjects them to the same expectations as traditional financial institutions. Regulators cited the fast-moving and semi-anonymous nature of crypto transactions as a key risk factor for money laundering, terror financing, and proliferation-related crimes.

Live Identity Verification Becomes the New Standard

One of the most notable changes is the requirement for live identity verification during user onboarding. Exchanges can no longer rely solely on document uploads. Instead, they must verify users through real-time checks, including selfie-based authentication, to ensure identities are genuine and active.

Beyond identity documents, platforms are required to collect and store a wide range of technical data points, including IP addresses with timestamps, geolocation details, device identifiers, wallet addresses, and transaction hashes. These data points are intended to strengthen monitoring, risk profiling, and investigative capabilities.

Also Read : Indian Crypto Traders Get Tax Notices as Government Tightens Oversight

Stricter Controls on PAN and Bank Verification

The new framework makes Permanent Account Number (PAN) verification mandatory before users can access any crypto-related services. Bank account verification has also been reinforced, with exchanges required to use a “penny-drop” method to confirm account ownership and functionality.

In addition, users must submit a secondary government-issued ID, such as a passport, Aadhaar card, or voter ID, while phone numbers and email addresses must be verified through one-time passwords.

Industry Reaction and Reduced Regulatory Ambiguity

Major players in India’s crypto sector have largely welcomed the updated rules. Industry leaders note that many large exchanges had already implemented similar safeguards. The FIU’s move is seen as reducing uncertainty and minimizing the risk of inconsistent enforcement across platforms, which has been a long-standing concern for operators.

Crackdown on ICOs and High-Risk Activity

The FIU also signaled a tougher stance on fundraising through crypto. The framework strongly discourages Initial Coin Offerings and Initial Token Offerings, citing weak disclosure standards and elevated financial crime risks.

Enhanced due diligence is now mandatory for high-risk users, including politically exposed persons, nonprofits, and clients connected to jurisdictions flagged by the Financial Action Task Force. Exchanges must also identify and block transactions involving mixers or other anonymity-enhancing tools.

The post XRP Price Holds $2 Mark Despite Mixed ETF Flows: What Comes Next? appeared first on Coinpedia Fintech News

XRP price has managed to stay firm above the $2 support level, even while ETF-related flows painted a mixed picture.

After pushing higher above the $2 hurdle, XRP price showcased minor profit booking in the past three sessions. However, the volatility has compressed, but notably without sharp rejection wicks or panic-driven candles, a clear price action was observed.

XRP Price Consolidates Above a Critical Level

From a technical standpoint, XRP price structure remains constructive. After a sharp recovery, XRP price has transitioned into a sideways range rather than a deep pullback. 

As of press time, XRP price trades at $2.05 with a 24-hour volume of $2.79 Billion. The $1.80-$2.00 zone has repeatedly acted as a demand zone, attracting buyers on dip and allowing higher lows to form.

Following a reversal from the $1.80 support zone and a falling channel breakout above the $2 zone, XRP price was currently retesting the breakout region and could see a further rebound ahead.

On the upside, resistance remains clustered around $2.30-$2.70 zone. However, XRP price declines slowly toward the breakout region, which suggests that bears are struggling to regain control and an aggressive bounce could be seen following a retest of $2 ahead.

A clean breakout above $2.30 could open the doors toward $2.70, while a drop below $2 would weaken the bullish setup and may push XRP toward $1.70-$1.90 ahead.

The Relative Strength Index (RSI) line reverted toward the neutral 50 level from the overbought zone, indicating bullish momentum is intact. Moreover, the MACD indicator is hovering close to the zero line, reflecting balance between buyers and sellers. This flat structure often precedes momentum expansion once price breaks from sideways momentum.

Additionally, XRP price regains support above the 20-day and 50-day EMA and aims to surpass the immediate hurdle of $2.30 stays close to the 200-day EMA zone.

On-Chain Outlook: Accumulation Builds as Network Activity Expands

XRP’s on-chain data continues to favor the bullish as top wallet balance remains steady, signaling confidence rather than urgency to exit.

XRP balance on centralized platforms have increased significantly, reducing the likelihood of near-term decline. Typically, a decline in exchange-reserves suggests a bullish signal. 

It means that investors may be planning to hold long-term rather than sell, which suggests confidence in future price rally. If demand boosts up alongside the decline in exchange reserves, price rally could be seen next.

Moreover, the total transactions count on the XRP network has started to trend higher again after a cooldown. Rising transaction activity during price consolidation reflects growing network usage and improved participation, rather than speculative churn.

Meanwhile, flows across XRP-linked products have been mixed, overall trading volume have expanded pointing to positioning and liquidity buildup rather than one sided speculation. 

Conclusion

XRP’s ability to stay firm above the $2 level keeps the broader structure intact. Until XRP price either clears the $2.30 resistance or loses $2 support, patience remains the edge. The next move is likely to be decisive.

The post Cardano Founder Warns 2026 Is “Make-or-Break” for Crypto After $2.5B Loss appeared first on Coinpedia Fintech News

Cardano founder Charles Hoskinson said he lost around $2.5 billion in paper value over the past four years. The losses came from regulatory chaos and political interference that wiped out retail investors across the market.

In a recent interview with Scott Melker from The Wolf of All Streets, Hoskinson broke down what went wrong between 2022 and 2025. The FTX and Luna collapses destroyed trust. Aggressive and unclear U.S. regulation created fear. Bitcoin benefited while altcoins stagnated.

“Retail got battered and burned and broken,” Hoskinson said.

Hoskinson Criticizes Political Interference in Crypto

The Cardano founder pointed to government-led memecoins and “photo-op policymaking” as factors that hurt the industry’s credibility. He said bipartisan support for crypto collapsed once it became tied to partisan politics.

“By definition, cryptocurrency should be politically neutral, geographically neutral, ethnically neutral,” he added.

Bitcoin Advanced – The Rest of Crypto Didn’t

Hoskinson noted a clear split in the market. Bitcoin moved forward with institutional adoption, while most altcoins were left behind.

As Bitcoin gained clarity through ETFs and traditional finance access, other networks faced uncertainty and enforcement pressure. The result was a market where Bitcoin matured, but broader crypto growth stalled.

Why 2026 Is a Reset, Not a Bull Market

Hoskinson rejected the idea that 2026 is a traditional bull cycle. He called it a reset.

Previous cycles were driven by speculation. This time, he argued, real utility and next-generation infrastructure are required. Regulatory clarity alone will not bring retail investors back.

He outlined two possible paths: one where Wall Street gains control through institutional dominance and surveillance, and another where privacy-focused infrastructure brings retail back into the market.

“This is the make-or-break year for the soul of crypto,” Hoskinson said.

Despite his losses, Hoskinson said he remains optimistic. He compared crypto’s future to Amazon’s transformation, where the company eventually represented something entirely different built on real utility.

The post Vitalik Buterin Wants Ethereum to Survive Without Him, Reveals 7-Step Plan appeared first on Coinpedia Fintech News

Ethereum co-founder Vitalik Buterin wants the network to survive without him. In a new statement, he introduced what he calls the “walkaway test.”

The idea is simple: Ethereum should keep running even if all its developers vanished tomorrow.

“Ethereum itself must pass the walkaway test,” Buterin said. “Ethereum must get to a place where we can ossify if we want to.”

He compared the difference to owning a hammer versus relying on a service. Once you buy a hammer, it’s yours. It works whether the company exists or not. Buterin wants Ethereum to work the same way.

Vitalik’s 7-Box Checklist

Buterin laid out seven upgrades the network needs to hit over the next few years:

Full quantum-resistance

Scalability through ZK-EVM and PeerDAS

State architecture that lasts decades

Full account abstraction

A gas schedule with no DoS vulnerabilities

A proof-of-stake model that stays decentralized

Censorship-resistant block building

He was direct about not delaying quantum security for short-term gains.

“Being able to say ‘Ethereum’s protocol, as it stands today, is cryptographically safe for a hundred years’ is something we should strive to get to as soon as possible,” he said.

Also Read: Vitalik Buterin Admits Bitcoin Maxis Were “Far Ahead” on Crypto’s Biggest Threat

What This Means for ETH Holders

Buterin sees ETH as long-term trustless collateral. He pointed to use cases like ETH-backed stablecoins that don’t rely on heavy governance.

The goal is to reach a point where future upgrades happen through parameter changes, not constant protocol overhauls. Validators would vote on scaling adjustments the same way they vote on gas limits today.

Community Reacts

The crypto community backed the vision.

One user called it “spot on,” adding that prioritizing long-term robustness over perpetual tweaks ensures it’s a true foundation for decentralized apps.

Fully agree. A blockchain’s real value is revealed when it still works even if teams vanish or incentives change. Protocols should act like durable infrastructure, not fragile platforms. If users can’t walk away and retain functionality, trust minimization is incomplete. Best.

— The Algorand Guy (@TheAlgorandGuy) January 12, 2026

When Will This Happen?

Buterin expects at least one box checked per year, ideally more. He wants the heavy lifting done now so Ethereum can run stable for decades.

“Do the right thing once, based on knowledge of what is truly the right thing,” he said.

He signed off with a line the community knows well: “Ethereum goes hard. This is the gwei.”

The post South Korea to Allow Corporate Crypto Investments After 8 Years appeared first on Coinpedia Fintech News

South Korea is set to lift its long-standing ban on corporate cryptocurrency investments, marking a significant shift in its digital asset policies. Local reports say the Financial Services Commission (FSC) is finalizing rules that would let listed companies and professional investors buy crypto for the first time since 2017. The official guidelines are expected by January or February.

Companies Can Invest Up to 5% of Capital in Crypto

Under the proposed rules, eligible companies would be allowed to invest up to 5% of their equity capital in digital assets. This ends nearly a decade of restrictions for institutions. The original ban was aimed at preventing money laundering and protecting markets during crypto’s early days.

The FSC is taking a cautious approach. Companies would only be allowed to invest in the top 20 cryptocurrencies by market value. All transactions must happen through South Korea’s five largest regulated exchanges. The inclusion of stablecoins like USDT is still being discussed, as regulators weigh risks around transparency and capital flow.

Potential Boost for Bitcoin, Ethereum, and Local Crypto Market

If implemented, this policy could bring large amounts of domestic capital into the crypto market. Big companies like Naver, which have substantial equity, could legally invest in Bitcoin, Ethereum, and other top assets. Experts say this could also speed up the approval of spot Bitcoin ETFs and the development of a national stablecoin.

The new rules are expected to benefit local blockchain startups and crypto-focused companies. Until now, major firms often invested in crypto ventures abroad due to domestic restrictions. Allowing onshore investments could help retain capital and boost innovation within South Korea.

Community Reacts with Optimism

Online discussions show cautious optimism. Users on Reddit noted that easing corporate restrictions could increase liquidity and bring more institutional participation. Many believe the 5% limit and other safeguards keep risk manageable while helping the market mature.

The post Binance Lists United Stables (U) With New Spot Trading Pairs appeared first on Coinpedia Fintech News

Binance will list United Stables (U) on January 13, 2026, at 08:00 UTC, opening spot trading for U/USDT and U/USDC. United Stables is a next‑generation stablecoin backed 1:1 by cash and major stablecoins, designed to unify fragmented liquidity across trading, DeFi, payments, and AI‑enabled systems on both BNB Smart Chain and Ethereum. It supports EIP‑3009 gasless transactions and integrates with top wallets and DeFi protocols. Binance will also launch LINK/USD1, PEPE/USD1, and USDC/MXN spot pairs that day.

The post Ethereum Price Squeezed at $3,100: Is ETH Coiling for a Violent Breakout? appeared first on Coinpedia Fintech News

Ethereum price showed a daily uptick of over 2%, reclaimed the $3100 zone during the intraday session, but the volatility remains unusually compressed. For the past few sessions, ETH has traded sideways, absorbing supply while refusing to lose its $3000 support level.

The current price action points to a coiling phase rather than exhaustion. The short-term range of $2900-$3400 is a critical area of focus for sharp directional moves ahead. 

Ethereum Price Chart Forms Inverted Head and Shoulders Pattern: What Does It Mean

On the daily chart, Ethereum (ETH) remained sideways around $3000, while facing immediate resistance around $3200. However, the chart structure leans bullish, suggesting a massive upside toward $4800 in the coming sessions.

Looking at the key indicators, the RSI line is holding above the neutral 50 level, while the MACD indicator is flat near equilibrium, reflecting a balance rather than weakness.

The weekly chart adds more weight on the bullish thesis. According to the analyst’s post, he cited that ETH appears to be forming an inverse head-and-shoulders pattern, with price consolidating near the upper volume shelf.

$ETHUSD $ETH Ethererum – Bullish Inverse Head & Shoulders- Weekly ChartThe inverse head & shoulders pattern continues to form. Price is near the top volume shelf and consolidating with higher lows. Above $3400 and this gets moving.$ETHE $ETHA $FETH pic.twitter.com/gNTbrI5bMO

— Donald Dean (@donaldjdean) January 11, 2026

This pattern typically signals a transition toward a bullish phase once confirmed. A decisive weekly close above $3400 could validate the structure and significantly push ETH even higher. 

However, a drop below $2900 would invalidate the bullish thesis and expose ETH to deeper correction ahead.

On-Chain & Market Data: Valuation Gap Meets Rising Liquidation Pressure

From a validation perspective, ETH’s market value continues to lag the growth of the Ethereum economy. The metrics comparing fully diluted valuation against on-chain activity and TVL show a widening gap, suggesting price has yet to fully reflect the network’s economic throughput.

This divergence strengthens the case that ETH’s current consolidation is occurring amid structural undervaluation rather than weakening fundamentals.

At the same time, liquidation map data reveals a dense cluster of short-side leverage positioned above the current price level of $3,100. It means that a relatively modest upside of around 10-12% would be enough to trap billions of short positions to unwind, potentially accelerating bullish momentum.

From a network perspective, ETH’s active addresses and transaction activity have stabilized, reinforcing the view that Ethereum’s underlying usage remains intact.

Final Thoughts

Ethereum price is coiling above the $3000 mark, with price compression, rising liquidation pressure, and on-chain undervaluation, pointing toward a potential volatility expansion.

Amidst the bullish chart setup, a clean break above $3400 would strengthen the bullish case, while a dip below $2900 may activate selling pressure ahead.

The post Solana (SOL) Price Tests $145 Resistance as Network Growth Signals a Shift—What Comes Next? appeared first on Coinpedia Fintech News

In less than a week, Solana (SOL) price has surged back above $140, staging a swift recovery from its monthly lows below $135. The rebound has pushed SOL into a familiar resistance zone for the sixth time since November 2025. Historically, each test of this range has triggered sharp pullbacks of 15%–16%, underscoring strong overhead supply. 

This time, however, the price has corrected by only 3%–4% before rebounding, suggesting growing bullish resilience. While the price action hints at a potential breakout attempt, mixed signals from Solana’s network data point to the risk of a deeper correction before a sustained move higher.

Massive Drop in New Wallets Created on Solana

Solana has surged to nearly $144, putting the spotlight back on the critical $145 resistance zone, a level that has repeatedly capped upside attempts in recent months. While price action shows improving bullish intent, the underlying network growth tells a more cautious story. Data from Santiment indicates that weekly new wallet creation peaked near 30.2 million in November 2024 but has since dropped sharply to around 7.3 million, signaling a slowdown in fresh user adoption. 

This divergence matters because past SOL rallies were strongly supported by expanding network participation. If network growth continues to decline, buying momentum may weaken near the resistance level, increasing the risk of rejection and short-term pullbacks. Conversely, a recovery in wallet creation could validate the breakout attempt, strengthening the case for a sustained move above $145 and opening higher upside targets for Solana.

What’s Next for the Solana Price Rally? Here’s What Technicals Suggests

Despite mixed on-chain signals, the short-term price structure for Solana remains constructive. As seen on the 4-hour chart, SOL is once again testing the $141.5–$145.4 resistance band, which also aligns with the neckline of a double-bottom (W-shaped) pattern. A clean breakout above this zone could attract fresh buying interest, especially as current volumes remain relatively muted. This range could attract more buying volume, which is lacking comparatively. 

Structurally, the setup is strong: SOL is trading above its 20, 50, 100, and 200 moving averages, a configuration not seen since September 2025. Momentum indicators reinforce this bias, with RSI holding in the upper range since the start of 2026. Sustained acceptance above resistance could invalidate a drop below $140 and open the door for a push toward $150 and beyond, provided volume expands.

Solana Price Prediction 2026: When Can SOL Reclaim $200?

For Solana to rise back above the $200 mark, the market first needs confirmation that the current breakout attempt is sustainable. A high-volume close above the $145 resistance zone would mark a structural shift and likely open the path toward the $165–$180 range, where stronger supply is expected. 

Beyond that, a reclaim of $200 would require not only a bullish price structure but also a revival in network growth and on-chain participation, aligning fundamentals with technical strength. Without this confirmation, rallies may remain corrective. With improving momentum and sustained accumulation, the Solana (SOL) price may reclaim $200 soon in 2026.

The post Jerome Powell Calls Investigation ‘Unprecedented’ as Trump Pressures FED appeared first on Coinpedia Fintech News

Federal Reserve Chair Jerome Powell has strongly defended the central bank’s independence amid a new Justice Department investigation. Speaking over the weekend, Powell argued that the probe reflects political pressure from the Trump administration over interest rate decisions, rather than concerns about the Fed’s renovation project.

According to Powell, the controversy is not about a building renovation, but about whether the Federal Reserve can continue setting monetary policy based on economic data rather than political demands.

Video message from Federal Reserve Chair Jerome H. Powell: https://t.co/5dfrkByGyX pic.twitter.com/O4ecNaYaGH

— Federal Reserve (@federalreserve) January 12, 2026

DOJ Probe and Jerome Powell Investigation Raise Independence Concerns

The investigation, launched by the U.S. attorney for Washington, D.C., focuses on renovations to the Federal Reserve’s headquarters and whether Powell misled Congress about the project’s cost and scope. Reports say the inquiry began last week, immediately drawing attention due to its political backdrop.

Powell emphasized accountability, stating that no public official is above the law. However, he described the criminal probe as “unprecedented” and said it should be seen in the context of repeated White House pressure aimed at influencing interest rate decisions.

Long-Running Tensions With Trump

President Donald Trump has frequently criticized Powell for keeping interest rates higher than desired, arguing that cuts are needed to support economic growth. Trump has also threatened to remove Powell and previously attempted to fire Fed Governor Lisa Cook over unrelated issues, a move later blocked by the Supreme Court.

When asked about the investigation, Trump denied involvement but still questioned Powell’s leadership, including both his monetary policy decisions and handling of the Fed’s renovation project.

Jerome Powell Investigation Highlights the Future of Monetary Policy

Powell warned that the inquiry raises a larger concern: whether U.S. monetary policy will continue to be guided by economic conditions or be subject to political influence. His term as Fed chair ends in May, adding urgency to the debate over who will shape the next phase of U.S. interest rate policy.

Reports suggest Trump is considering several loyalists to replace Powell, including Kevin Hassett, a top economic adviser. While Hassett supports aggressive rate cuts, he has stated that the president’s views would not directly dictate policy decisions.

Shifting Fed Landscape and Market Reactions

The administration has already influenced the Fed’s direction by appointing Stephen Miran, a Trump ally, to the board last year. At his first policy meeting, Miran called for a 0.5% rate cut, signaling a potential shift toward a more politically aligned central bank.

As the Jerome Powell investigation unfolds, markets are closely watching developments. The outcome could define Powell’s legacy and the future independence of the Federal Reserve itself.

The post Missed Cardano’s Early Moonshot? Don’t Get Left Behind Again – APEMARS Stage 3 Selling Out Fast: The Next 1000x Crypto With 22,367% Redemption Upside! appeared first on Coinpedia Fintech News

There is a specific kind of regret that only crypto creates. It is not about losing money. It is about not acting when the price was quiet, the noise was low, and the upside was invisible. Cardano was once in that moment. Today, it is a reminder. Back then, Cardano did not look inevitable. It looked slow. Academic. Boring to some. Many watched it sit at fractions of a cent and convinced themselves there would always be more time. That hesitation turned into one of crypto’s most painful “what if” stories.

History has a way of repeating itself. Not with the same names, but with the same patterns. Another early-stage opportunity is forming right now, quietly moving through its lowest pricing window. Those who recognize it early usually do not talk much. They just position. This is where conversations around the next 1000x crypto start shifting. Not loudly. Not all at once. But fast enough that when the crowd notices, the entry is gone.

“I Knew About It Early” – The Most Painful Sentence in Crypto

Cardano entered the market when patience was not popular. During its early days, ADA traded at levels that now feel unreal. Its all-time low sat near fractions of a cent. Those early prices were not dramatic. They were ignored. Fast forward, and Cardano climbed to an all-time high above $3. You can get further detailed insights on Cardano’s real-time performance on the best crypto to buy now site. That move was not instant. It rewarded the people who entered when the story was unfinished, and the confidence was low. A small allocation at its early levels turned into life-changing returns for those who stayed.

Most investors were not late because they did not believe in crypto. They were late because they waited for certainty. By the time Cardano felt “safe,” the upside had already compressed. The easy multiples were gone. That regret still lives in comment sections, forums, and portfolio screenshots. “I knew about it early.” “I almost bought.” “I waited for a dip that never came.” These words repeat every cycle.

Cardano is not a mistake. It is a lesson. The market does not reward hesitation at the earliest stages. It rewards conviction before consensus. That is why attention naturally shifts to what could become the next version of that story.

Why APEMARS Feels Like the Next Early Chapter

This is where APEMARS enters the conversation, not as a replacement for Cardano, but as a reminder of timing. The project is currently moving through its presale with Stage 3 officially live, priced at 0.00002448. That number matters because it represents a window that does not stay open long.

At the time of writing, the mission data shows: Current stage – 3, holder count around 310, more than $65k raised, and over 3.33 billion tokens sold. Early stages moved quickly, at even lower prices, and they did not wait for latecomers. The structure is simple and aggressive by design. Each presale stage runs on a fixed timeline or sells out early. When the supply is gone, the mission advances. The timer does not reset for anyone. This is exactly how early opportunities slip away.

What draws attention is the projected upside. Based on the current structure, the estimated upside from Stage 3 sits around 22,367%. That is the kind of number people associate with stories like Cardano’s early days, not with assets already in the top rankings. The reason APEMARS keeps appearing in discussions around the next 1000x crypto is not hype alone. It is the way scarcity, pacing, and community participation are engineered together.

One of the strongest signals comes from its burn system. Unsold tokens are not recycled or quietly stored. They are burned at fixed mission checkpoints during the presale. Stages 6, 12, 18, and 23 act as visible supply reduction events. This means every completed segment tightens availability as momentum builds. The second driver is community missions. This is not a passive hold-and-wait setup. The project runs ongoing narrative-driven missions tied to engagement, creativity, and participation. These missions reward activity, not just capital. That dynamic keeps attention high and sells pressure low during critical early phases. Together, these mechanics create urgency without shouting. It feels less like speculation and more like being early to a movement that is still forming.

How to Buy APEMARS Before Stage 3 Fills Up

Getting positioned is intentionally simple, which removes friction during fast-moving stages. The process is designed so participants see their progress clearly from the start.

Connect a supported non-custodial wallet on the official APEMARS presale dashboard.

Select your preferred crypto for participation

Enter the amount you want to allocate

Add a referral or bonus code if available

Confirm the transaction and view your tokens directly in your dashboard

Once completed, your allocation appears immediately, reflecting your position in the ongoing mission. The system updates automatically as stages progress.

Final Thoughts: Why Timing Matters More Than Belief

Cardano proved one thing beyond doubt. The biggest gains rarely come when everyone agrees. They come when the story is still being written, and the price feels quiet. Opportunities like that do not announce themselves twice. They pass quickly, often disguised as “too early” or “too risky.” That is exactly how they stay profitable for those who act.

APEMARS sits in that familiar window right now. Stage 3 is live. Earlier stages are gone. The price is still close to the floor. The upside narrative is forming, not finished. For investors searching for the next 1000x crypto, this is not about chasing pumps. It is about recognizing structure, scarcity, and timing before regret becomes another comment under an old chart. Those who missed Cardano once learned the lesson the hard way. Some will recognize the pattern early this time. Others will read about it later and wish they had moved sooner.

FAQs About Next 1000x Crypto

Which crypto will be 1000x in 2030?

No crypto can be predicted with certainty to reach 1000x by 2030. Historically, such gains came from extremely early projects, had strong communities, and survived multiple market cycles. Long-term vision and early entry matter most.

Has any crypto gone 1000x?

Yes, several cryptocurrencies have delivered 1000x returns over time, including early-stage projects like Bitcoin, Ethereum, and Solana from their lowest entry points. These gains occurred for investors who entered very early and held through volatility.

How to find the next 1000x coin?

The next 1000x coin is usually identified before it becomes popular. Investors look for early-stage or presale tokens with controlled supply, clear narratives, and growing user interest. Patience and research are key.

Which penny crypto has 1000x potential?

Penny cryptos with low market caps and early distribution offer higher upside potential. Projects still in presale or early launch phases are often evaluated for this reason. However, risk remains high, and outcomes vary widely.

The post India Tightens Crypto Rules: Selfie and Geo-Checks Required appeared first on Coinpedia Fintech News

India’s Financial Intelligence Unit (FIU) has rolled out stricter anti‑money‑laundering and KYC rules for cryptocurrency exchanges to strengthen user verification and combat illicit activity. New onboarding requirements include live selfie verification using liveness detection, geolocation tracking (latitude, longitude, IP, timestamp), bank account confirmation via a small test transfer, and multiple government‑issued ID checks. Exchanges must also verify email and mobile numbers. These measures aim to improve transparency and traceability without banning crypto trading, though enhanced verification may slow onboarding.

The post Coinbase Flags Risk Over Stablecoin Rewards in U.S. Crypto Bill appeared first on Coinpedia Fintech News

A major U.S. crypto market structure bill, known as the CLARITY Act, is heading into a critical Senate Banking Committee markup session this week. At the center of the debate is whether stablecoin issuers should be barred from offering rewards through crypto exchanges and other platforms. According to reports, Coinbase is signaling that it may withdraw support for the bill if lawmakers move to shut down stablecoin reward programs.

Sources familiar with the matter suggest Coinbase sees the proposed restrictions as a direct threat to both user choice and its own business model. While the company has not officially commented, the message to lawmakers appears clear: banning rewards could undermine innovation and participation in the U.S. crypto market.

Why Stablecoin Rewards Matter

Stablecoin rewards have become a major feature of crypto platforms, allowing users to earn returns on assets like USDC without traditional banking products. For exchanges such as Coinbase, these rewards are not a side business. In the fourth quarter alone, stablecoins generated nearly $247 million in revenue, while blockchain rewards added another $154.8 million.

Eliminating yield options on stablecoins offering around 3.5% returns could significantly reduce platform revenue and weaken incentives for users to hold and transact in regulated digital dollars.

Community Reaction

The Reddit community reaction leans strongly against banks and in favor of keeping stablecoin rewards. Commenters largely mocked traditional banks, arguing they are afraid of competition and don’t want to raise deposit interest rates beyond near-zero levels. Some used sharp analogies, comparing banks opposing crypto yields to outdated industries resisting innovation. 

Others criticized how banks position themselves as “safe” while using crypto’s bad actors to justify restrictive rules. A few voices expressed frustration that scams have damaged the crypto sector’s image, providing banks with ammunition in policy debates, while Bitcoin-only supporters dismissed the broader sector altogether. 

Overall, the sentiment reflects deep skepticism toward banking lobbying efforts and broad support for preserving stablecoin rewards as a consumer-friendly alternative.

The post Best Crypto Presale: Why $3.9M Raised for Digitap Outshines $1.86 SUI Growth appeared first on Coinpedia Fintech News

While Sui (SUI) remains pinned below the $1.86 level despite its technical ambitions and a $6.8 billion market cap, capital is quietly rotating elsewhere. Digitap ($TAP), a utility-driven crypto banking platform, has raised $3.9 million in its ongoing crypto presale by focusing on what many Layer-1 networks still haven’t delivered: real-world usability.

Digitap’s live iOS and Android app, combined with a capped 2 billion token supply, positions the project at the intersection of usability and scarcity.

As presale capital continues to flow away from speculative network narratives and toward products that work today, Digitap’s momentum is beginning to outpace one of the industry’s fastest-growing ecosystems. For investors still waiting on a Sui breakout, the more pressing question may be whether the market has already moved on.

Sui ($SUI): Solid Growth, Limited Upside

Sui (SUI) is a good example of what many large-cap tokens are offering right now. After dropping sharply in late 2025, SUI has recovered to around $1.86, representing roughly a 20% rebound from its recent lows.

While that recovery is respectable, it comes with limitations. Investors buying SUI at current levels are essentially betting on continued market-wide growth. For SUI to double in price, its already large market cap would need to expand significantly in a highly competitive Layer-1 environment.

Sui price chart. Source: Coingecko

For beginners, this is an important concept: large projects tend to move more slowly. The upside is more limited, even if the project itself is strong. This is why many investors searching for the top crypto to buy now are shifting attention away from mature Layer-1s and toward early-stage utility projects.

Why Capital Is Moving Toward Digitap’s Crypto Presale

Presales offer something that established tokens cannot: early pricing. Instead of buying into assets that are still recovering old highs, investors can enter projects before they are listed on exchanges.

Digitap’s $3.9M raise suggests that many participants believe the risk-reward profile of presales currently outweighs that of market recoveries. This trend is especially appealing to those exploring the best altcoins to buy now, where growth potential matters more than short-term price stability.

Digitap is not trying to compete with blockchains or reinvent smart contracts. Its focus is simple: making crypto usable in everyday life. The Digitap platform functions as a crypto-to-fiat Omni-Bank, allowing users to:

Hold crypto and traditional currencies in one app.

Spend crypto using a Visa-linked card.

Move funds without relying on traditional banks.

The product is already live, and transactions are happening now. This practical approach is why Digitap is seen as the best crypto to invest in long term, offering real usage and real revenue instead of technical promises.

Revenue Model: How Digitap Differs From Layer-1 Tokens

Layer-1 blockchains like Sui generate value mainly through network usage and gas fees. That model depends heavily on developer activity and market cycles. Digitap’s revenue, by contrast, comes from transaction fees generated when users spend through the app. This creates a more predictable income stream that does not rely on high market volatility.

A portion of this revenue is used to buy back and burn $TAP tokens, reducing supply over time. For beginners, this simply means fewer tokens in circulation as usage grows, which can support long-term price appreciation.

This structure is one reason Digitap is increasingly mentioned among the best cryptocurrencies to buy right now in the presale space.

Presale Pricing: Clear Entry, Clear Expectations

Digitap’s current presale price sits at $0.0427, with a confirmed listing price of $0.14. This gives early participants a clear understanding of potential upside before public trading begins.

Unlike buying tokens mid-recovery, presale investors are not fighting existing resistance levels. This clarity is especially helpful for newcomers deciding on the best crypto to buy today without needing advanced technical analysis.

Digitap is also listed among hidden crypto gems, not because it is unknown, but because it is still early enough to offer strong upside. For those researching the best new crypto to buy before exchange listings, Digitap is increasingly standing out as a serious contender rather than a speculative gamble.

Why Digitap Is The Best Crypto Presale in 2026

Betting on a Sui recovery from $1.86 to $3 requires a large market cap expansion from current states, a heavy lift in an increasingly saturated Layer-1 environment.

However, Digitap’s current presale milestone tells a different tale and represents the 100x potential that early-stage investors crave. By combining no-KYC banking rails with a deflationary token model, Digitap is targeting global users who want immediate, permissionless access to spendable crypto.

With $3.9 million already secured and a transparent price trajectory toward a $0.14 exchange listing, the $TAP presale offers a structured exposure profile rather than a speculative waiting game. In a market seeking projects with high returns, Digitap’s appeal lies in a working product, a defined growth path, and an upside that does not require rewriting the Layer-1 hierarchy to materialize.

Discover how Digitap is unifying cash and crypto by checking out their project here:

Presale: https://presale.digitap.app

Website: https://digitap.app 

Social: https://linktr.ee/digitap.app 

Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway

The post What a $1,000 Investment in This New Crypto Could Look Like by End of 2026 appeared first on Coinpedia Fintech News

Crypto markets rarely reward patience in a straight line. They reward timing, delivery, and momentum that builds before most people notice. That is why some of the biggest moves happen around launches, not after a token is already trending on every crypto chart.

Right now, one new cryptocurrency project is being discussed as a late 2026 candidate because it is moving toward protocol deployment while its early pricing ladder has already stepped higher. That project is Mutuum Finance (MUTM). The numbers below are scenario models based on the facts Mutuum Finance has shared and the way early-stage tokens often behave when utility turns on.

Mutuum Finance (MUTM) 

Mutuum Finance (MUTM) is building a lending and borrowing protocol. Users supply assets into liquidity pools to earn yield. Borrowers take loans by posting collateral. The protocol uses interest rates, caps, and liquidations to keep pools healthy when markets shift.

It also uses risk controls like LTV to keep borrowing safer. LTV is how much a user can borrow compared to the value of their collateral. For example, if a user posts $1,000 worth of ETH and the LTV is 75%, the maximum borrow is $750. If the asset is more volatile, the protocol can use a lower LTV. At 40% LTV, that same $1,000 collateral would allow only $400 borrowed. Lower LTVs leave more buffer if prices drop, which helps reduce liquidation pressure.

Now to the participation data the project has reported. Mutuum Finance says it has raised $19.6M and has about 18,750 holders. It also reports roughly 825M tokens sold. 

The presale began in early 2025, and the price has progressed through phases, which is why MUTM is often described as a new crypto that has already moved beyond the very first stage of distribution. Mutuum Finance currently lists MUTM at $0.04 in Phase 7. The token began at $0.01 in Phase 1, which is how the project frames a 300% step-up across the phase ladder.

V1 Protocol and Halborn Security Audit

Mutuum Finance has stated on its official X account that it is preparing a V1 release on the Sepolia testnet, then finalizing for mainnet, with launch timing described as coming shortly. For a lending protocol, that kind of timeline tends to matter. Many traders watch the “from build to deploy” step closely.

Mutuum Finance also states that HalbornSecurity completed an independent audit of its V1 lending and borrowing protocol. It has also cited a CertiK token scan score of 90/100 and a $50k bug bounty for code vulnerabilities. In lending, security is not decoration. Collateral, debt, and liquidation logic need clean execution.

Some analysts believe that if V1 ships smoothly and early usage starts building, MUTM can trade above its stated launch reference price of $0.06, as the market prices in real activity instead of pre-launch positioning. This is not a guarantee. It is an execution-based scenario.

For a $1,000 example, the math starts with token count. At $0.04, $1,000 buys 25,000 MUTM. If MUTM later trades around $0.08 in a positive post-launch scenario, that holding would be worth $2,000. That is 2x from $0.04. This is a simple scenario model tied to delivery and demand.

Stablecoin and Layer-2 Plans

Mutuum Finance has also described plans for an overcollateralized stablecoin minted from the protocol treasury, using mint and burn mechanics. Stablecoin utility can matter because it can increase protocol usage and keep liquidity circulating inside the system.

The project has also referenced Layer-2 efficiency work, including call data compression. Lower costs and smoother usage are not “nice extras” in lending. They can influence how often users interact, and how much volume stays on the platform.

Some analysts believe that if Mutuum Finance ships V1, expands features like stablecoin support, and maintains strong participation, it could build the kind of growth narrative seen in early-stage success stories in the past. That does not mean it will repeat them. It means the roadmap is trying to move from a basic lending release to a broader DeFi stack.

In a bullish long-term scenario into the end of 2026, projections show a move toward $0.25 to $0.30 is the kind of level people model when a low-priced token gains real usage and visibility. From $0.04, $0.28 would be a 7x.

For the same 25,000 MUTM, a $0.28 scenario would value the holding at $7,000. Just a structured way to understand the upside math that attracts attention to tokens under $0.1.

Phase 7 Sell-Through

Mutuum Finance also keeps activity visible with a 24-hour leaderboard. The project says the top daily contributor receives $500 in MUTM. This does not drive price by itself, but it helps keep community participation steady.

Mutuum Finance has also stated that card payments are available. Payment access matters in practice because it reduces friction. Lower friction often increases participation during later phases.

And Phase progression itself is a signal. Mutuum Finance is now in Phase 7, which means Phase 6 has already sold through. In staged presales, later phases can move faster because supply at earlier price levels is gone and more people are watching.

Mutuum Finance (MUTM) shows up in new crypto and top crypto discussions for late 2026 for a reasom. The project has reported strong participation metrics, a clear V1 path, and a utility design that is meant to turn activity into demand once the protocol is live.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance