Optimisus

Helio Corporation (OTCID: HLEO) (“Helio” or the “Company”), a space-based renewable energy company, announced today that its Board of Directors has executed an agreement with a leading, highly experienced crypto marketing firm to support a planned $20 million Initial Coin Offering (ICO) for its proprietary utility token, Mission Helio. 
The Mission Helio utility token is designed solely for functional use within Helio’s ecosystem, including tiered participation, usage-based benefits, and support for infrastructure development and ecosystem expansion. The token does not represent equity, ownership, profit-sharing rights, or any claim on Helio’s assets or earnings. The offering represents a strategic, non-dilutive financing initiative designed to fund the development and deployment of Helio’s proprietary space-based solar power systems while protecting shareholder equity and enhancing long-term value. Helio’s ICO is structured as an alternative capital raising mechanism intended to support the Company’s core mission: delivering continuous, renewable baseload energy from space for terrestrial use. By utilizing a utility token framework rather than issuing additional equity or debt, Helio aims to avoid shareholder dilution and reduce reliance on financing structures that have historically impaired value creation in public and over-the-counter markets. 
“We are positioning Helio at the leading edge of innovation—not only in how energy is generated in space and transmitted to Earth, but in how critical infrastructure is financed,” said Ed Cabrera, Chief Executive Officer of Helio. “For too long, publicly traded OTC companies have depended on highly dilutive or toxic funding structures that erode shareholder value at precisely the moment capital is most needed. Our strategy reverses that dynamic by leveraging alternative capital markets to support regulated, asset-based operations.” 
Management views the utility token offering as a deliberate departure from traditional OTC financing mechanisms, which often involve variable-rate instruments and repeated equity issuance. By separating capital formation from equity issuance, Helio believes it can strengthen balance-sheet integrity while aligning capital deployment with long-term shareholder value creation. 
Proceeds from the token offering are expected to be used to advance Helio’s “Power Plants in Space” initiative, including the development of proprietary hardware, power transmission systems, and related intellectual property, as well as the expansion of infrastructure assets designed to support future revenue generation. 
Helio believes this approach represents a first-of-its-kind financing model among publicly traded OTC companies: utilizing participation in unregulated digital asset markets to fund regulated, tangible energy infrastructure. Unlike crypto treasury strategies used by publicly traded proxy companies that rely primarily on token price appreciation or market sentiment, Helio’s model is focused on converting token-based capital into real, revenue-generating assets supported by proprietary engineering and systems IP. 
Helio’s planned Initial Coin Offering reflects a fundamentally different approach to crypto-enabled financing—one intended to fund long-duration, revenue-producing renewable energy infrastructure while preserving shareholder equity and supporting sustainable long-term growth. 
About Helio Corporation 
Helio is pioneering a new class of energy infrastructure—space-based power systems aka “Power plants in space” that captures solar energy beyond Earth’s atmosphere and beams it safely and efficiently to the surface. Our vision is to establish orbital energy platforms as a foundational layer of the global power grid, delivering uninterrupted, carbon-free electricity at scale and reshaping how nations power cities, industries, and critical systems. Since being founded in 2018, Helio has specialized in delivering cutting-edge aerospace hardware, systems engineering, and mission services. From small-scale projects to flagship space missions, we support NASA, private companies, universities, and global space agencies to achieve success in space. We are proud to be a trusted partner to over a dozen space agencies, organizations, and companies across the globe. Our products can be found operating from the Sun to Jupiter. From NASA and European Space Agency to emerging private aerospace firms and academic institutions, we collaborate with some of the most innovative and forward-thinking players in the space industry.  
For more information on the new strategic direction, financing initiatives and management additions, users can visit www.helio.space or be added to the email list by sending their contact information to emcabrera@helio.space 
Note Regarding Forward Looking Statements: 
Some of the matters discussed herein may contain forward-looking statements that involve significant risk and uncertainties. Forward-looking statements can be identified by the use of words like “believes,” “could,” “possibly,” “probably,” “anticipates,” “estimates,” “projects,” “expects,” “may,” “will,” “should,” “seek,” “intend,” “plan,” “expect,” or “consider” or the negative of these expressions or other variations, or by discussions of strategy that involve risks and uncertainties. All forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause our actual transactions, results, performance or achievements to be materially different from any future transactions, results, performance or achievements expressed or implied by such forward-looking statements, including our ability to obtain financing on acceptable terms or at all, and other risk factors included in the reports we file with the Securities and Exchange Commission (the “Commission”). We base these forward-looking statements on current expectations and projections about future events and the information currently available to us. Although we believe that the assumptions for these forward-looking statements are reasonable, any of the assumptions could prove to be inaccurate. Consequently, no representation or warranty can be given that the estimates, opinions, or assumptions made in or referenced by this presentation, including, but not limited to, our ability to obtain financing, will prove to be accurate. We caution you that the forward-looking statements in this presentation are only estimates and predictions, or statements or current intent. Actual results or outcomes, or actions that we ultimately undertake, could differ materially from those anticipated in the forward-looking statements due to risks, uncertainties or actual events differing from the assumptions underlying these statements. We caution investors not to rely on the forward-looking statements contained in or made in connection with this presentation and encourage investors to review the reports we file with the Commission. The Company undertakes no duty or obligation to update any forward-looking statements contained in this presentation as a result of new information, future events or changes in the Company’s business plans or model. 

Disclaimer: Any information written in this press release does not constitute investment advice. Optimisus does not, and will not endorse any information about any company or individual on this page. Readers are encouraged to do their own research and base any actions on their own findings, not on any content written in this press release. Optimisus is and will not be responsible for any damage or loss caused directly or indirectly by the use of any content, product, or service mentioned in this press release.

Crypto markets reward clarity. When capital moves fast, investors stop chasing noise and start asking harder questions. What is fixed? What is known? What cannot change overnight? This is why the comparison between Zero Knowledge Proof (ZKP) and XRP matters right now. 
XRP remains tied to legal timelines and regulatory interpretation. ZKP operates on code alone. One reacts to decisions made outside the network. The other moves every day based on predefined math. For investors looking for the best crypto investment, this difference shapes both risk and opportunity. 
XRP: A Market Still Priced Around Legal Outcomes
XRP has lived under legal pressure since the SEC case began in late 2020. Even today, price movement often follows court-related headlines rather than network upgrades or adoption metrics. Traders watch filings, appeals, and statements more closely than usage data.
This has created a pattern. XRP rallies on partial wins, pulls back on uncertainty, and stalls during long legal pauses. While the token remains liquid and widely traded, long-term confidence is capped by external risk. Institutions hesitate. Developers wait. Larger capital treats XRP as a trade, not a foundation.
History shows that assets tied to unresolved legal paths struggle to sustain momentum. Even when sentiment turns positive, the ceiling remains unclear because the outcome is not controlled by the network itself. That uncertainty continues to define XRP’s role in the market. 

ZKP: A Live Presale Auction Built on Fixed Rules
Zero Knowledge Proof (ZKP) takes the opposite approach. The presale auction is live, the pricing is dynamic, and the structure is already set. There are no future approvals, no pending classifications, and no hidden allocations.
ZKP runs a 450-day Initial Coin Auction, distributing 200 million tokens daily through proportional bidding. There is no fixed price. The market sets it every day. Early participants enter before broader demand, which is why analysts point to up to 500× ROI potential as adoption and utility scale over time.
What matters is not the promise. It is the math. Supply is capped. Distribution is public. There are no private rounds waiting to unlock. The entire system was built using $100 million in self-funded capital before the auction began. Development is not dependent on presale proceeds.
For investors searching for the best crypto investment, this model removes guesswork. Participation today is based on known mechanics, not future explanations. 
Price Momentum and Early-Stage Acceleration
Since the presale auction went live, ZKP pricing has shown consistent upward pressure driven by daily demand and fixed supply release. Unlike traditional presales, where price jumps are scripted, ZKP’s price moves reflect real participation. 

ZKP Auction Price Trend (Early Phase)
Fixed daily supply: 200 million tokensDemand-driven pricing: increases as participation growsNo dilution from private unlocksEarly auction phases historically show the largest ROI windows
This pattern mirrors early-stage distribution models seen in major protocols before widespread adoption. The difference is that ZKP’s structure prevents insiders from capturing disproportionate upside. 
Why Code Certainty Outperforms Legal Uncertainty
Markets can tolerate volatility. They do not tolerate unknowns. XRP’s future still depends on decisions made outside its protocol. ZKP’s future depends only on participation, usage, and math already deployed on-chain.
This does not make XRP obsolete. It makes it constrained. ZKP, by contrast, operates without external dependency. Every rule is enforced by code. Every outcome is visible. Every participant competes on equal terms.
For those evaluating the best crypto investment, the choice comes down to structure versus reaction. One asset moves when a judge speaks. The other moves every day through its auction. 
Final Take: Where Long-Term Confidence Is Forming
XRP remains a major name, and it may still benefit from future legal clarity. But its valuation remains tied to timelines no one controls. That makes it a reaction-based asset.
Zero Knowledge Proof (ZKP) removed that variable entirely. Its presale auction is live. Its price is already responding to demand. Its upside is driven by structure, not headlines. With early-stage positioning and 500× ROI potential, ZKP represents a different category of opportunity.
In markets like these, capital tends to follow certainty. And right now, certainty is written in code, not court documents.
Find Out More about Zero Knowledge Proof: 
Auction: https://auction.zkp.com/
Website: https://zkp.com/
X: https://x.com/ZKPofficial
Telegram: https://t.me/ZKPofficial

Disclaimer: Any information written in this press release does not constitute investment advice. Optimisus does not, and will not endorse any information about any company or individual on this page. Readers are encouraged to do their own research and base any actions on their own findings, not on any content written in this press release. Optimisus is and will not be responsible for any damage or loss caused directly or indirectly by the use of any content, product, or service mentioned in this press release.

A Merchant-Side View of How PWC SuperApp Supports Crypto Payments**
For merchants, payment methods are never about “showcasing technology” — they are a business decision centered on cost, efficiency, and risk management.

1. Why Is “Payment” Always the Most Practical Issue for Merchants?
For any merchant, regardless of size, a payment system must meet three basic requirements:
Fast settlementControllable costsManageable risk
This is why most merchants have historically taken a cautious stance toward crypto payments.
It is not a lack of interest in new payment methods — but persistent real-world concerns:
Exchange rate and price volatilityOperational complexity and reconciliation difficultyUnclear compliance and accounting treatment
If Digital Currency Online Acquiring cannot address these issues, it cannot truly scale in real-world commerce.
**2. What Is Digital Currency Online Acquiring?
How Is It Different from Traditional Acquiring?**
In traditional payment systems, “acquiring” refers to the process by which merchants receive payments through banks or payment processors.
Digital currency online acquiring is an extension of this logic into the blockchain ecosystem.
Traditional Online Acquiring:
Merchants receive fiat currencyLong clearing and settlement cyclesMultiple layers of transaction fees
Digital Currency Online Acquiring:
Users pay with crypto assets or stablecoinsThe system completes on-chain settlementMerchants receive the final settlement result
The key point is this:
Merchants do not necessarily need to “receive crypto.”
This principle lies at the core of PWC SuperApp’s merchant-side design.

3. Why Were Merchants Previously Reluctant to Accept Crypto Payments?
Before solutions like PWC emerged, merchants generally faced three major concerns:
1️⃣ Excessive Volatility Risk
Merchant profit margins are often limited.
Most cannot afford to bear the price volatility associated with crypto assets.
2️⃣ High Operational and Management Costs
Private key management, wallet security, and network selection are not responsibilities most merchants are willing to take on.
3️⃣ Unclear Accounting and Compliance Processes
How should transactions be recorded?
How should taxes be reported?
Without clear answers, merchants naturally choose not to adopt.
Therefore, for crypto payments to enter real-world commerce, merchant-side problems must be solved first — not just user experience.
4. How Does PWC SuperApp Restructure the Merchant Payment Logic?
PWC SuperApp does not attempt to “educate merchants about blockchain.”
Instead, it takes a far more pragmatic approach:
Let merchants operate the way they are already familiar with, and keep blockchain complexity inside the system.
1️⃣ The Core Merchant Experience: Receiving Local Fiat
This is the most important merchant-side design of PWC SuperApp:
Users pay with USDT or other stablecoinsThe system completes digital currency settlementMerchants ultimately receive local fiat currency
Merchants do not need to:
Hold crypto assetsBear volatility riskUnderstand on-chain operations
From a merchant’s perspective, this is still simply a “normal payment.”
2️⃣ Acquiring Workflow Closely Mirrors Traditional Online Acquiring
Within PWC SuperApp, the merchant workflow remains familiar:
Provide a payment QR codeConfirm the order amountComplete the transaction
Digital currency online acquiring is designed as a “frictionless upgrade” to traditional acquiring — not a replacement.
3️⃣ Significantly Improved Settlement Speed and Cash Flow
In traditional systems, merchants often wait:
T+1T+3Or even longer settlement cycles
Under the PWC SuperApp model:
Payment equals settlementSettlement time is dramatically shortenedCapital turnover efficiency improves
For small and medium-sized merchants sensitive to cash flow, this improvement is particularly meaningful.

5. Which Merchants Are Best Suited for Digital Currency Online Acquiring?
Based on real-world deployment, adoption is fastest among the following merchant types: 
Tourism & Hospitality
High volume of cross-border customersExpensive currency exchange costsStrong demand for stablecoin payments 
Food & Retail
High-frequency, low-value transactionsQR-code payments already well established 
Cross-Border E-commerce & Online Services
International customer baseComplex fiat settlement processes 
Frequent international settlementsHigh payment frequency
Frequent international settlementsHigh payment frequency
The common characteristic across these scenarios is:
order payment costs and settlement efficiency.
6. What Does Digital Currency Online Acquiring Mean for Merchants?
In the long term, digital currency online acquiring is not merely a new payment option —
it becomes a new operational tool.
It offers merchants more than:
Additional payment methodsFaster settlement
It also delivers:
Access to a broader international customer baseReduced payment frictionImproved capital efficiency
PWC SuperApp’s role is to integrate all of these capabilities
into a single, directly usable system.
7. Conclusion: Merchants Don’t Need Web3 — They Need Better Ways to Get Paid
The adoption of crypto payments does not depend on how advanced the technology is.
It depends on whether merchants are willing to use it.
What PWC SuperApp does is not change how merchants run their businesses, but to offer a better payment and acquiring solution on top of existing habits.
When merchants discover that:
Costs are lowerSettlement is fasterRisks are controllable
Digital currency online acquiring naturally becomes their choice. And that is precisely how crypto payments truly enter the real world.

Truly successful crypto payments are not about teaching users how blockchain works — they are about making users barely notice that blockchain is there at all.

1. Why Are Most Crypto Payment Products “Hard to Use”?
Over the past few years, the blockchain industry has launched no shortage of crypto payment solutions.
Yet very few have achieved real, everyday adoption by ordinary users.
The reasons are not complicated — they stem from several practical user-side issues:
Complex workflows: addresses, networks, and gas fees confuse usersHigh onboarding cost: users must learn wallets, networks, and risk conceptsFragmented experience: completely different from familiar e-walletsLimited usage scenarios: too few places where crypto can actually be used
For most users, these frictions lead to one simple conclusion:
“It’s too troublesome — I’d rather not use it.”
This is why many crypto payment solutions remain technical showcases, never truly entering Web3 Daily Use.
2. “Frictionless Experience” Is the Key to Mainstream Crypto Payments
Looking at every successful consumer product, one pattern is clear:
users are not required to understand the underlying technology.
You use credit cards without understanding clearing networksYou use mobile payments without understanding banking systemsYou use cloud services without knowing server architecture
Crypto payments are no different.
If they are to reach mass adoption, they must become frictionless.
A frictionless experience does not mean hiding features —it means solving complexity inside the system, rather than pushing it onto users.
This principle is at the core of PWC SuperApp’s design philosophy.

3. The User Experience Logic Behind PWC SuperApp
From the user’s perspective, PWC SuperApp has a single core objective:
Make digital currency payments feel no different from using a standard e-wallet.
1️⃣ Extremely Simplified Payment Flow
In PWC SuperApp, the payment process is reduced to the minimum number of steps:
Open the appScan a QR codeConfirm the amountComplete payment
There is no need to choose networks, copy addresses, or configure fees.
Crypto Payment is “packaged” as a simple QR-based action.
2️⃣ Stablecoins as the Primary Payment Medium Reduce Psychological Barriers
PWC SuperApp is designed primarily around USDT payments and other stablecoins.
This design choice delivers two key outcomes:
Stable amounts — users do not worry about price fluctuations after payingClear price perception — aligned with everyday spending habits
Compared with highly volatile assets, stablecoin payments better match real-world pricing and consumption behavior.
3️⃣ Users Never Need to Understand “Settlement”
In traditional payment systems, payment and settlement are two separate processes.
In PWC SuperApp, they are unified. From the user’s perspective:
The moment they tap “Pay,” the transaction is already complete.
All subsequent digital currency settlement processes are handled automatically by the system, with no backend complexity exposed to the user.
4. How Does USDT Payment Become as Simple as QR-Code Scanning?
Within PWC SuperApp, USDT is not treated as a “crypto asset,” but as a payment instrument.
This distinction is critical at the design level.
Why USDT?
Stable value, suitable for paymentsHigh liquidity and global availabilityHigh user familiarity and low trust friction
In PWC SuperApp, USDT payments mirror the experience of local e-wallets:
Clear amount displayClear recipient informationInstant transaction confirmation
Users do not feel like they are “using blockchain.”
They feel like they have completed a payment.

5. Real User Scenarios: How Crypto Payments Enter Daily Life
Once usability barriers are removed, real-world scenarios naturally expand. 
Restaurants & Cafés
Users scan a QR code to order or pay, complete the transaction with USDT, and experience no difference from local e-wallets. 
Hotels & Travel Spending
International travelers avoid currency exchange, pay directly with digital currency for accommodation and services, and eliminate exchange losses and excessive fees. 
E-commerce & Online Services
At checkout, users select digital currency payment, complete digital currency online acquiring, and pay without linking bank cards or credit cards.
Across all scenarios, one thing remains constant: user behavior does not change — only the underlying system does.
6. Why Does “Frictionless Experience” Determine Whether Crypto Payments Can Scale?
From a product perspective, crypto payment adoption depends less on technological advancement and more on how many users are willing to use it in daily life.
For users, the decision criteria are simple:
Is it fast?Is it easy?Is it reliable?
PWC SuperApp’s frictionless design directly addresses all three:
Simple operation with near-zero learning costStablecoin payments reduce psychological and price riskThe system automatically handles complexity
This is what allows digital currency payments to enter real-world usage at scale for the first time.
7. Conclusion: The Best Crypto Payments Don’t Feel Like Crypto at All
When users scan to pay at a restaurant, check out at a hotel, or click “Pay” on an e-commerce platform, they do not need to think about blockchains, wallets, or settlement networks.
That is the correct path for crypto payments to become mainstream.
What PWC SuperApp does is not educate users about Web3 — but allow Web3 to naturally integrate into everyday behavior.
When payments become frictionless, crypto technology finally begins to change the real world.

A Web3 Super App Bringing Crypto Payments into the Real World
When blockchain truly enters real-world applications, the key is not technological complexity — but whether someone can turn it into a product that ordinary people can actually use.

1. Why Do We Need a Product Like PWC SuperApp?
Over the past few years, the blockchain space has never lacked products — but it has consistently lacked one crucial thing: a real entry point that non-crypto users can use in their daily lives.
The reality is:
Most crypto wallets are only suitable for storing or transferring assetsDeFi products have high learning curves and high risksExchanges are not payment toolsOrdinary merchants cannot directly accept crypto payments
The emergence of PWC SuperApp is designed to bridge this structural gap. Its goal is not to build a more complex Web3 application, but to integrate digital currency payments, settlement, and daily consumption into a single, real-world usable app.
2. The Core Positioning of PWC SuperApp: A Web2.5 Payment Entry Layer
From a product logic perspective, PWC SuperApp is not:
 An exchange A pure crypto wallet A single-function payment app
Instead, it is positioned as a Web2.5 Payment Entry Layer:
Allowing Web3 payment capabilities to operate naturally within Web2 user environments and merchant ecosystems.
This is precisely why PWC SuperApp is designed as a “Super App”, rather than a fragmented, single-purpose tool.

3. Core Features of PWC SuperApp
1️⃣ Digital Currency Payment
The most fundamental and core function of PWC SuperApp is digital currency payment.
Users can:
Pay using stablecoins such as USDTComplete payments by scanning merchant QR codesUse crypto without understanding blockchain mechanics, gas fees, or technical details
From the user’s perspective, the experience is almost identical to mainstream e-wallets.
However, the underlying settlement logic is entirely different.
This is what allows crypto payments (Crypto Payment) to achieve true daily usability for the first time.
2️⃣ USDT Payment & Stablecoin Payment
PWC SuperApp uses stablecoins as its primary payment medium instead of highly volatile assets.
This brings immediate advantages:
Stable and predictable payment amountsNo price volatility risk for merchantsBetter suitability for real-world goods and services pricing
In many emerging markets, USDT has already become a de facto cross-border settlement unit, and PWC SuperApp is designed around this real-world demand.
3️⃣ Digital Currency Settlement
In traditional systems, payment and settlement are two separate steps.
In PWC SuperApp, they are merged into a single process:
The user completes paymentThe system simultaneously finalizes on-chain settlementThe merchant receives real-time confirmation
This “payment equals settlement” structure significantly improves capital efficiency and reduces cash flow pressure for merchants.
4️⃣ Digital Currency Online Acquiring
PWC SuperApp serves not only consumers but also provides acquiring capabilities for merchants.
Merchants can:
Accept digital currency payments just like traditional online acquiringAvoid managing private keys or crypto assetsReceive settlements in local fiat currency
This means merchants do not need to “enter Web3” to benefit from Web3 payment capabilities. This design is a key reason why PWC can scale rapidly in real-world commercial environments.
5️⃣ Cross-Border Payment
Cross-border payment is one of the most important application scenarios for PWC SuperApp.
By settling with stablecoins:
No multiple currency conversionsNo high intermediary feesSignificantly faster settlement speeds
Whether for tourism spending, cross-border e-commerce, international service fees, or peer-to-peer international transfers, PWC SuperApp provides a low-friction cross-border payment solution.
4. Fundamental Differences Between PWC SuperApp and Traditional Payment Apps
Comparison DimensionTraditional Payment AppsPWC SuperAppPayment MediumFiat CurrencyStablecoins / Digital CurrencyCross-Border CapabilityHigh cost, slowLow cost, near-instantSettlement MethodDelayed clearingInstant settlementIntermediary DependenceBanks / Card NetworksBlockchain NetworksMerchant CoverageRegion-limitedGlobally scalableWeb3 CapabilityNoneNative support
PWC SuperApp is not designed to replace existing payment systems, but to act as a more efficient complementary layer.
5. Why Can PWC SuperApp Scale in the Real World?
Many Web3 products fail not because of poor technology, but because they ignore the real needs of merchants and ordinary users.
PWC SuperApp has been able to expand rapidly because:
Merchants do not need to learn blockchainUsers do not need to change payment habitsStablecoins eliminate price volatility concernsThe system automatically handles settlement and conversion
As of 2025,
PWC has achieved large-scale deployment across emerging markets such as Southeast Asia, covering tens of millions of merchants — a scale that very few pure Web3 products have ever reached.
6. The Role of PWC SuperApp in the PayFi Ecosystem
Within the PayFi (Payment Finance) framework, PWC SuperApp serves as the front-end entry point and real-world connector.
It brings on-chain payment capabilities into everyday lifeIt provides real usage scenarios for stablecoinsIt allows ordinary users to engage with Web3 because of real-life needs, not speculation
From this perspective, PWC SuperApp is not merely a product, but a practical implementation path for Web3 adoption.
7. Conclusion: A True Super App Is Not About Features — It’s About Usage
Many applications call themselves Super Apps, but there is only one real standard:
Can large numbers of ordinary people use it continuously without thinking about the underlying technology?
The value of PWC SuperApp does not lie in how “Web3-native” it is, but in how it makes Web3 usable without requiring users to understand it.
When you can buy coffee, book hotels, and complete cross-border payments with digital currency without worrying about the complex systems behind the scenes, the true value of PWC SuperApp becomes clear.

Businesses can now use BPN to settle Amazon Web Services (AWS) bills in BNB, offering faster, low-cost, secure payments.
BNB Chain, one of the world’s leading blockchain ecosystems, now enables Amazon Web Services( AWS) customers to access BNB as a payment option through its integration with the Better Payment Network (BPN), a payment infrastructure built natively on BNB Chain. Through BPN, businesses can pay for AWS services using BNB – providing real-time settlement, lower transaction costs, and a streamlined global payment experience.
BPN provides enterprise-grade payment infrastructure that connects digital assets – such as BNB and stablecoins – to traditional financial workflows. Its network brings together regulated stablecoin issuers, forward-thinking financial institutions, DeFi platforms, and institutional market makers to enable more efficient global payment rails.
Sarah Song, Head of Business Development at BNB Chain, added: “Through this integration, AWS customers gain access to fast, low-cost payments with global reach, while BNB strengthens its presence as a practical payment asset used across both crypto-native and mainstream enterprise environments. This opens the door for more companies to integrate on-chain payments into their operations.”
BNB Chain’s ecosystem has seen rapid growth in real-world financial use cases, including payments, tokenized assets, and enterprise integrations. The ability for AWS customers to pay through BPN expands BNB’s utility beyond trading, positioning it as a functional settlement asset for high-frequency, cross-border payment flows.
Rica Fu, Founder of BPN, said: “BPN’s architecture is designed to support secure, scalable transaction processing for institutional and retail businesses. By integrating with AWS billing workflows, BPN is demonstrating how digital assets can streamline enterprise payments at scale. This collaboration shows that crypto can deliver meaningful operational efficiency for global businesses.”
Key features include real-time programmable settlement, cost-efficient global transfers in BNB, institutional-grade security and compliance, and smooth integration into AWS customers’ billing systems and enterprise workflows through BPN.
The BNB payment option is now available to AWS customers through BPN’s integration, with support for enterprise and developer billing accounts across global markets.
About BNB Chain
BNB Chain is a community-driven blockchain ecosystem that is removing barriers to Web3 adoption. It is composed of:
BNB Smart Chain (BSC): A secure DeFi hub with the lowest gas fees of any EVM-compatible L1; serves as the ecosystem’s governance chain. opBNB: A scalability L2 that delivers some of the lowest gas fees of any L2 and rapid processing speeds.BNB Greenfield: Meets decentralized storage needs for the ecosystem and lets users establish their own data marketplaces.
About Better Payment Network (BPN)
BPN is a multi-stablecoin payment and FX network built on BNB Chain, designed to provide low-cost, instant, and transparent settlement for enterprises and payment institutions. Incubated by YZi Labs, BPN partners with BNB Chain, and regional stablecoin issuers across emerging markets.
Users can learn more at: www.bpn.finance 

Singularity Compute, the for-profit infrastructure arm of decentralised AI pioneer SingularityNET, today announced the Phase I launch of its first enterprise-grade NVIDIA GPU cluster, deployed in partnership with leading Swedish data centre operator Conapto at a sustainable state-of-the-art facility in Sweden.
The deployment represents a major milestone in establishing Singularity Compute as the infrastructure backbone for enterprise AI workloads, Artificial Superintelligence (ASI) Alliance ecosystem projects, and the ASI:Cloud AI inference platform. Sweden marks Singularity Compute’s first deployment, providing a foundation for serving both enterprise customers and ASI Alliance partners.
The cluster delivers flexible GPU computing through bare metal rentals, VM-based rentals, and dedicated inference API endpoints, enabling enterprises and institutions to access high-performance compute for training, fine-tuning, inference, and R&D workloads. 
As Joe Honan, CEO of Singularity Compute, said: “With our Phase I launch in Sweden, Singularity Compute is taking a major step toward building the global infrastructure backbone for Artificial Superintelligence. Our enterprise-grade NVIDIA GPUs deliver the performance and reliability modern AI demands, while remaining aligned with our core principles of openness, security and sovereignty. Together with the ASI Alliance and our partners, we’re ensuring that equitable, sovereign, powerful compute is accessible to the builders shaping the future of intelligence.”
Dr Ben Goertzel, CEO & Founder of SingularityNET and the ASI Alliance, added: “As AI accelerates toward AGI and beyond, access to high-performance, ethically aligned compute is becoming a defining factor in who shapes the future. We need powerful compute that is configured for interoperation with decentralized networks running a rich variety of AI algorithms carrying out tasks for diverse populations. Singularity Compute plays a crucial role in our ecosystem by providing scalable, secure infrastructure to both enterprise partners and decentralised AI projects. The new GPU deployment in Sweden is a meaningful milestone on the road to a truly open, global Artificial Superintelligence.” 
The Swedish GPU deployment is designed to help power a broader decentralised AI stack that spans enterprises, Web3 ecosystems, and the ASI Alliance ecosystem. 
The GPU cluster underpins ASI:Cloud, Singularity Compute’s AI model inference service developed jointly with CUDOS (the Web3 arm of CUDO and an ASI Alliance member). ASI:Cloud provides scalable AI inference via OpenAI-compatible APIs, offering a smooth scaling path from serverless inference to dedicated endpoints and dedicated clusters.
The infrastructure is managed and operated by CUDO, an NVIDIA cloud partner with over 20 years of experience in cloud and data centre operations, ensuring enterprise-grade reliability, uptime, and SLA performance.
Early customers are already being onboarded onto the cluster, with further announcements to follow. Additional hardware and new locations are planned as demand grows across enterprise and ASI Alliance partners. Sweden represents the first step in a broader, global rollout strategy.
About Singularity Compute
Singularity Compute is the for-profit infrastructure arm of SingularityNET, focused on delivering high-performance AI compute infrastructure for today’s enterprise AI and tomorrow’s AGI workloads. Built by the teams behind SingularityNET and the Artificial Superintelligence Alliance, Singularity Compute offers enterprise-grade GPU cloud, AI model inference, dedicated GPU clusters and API endpoints to customers around the world.
Enterprises, developers, and organizations interested in accessing the GPU cluster or learning more about Singularity Compute’s services are invited to visit www.singularitycompute.com for more information and to submit access requests.

Global cryptocurrency exchange BloFin has announced a donation of 1 million HKD to the Hong Kong Red Cross to support relief and recovery efforts following the recent large-scale fire in Hong Kong. This donation is part of BloFin’s independent corporate social responsibility initiative, reflecting its commitment to contributing meaningfully beyond financial services.
As a leading platform at the forefront of technological and financial innovation, BloFin emphasizes that the cryptocurrency industry must create a tangible, positive impact on society. Through this contribution, BloFin hopes to aid in accelerating recovery and bringing stability and hope back to the affected communities.
The donation will be carried out under the BloFin Whaleness Foundation, the company’s dedicated global social responsibility entity. Guided by the philosophy of “Whale Power. Infinite Heart. Strength, Elevated. Wellness, Delivered.”, the Foundation aims to channel the influence and strength of the global BloFin ecosystem into real humanitarian outcomes. BloFin reaffirmed that true “Whaleness” is not measured by the magnitude of one’s power, but by the willingness to share that power. The company remains steadfast in its belief that social responsibility and innovation must go hand-in-hand, and that meaningful, collective action can bring real and lasting change.
All donations will be managed and disclosed with transparency, further reinforcing the values of trust, integrity, and accountability that underpin BloFin’s operations. Through this initiative, BloFin sets an example of responsible corporate engagement in the crypto space, demonstrating how blockchain technology can be a force for public good.
BloFin expressed its sincere hope that Hong Kong will recover swiftly and that all affected residents will soon return to normal life. The company added that the Whaleness Foundation’s guiding belief, “Strength, Elevated. Wellness, Delivered,” embodies its mission to transform collective strength into meaningful care, ensuring that technology and compassion move forward together.
About BloFin
BloFin is a cryptocurrency exchange. The platform offers 500+ USDT-M trading pairs, spot trading, copy trading, wallet API access, unified account management, and advanced sub-account solutions. Committed to security and compliance, BloFin integrates Fireblocks and Chainalysis to ensure robust asset protection. BloFin delivers scalable trading solutions, efficient fund management, and enhanced flexibility for professional traders. As the constant sponsor of TOKEN2049, BloFin continues to expand its global presence, reinforcing its position as the place “WHERE WHALES ARE MADE.”

“If Tesla redefined the energy revolution, then PWC is reshaping the payment revolution.”
Prologue  |  The Next Ignition Point of the Payment Revolution

Between the tides of blockchain hype and silence, a new revolution is quietly brewing — Crypto Payment.
While markets remain obsessed with exchanges, meme coins, and AI tokens, a group of builders focused on real-world adoption is transforming how the world pays.
This revolution isn’t driven by speculation, but by real transaction volume, merchant networks, and cross-border usability.
In this emerging Blue Ocean Market of PayFi, PayWithCrypto (PWC) is becoming the whale ready to surface.
PWC | From Concept to Reality — The Payment Revolutionist
PWC is not just another payment app — it is a complete global crypto payment ecosystem.
Consumers can pay with crypto via QR code, while merchants receive instant local-currency settlements — no technical barriers required.

That means:
A Vietnamese restaurant can accept USDT and instantly receive VND.A Thai developer can close real-estate deals in crypto without foreign-exchange restrictions.A Philippine hotel can settle bills in USDT and eliminate multi-rate losses.
All through one system:
👉 PWC SuperApp (for users — wallet & payment)
👉 PWC DApp (for community — rewards & revenue sharing)
This dual-layer design is like Apple’s iPhone + App Store — one drives experience, the other drives circulation.
A closed-loop decentralized payment ecosystem and a real-world breakthrough for blockchain adoption.
Southeast Asia | The Heart of the Blue Ocean Market
Southeast Asia is among the most cash-driven yet digitally active regions worldwide.
Over 170 million people already use digital assets or related services, with Vietnam, Thailand and the Philippines ranked in the global top 10 for crypto adoption.
Currency volatility, high fees, transfer delays and weak credit systems cripple traditional finance — while crypto payments settle across borders in seconds.
PWC understands that the true Blue Ocean lies not fully within Web3,
but in bridging Web 2.5 — transforming on-chain assets into off-chain usability.
Hence PWC has already integrated with 34 million merchants across Vietnam, Thailand, Indonesia and the Philippines,
aiming to build Asia’s largest decentralized payment network.
XCP | The Fuel of the Revolution
If PWC is the engine of this ecosystem, then XCP — its native token — is the fuel.
Each transaction on the SuperApp returns a portion of fees to users and the community.
XCP is the core medium for settlement, incentives and liquidity flow.
As volumes rise, utility and demand grow organically — a utility-driven token model supported by real transactions, not speculative hype.
“We don’t trade coins. We make coins useful.”
Why PWC Is the “Whale Rising from the Blue Ocean Market”
Rather than a typical Web3 startup, PWC is the engine of a payment revolution.
MetricTraditional Crypto ProjectsPWC (PayWithCrypto)Real-world adoptionMostly conceptualActive merchant usage in Southeast AsiaUser rewardsMining / stakingReal transaction-based sharingIncome modelOpaqueTransparent and traceableTechnical architectureSingle-chainMulti-chain + SuperApp / DApp dual designMarket reachSingle regionPan-Southeast Asia & global expansion
While others chase AI tokens and Layer-2 hype, PWC quietly enables ordinary people to live with crypto.
It moves beneath the surface of the Blue Ocean Market — like Tesla’s early journey from mockery to market dominance — steadily building users, transactions and trust.
Epilogue | A Revolution Built on Reality, Not Hype
The PWC team believes:
“Crypto payment should not be a trader’s game — it should be a real-world revolution for everyone.”
They chose the hard path — bringing blockchain into daily life.
Because it’s hard, it’s valuable.
Because few dare, the future belongs to them.

Five years from now, when you pay for coffee in Vietnam using a crypto wallet,
you’ll realize — the whale of the Blue Ocean Market has already surfaced.

Cross-chain ecosystem expands from BSC to Polygon; all cooperation details to be finalized by Q1 2026. Max Safe’s recent Binance AMA surpasses 20,000 live viewers, strengthening global visibility.

Max Safe Community has officially announced that one of Polygon’s former core community representatives, along with a segment of their community members, will soon join Max Safe Community. Their participation will support Max Safe’s cross-chain strategy, global expansion efforts, and the ongoing development of MSI.
According to the representative, months of in-depth discussion with Max Safe founder An shaped a clear understanding of Max Safe’s potential and long-term value. He stated that this period allowed him to fully recognize the upward trajectory of Max Safe’s ecosystem, leading to his decision to temporarily set aside his responsibilities in the Polygon community and shift his focus toward Max Safe’s strategic development.
Max Safe confirmed that the major direction of their cooperation is fully established, while technical and ecosystem details are expected to be entirely finalized by Q1 2026.
A central component of this collaboration is Max Safe’s cross-chain expansion from BSC to Polygon, forming a dual-chain ecosystem that enables seamless synergy across assets, users, technology, and developer communities.
The former Polygon representative emphasized that cross-chain development is not simply “moving to a new chain,” but creating a bridge that allows both ecosystems to exchange traffic, liquidity, and resources. He noted that the multi-chain era is already emerging, and Max Safe’s early positioning places it at a significant advantage in the next phase of industry growth.
Max Safe’s core asset, MSI, is also progressing toward a major milestone.
Max Safe confirmed that MSI is targeting a Binance listing in 2026, with technical, compliance, and international community expansion advancing steadily according to plan.
Another highlight drawing global attention is Max Safe’s recent participation in Binance’s official AMA, which recorded over 20,000 simultaneous viewers. Industry watchers view this as a strong indicator of Max Safe’s rising global influence and a positive signal for future engagement with major exchanges.
The Polygon former representative also revealed that he will lead tens of thousands of members and millions of dollars in capital into Max Safe, supporting MSI accumulation and expansion within the ecosystem. He described this move not only as capital support but as a clear endorsement of Max Safe’s long-term vision.
Analysts believe that this influx of community strength marks a crucial milestone in Max Safe’s cross-chain and global development efforts. It also reflects a broader industry transition from single-chain competition to a new era of multi-chain collaboration.
Max Safe commented that the addition of new members and capital will accelerate its international ecosystem growth, strengthen cross-chain implementation, expand user reach, and amplify its global influence.
With growing momentum and industry recognition, Max Safe is rapidly advancing toward a global strategic position.
The year 2026 is expected to be a defining moment for MaiAn on the international stage.

“Rebuild Hope” Relief Mission Delivers Essential Aid to Hundreds of Affected Households

Hoi An, Vietnam — November 2025 — In the wake of a powerful typhoon that struck the historic town of Hoi An, leaving many families without homes or basic necessities, PWC (Pay With Crypto) has stepped forward to extend a helping hand.
Through its “Rebuild Hope – Hoi An Relief Mission”, the PWC Vietnam team, together with local authorities and community partners, delivered critical supplies to hundreds of affected residents.
Real Compassion from the Crypto World

Volunteers from PWC visited the most severely damaged areas in Hoi An, providing food, clean drinking water, clothing, medicine, and children’s essentials.
Within days, the initiative successfully reached over 300 households, offering both practical support and emotional comfort to families rebuilding their lives.
“Technology is not only about innovation—it’s about empathy,” said a representative from PWC Vietnam.
“Through this mission, we want families in Hoi An to know that they are not alone. The crypto community stands with them, ready to help rebuild hope.”
🕊️ 
Blockchain for Transparent Giving

All donation activities and relief funds were managed through the PWC SuperApp’s ‘Community Care’ module, where every contribution and expense is recorded and verifiable on the blockchain.
This ensures complete transparency and trust — a hallmark of PWC’s vision to apply Web3 technology to create real-world social impact.
🌅 
“All in One, One for All” — From Technology to Humanity

PWC’s guiding principle, “All in One, One for All,” reflects not only its technological mission but also its humanitarian spirit.
As one of Southeast Asia’s fastest-growing decentralized payment ecosystems, PWC remains committed to using technology as a bridge that connects people, empowers communities, and spreads kindness beyond borders.

Following this initiative, PWC plans to continue expanding its “Community Care” program across Vietnam, the Philippines, and Indonesia — bringing warmth and support to more families in need.
About PWC (Pay With Crypto)

PWC is a global decentralized payment ecosystem that enables users to make seamless payments using cryptocurrencies such as USDT, BTC, ETH, and XCP.
Through its SuperApp + DApp dual ecosystem, PWC integrates crypto wallets, QR payments, merchant systems, and community rewards, making digital currency spending easier, faster, and borderless.
PWC upholds the belief of “All in One, One for All”, aiming to empower individuals and merchants worldwide to participate in a new era of financial freedom and inclusion.
Website: https://paywithcrypto.io
Linktree: https://linktr.ee/paywithcrypto_official

PathPulse AI, the decentralized road-intelligence network that turns every vehicle into a real-time data node, today announced the successful close of its $900,000 pre-seed round and grants.

Using only a smartphone, PathPulse AI enables any driver to contribute to a global mobility-intelligence network which powers safer, smarter, and more responsive cities. By extracting 60+ types of road insights from live driving footage, PathPulse AI provides critical real-time infrastructure data for governments, mapping platforms, autonomous systems, and smart-city developers.
Transforming Every Vehicle into a Real-Time Sensor
Through AI-driven video analytics and their frictionless mobile app ‘Scout,’ PathPulse AI converts everyday driving into actionable intelligence:
• AI-Powered Mobile App
Turns any driver’s phone into a live road-scanning node
• Civic Safety Network
Detects over-speeding, broken tail lights, abrupt lane changes, and unsafe driving behavior
• Road Infrastructure Intelligence
Maps potholes, speed bumps, damaged road markings, and 30+ additional conditions
• Tokenized Contributor Economy
Rewards drivers and node operators via $PULS tokens (launching soon)
PathPulse AI’s technology is already deployed at scale, including an active pilot operation in South Africa, supporting real-time safety monitoring and road-infrastructure intelligence.
“With PathPulse AI, Timo Rides drivers get an additional revenue stream, and governments get access to data that makes roads safer. It’s a winning combination which we are excited to explore with stakeholders across Africa.” — Max Gershfield, CSO of Timo Rides
To date, PathPulse AI has captured, validated, and verified over $5 million worth of road-safety violations, demonstrating its immediate operational value for transportation authorities and mobility partners.
Strong Traction & Rapid Global Adoption
PathPulse AI continues to scale quickly across regions and mobility ecosystems:
35,000+ registered users2,000+ DAA (Daily Active Agents)14,000+ MAU (Monthly Active Users)60+ global partners across GovTech, mapping, mobility, and DePIN700,000+ KM of community driving125,000+ hours of driving data capturedActive in 15 countries, including early deployments in Africa, Asia, and Europe
This rapidly expanding dataset positions PathPulse AI as a critical infrastructure layer for next-generation mobility, urban planning, and decentralized intelligence networks.
Built by Industry Experts
The PathPulse AI founding and technical teams bring experience from:
PayPal, Toyota, CoinDCX, HDFC Bank, DP World, AltcoinBuzz, EnjinStarter, Base, and other global leaders in mobility, AI/ML, fintech, and decentralized infrastructure.
About PathPulse AI
PathPulse AI is a decentralized mobility-intelligence network that turns every vehicle into a real-time data node using just a smartphone. Through advanced AI-powered analytics, PathPulse AI enables governments, mapping companies, and mobility operators to monitor roads, enhance safety, and build smarter cities.
Users can learn more at: https://pathpulse.ai

On December 2, 2025, the UK officially recognized cryptocurrencies and digital assets as a separate type of personal property with the new Property (Digital Assets etc) Act 2025. Lord Speaker John McFall announced new legislation in the House of Lords.
This law adds a third type of property in English and Welsh law, in addition to physical objects and contractual rights. The new classification includes cryptocurrencies, NFTs, and carbon credits. The act is the result of suggestions from the Law Commission of England and Wales.
They released their final report in June 2023 after talking to many people. The legislative process started when the bill passed through the House of Lords in May 2025. It then had its third reading in the House of Commons in November and finally received royal assent from King Charles.
This new legal system greatly affects how we get back digital assets and solve problems. Courts can now use existing property laws for digital assets. This helps owners understand their rights better when trying to get back stolen cryptocurrencies from hacks or fraud.
Judges can give orders to freeze assets and find them in different wallets. Insolvency practitioners can now add digital assets to bankruptcy cases, and executors can consider cryptocurrencies as property that can be inherited in wills.

PWC SuperApp Is Reshaping Your Daily Financial Logic**

**1. Redefining Convenience:
From a Wallet to a Complete Financial Ecosystem**
In recent years, digital payments have shifted from innovation to habit.
But the real transformation is not about adding another payment method—it’s about enabling all payments, assets, and connections to operate within a single, unified system.
This is the reason the PWC SuperApp was created.
The SuperApp is far more than a wallet.
It integrates crypto payments, fiat settlement, asset management, consumer rewards, and daily financial operations—removing the need for users to switch between multiple platforms.
One interface, one account, one seamless experience: you can transfer funds, make payments, track your assets, and earn rewards all in a single flow.
2. All in One: The Power of a Unified Experience
The PWC SuperApp is built on the core principle of “All in One, One for All.”
It is not merely a bundle of tools—it is a synchronized ecosystem where every feature empowers the others.
QR Payments: Supports USDT and major stablecoins.Instant Settlement: Merchants receive fiat or stablecoins instantly—no delays.Multi-Chain Compatibility: Full EVM support enables frictionless asset mobility.Multi-Language Support: Localized for Vietnam, Thailand, the Philippines, and more.AI Assistant Vin: Ready 24/7 to help with transactions, inquiries, and wallet management.
Inside the PWC SuperApp, your transactions aren’t just “payments”—they become part of your daily financial life.
Users can spend, manage, and grow their value continuously throughout the day.
3. Real-World Use Cases
Imagine a daily routine like this:
Buy your morning coffee via SuperApp QR payment.Check your asset balance and earnings during lunch.Join partner merchant events in the evening and earn rewards or tokens.

The true strength of the SuperApp lies in its continuity.
Everything begins with a simple transaction—but the financial journey extends far beyond it.
PWC is bringing crypto into real-world, everyday spending—not just keeping it inside the digital world.
4. The Core Engine: XCP Drives the Entire Ecosystem
Every great ecosystem needs a fuel that powers its internal economy.
For the PWC SuperApp, that engine is XCP.
XCP is not just another token—it is the financial backbone of the SuperApp:
It serves as a fee-deduction tool during payments and transactions.It drives reward distribution and income mechanisms across the ecosystem.It represents a user’s participation and contribution within the network.
As PWC expands and more merchants and users adopt the SuperApp, XCP becomes increasingly utilized, circulated, and locked.
This means one thing:
the more active the ecosystem becomes, the more valuable XCP grows.
5. One App, One Future
The PWC SuperApp is not merely a wallet—it is a gateway that connects global finance into one seamless experience.
By combining payments, assets, rewards, social elements, and data into a unified platform, it transforms crypto usage from an occasional action into an everyday habit.
The future belongs to products that turn complexity into simplicity.
And the PWC SuperApp is precisely the gateway that brings that future closer to the present.

All in One, One for All.
More than a slogan—it is PWC’s commitment to the new era of crypto-powered financial life.

At Mt Pelerin, we are excited to announce today the launch of personal crypto IBANs.

With this new feature, our users can transform their self-custodial wallets into something more: a universal account that seamlessly sends and receives money across both blockchain and traditional banking networks.
A core tenet of Bitcoin and cryptocurrencies is self-custody, the fact of owning and controlling one’s money without any third party that could seize or freeze funds. It means financial freedom, but in practice it often means being disconnected from the rest of the world that uses the traditional banking system.
Thanks to our new crypto IBAN, this now changes and makes self-custody more convenient and integrated into everyday life.
With it, users can create a personal euro or Swiss franc IBAN and attach it to their crypto wallet, which enables them to:
Receive bank transfers from anyone,  directly converted into crypto on their own wallet.Send bank transfers to anyone , using crypto from their wallet.
These payments look like any standard bank transfer, sent and received from an IBAN in the user’s name, while the crypto settlement happens seamlessly in the background.
This feature is a milestone for us, as our mission is to promote and simplify self-custody to make it a practical alternative to a traditional bank account.
Today, that vision is now reality. By giving a wallet its own IBAN, it becomes a powerful tool to hold and manage money without any third-party custody, while still being able to make transactions with the rest of the world.
It becomes a tool to opt-out from the custody of the banking system, the key to unlock financial freedom.
About the IBAN
The EUR and CHF IBANs are located in Switzerland (which is in the SEPA zone).Both individuals and organizations can receive an IBAN.Users from all over the world can request an IBAN, except from our list of excluded countries.The IBAN is free.Conversions between fiats and the ZCHF stablecoin are free.For conversions with other cryptocurrencies, our standard fees apply.The IBAN can be linked to any self-custodial wallet.The IBAN can be used with 30+ cryptocurrencies on 15 chains.The IBAN is not a bank account, it doesn’t have to be declared as such.Available on app.mtpelerin.com and on mobile wallet app.

As blockchain infrastructure matures, payments are gradually becoming the application scenario with the closest connection to real-world demand.

1. Payments: The Key Real-World Breakthrough for Blockchain
Over the past decade, the blockchain industry has gone through multiple narrative cycles—from crypto assets, to DeFi (Decentralized Finance), to RWA (Real-World Assets).
Yet regardless of how technology evolves, the core mission of blockchain has always revolved around “the transfer and verification of value.”
And in the real world, the most frequent and universal form of value transfer is—payments.
Traditional payment systems have long been dominated by banks, card networks, and centralized clearing institutions.
Cross-border remittances still carry an average cost of 3%–6%, with settlement times ranging from hours to several days.
Against this backdrop, decentralized payment solutions have emerged.
These systems aim to reduce settlement costs, accelerate speed, and eliminate systemic reliance on centralized intermediaries through blockchain-based infrastructures.
**2. The Core Logic of Decentralized Payments:
A Redesign of the Trust Structure**
“Decentralized payments” are not designed to overthrow traditional finance.
Instead, they represent a reengineering of trust mechanisms.
In traditional systems, payments rely on banks or clearing houses as centralized trust providers.
In decentralized systems, trust is derived from smart contracts, distributed consensus, and verifiable ledgers.
This leads to several structural advantages:
Instant Settlement: Transactions are finalized on-chain within seconds.On-Chain Transparency: Every transfer is traceable and tamper-proof.Self-Custody: Users maintain full control of their assets without third-party custodians.Global Interoperability: Stablecoins enable borderless settlement without currency friction.
With the rapid adoption of stablecoins such as USDT and USDC, volatility risks have significantly reduced, enabling crypto-based payments to transition from theoretical models to scalable real-world solutions.
3. Converging Signals: Policy Shifts + Technological Maturity
Since 2024, global financial regulators have become increasingly open to stablecoins and crypto payment frameworks:
Singapore & Hong Kong: Released stablecoin issuance and custody regulatory frameworks.Thailand, Vietnam, the Philippines, Indonesia: Opened pilot programs allowing merchants to accept USDT/USDC.EU (MiCA) & UAE (VARA): Advancing compliant digital asset settlement models.United States: Major payment giants like PayPal and Visa have launched stablecoin settlement networks.

At the same time, the TPS capacity of high-performance chains like TRON, BSC, Solana, and XRPL has reached levels capable of supporting mass-scale payments.
Together, these developments signal that decentralized payments have moved from ideological possibility to infrastructure-level inevitability.
**4. Market Demand Is Already Taking Shape:
Three Emerging Paths of Decentralized Payments**
The global financial system is undergoing structural migration—
Traditional clearing networks and blockchain-based settlement layers are beginning to coexist.
In cross-border transfers, freelancer payments, supply chain settlements, and digital asset payrolls, decentralized payments are transitioning from concept to reality.
The 2025 Geography of Crypto Report notes that between July 2022 and June 2025:
APAC’s on-chain value received grew 69% year-over-year.Sub-Saharan Africa grew 52%.MENA (Middle East & North Africa) grew 33%.
Against this backdrop, three representative models have gained industry-wide attention:
1️⃣ Web2.5 Merchant Payment Model: PWC (PayWithCrypto)
PWC focuses on converting on-chain assets into real-world spending power.
With its dual architecture—SuperApp + DApp:
Users make QR payments using stablecoins (e.g., USDT).Merchants receive instant settlement in local fiat currency.Smart contracts automate fee calculation and value distribution.
This structure balances compliance, transparency, and scalability.
As of 2025, PWC has deployed access to over 34 million merchants across Vietnam, Thailand, the Philippines, and Indonesia—
making it one of Southeast Asia’s largest decentralized payment networks.
2️⃣ Exchange Ecosystem Extension: Bitget Pay
Bitget, a top global exchange, is extending its ecosystem from “trading” to “payment” via Bitget Pay.
Unlike PWC’s focus on real-world merchant networks, Bitget Pay:
Leverages its existing exchange users,Allows direct crypto transfers, recharges, and internal settlements,Operates within a secure centralized custody environment.
Its advantage lies in:
No need for external wallets, bridges, or tools,High asset safety via institutional-grade custody,Seamless integration with traditional finance.
Bitget Pay represents the exchange-driven path toward real-world crypto utility.
3️⃣ Decentralized Credit & Liquidity Layer: Huma Finance
Huma Finance approaches payments from a credit and cash-flow infrastructure perspective.
The protocol enables businesses and individuals to build blockchain-based credit models linked to real-world revenues, using crypto assets as collateral.
Huma allows enterprises to manage invoices, payroll, and receivables on-chain—forming a liquidity backbone for decentralized payment systems.
Its partnerships with Circle and Visa signal tightening integration between Web3 finance and traditional payments infrastructure.
Structured Comparison of the Three Models
Model TypeRepresentative ProjectCore LogicStrengthsWeb2.5 Merchant PaymentPWC (PayWithCrypto)On-chain settlement + fiat conversionLargest merchant footprint, real-world usabilityExchange Ecosystem PaymentBitget PayInternal asset transfers within exchangeMassive user base, strong custodial securityDecentralized Credit LayerHuma FinanceOn-chain cash-flow & credit infrastructureEnables liquidity; integrates with traditional finance
Although each follows a different path, their shared goal is clear:
to make blockchain the foundational infrastructure of real-world payments.

5. Industry Impact: Payments Will Become the Structural Engine of Web3
The core value of decentralized payments lies in their self-sustaining economic cycle.
Unlike speculative crypto markets, payment growth is based on real transaction activity.
Once large-scale payment volume forms, tokenomics can naturally develop into a closed-loop economy through:
Stablecoins as settlement mediums,Native tokens for incentives and governance,Merchant networks generating continuous volume,On-chain data underpinning credit and asset innovation.
This structure provides Web3 with verifiable economic fundamentals—
something the industry has long lacked.
6. Conclusion: Trends Do Not Explode—They Evolve
The rise of decentralized payments will not instantly replace traditional finance.
It is a gradual structural migration—
from experimental technology to a fundamental layer of global payment infrastructure.
When people begin paying with stablecoins,
when merchants receive funds directly in fiat or via DApp,
when companies settle salaries and invoices on-chain—
decentralized payment will no longer be a trend, but a new global standard.
PWC, Bitget Pay, and Huma Finance each represent distinct yet complementary pathways leading toward the same vision:
A payment network that is more transparent, more efficient, and more inclusive.
The future of blockchain is not only about financial innovation—
it is about enabling value to move as freely as information.

Kyrgyzstan has officially launched USDKG, a gold-backed stablecoin pegged 1:1 to the U.S. dollar, with an initial issue of $50 million. The token is issued on Tron and fully audited by ConsenSys Diligence, with future expansion slated to include Ethereum support.
The issuer, OJSC Virtual Asset Issuer, is a state-owned entity under the Ministry of Finance, operating within the legal framework established by the 2022 Law on Virtual Assets of the Kyrgyz Republic. The initiative represents a first-of-its-kind model in Central Asia, merging sovereign oversight with blockchain transparency.
The launch ceremony was attended by Sadyr Japarov, President of the Kyrgyz Republic, Almaz Baketaev, Minister of Finance, and Biibolot Mamytov, CEO of Gold Dollar, the project’s operator. During the event, the dignitaries pressed a symbolic “Launch Issuance” button, officially initiating the circulation of USDKG tokens.
The issuance of USDKG is carried out by a company with 100% state participation, ensuring a high level of investor trust and institutional reliability. A total of 50,000,000 USDKG tokens have been issued, each fully backed by physical gold reserves. Operational control — including gold management — is delegated to a private company registered in the Kyrgyz Republic, under a contractual agreement with the USDKG issuer.
This separation of responsibilities ensures independent operational oversight and positions USDKG outside the classification of a Central Bank Digital Currency (CBDC). The company responsible for managing USDKG’s gold reserves has outlined plans to expand the backing to $500 million in the next phase, with a long-term target of $2 billion.
The stablecoin is fully compliant with FATF KYC/AML standards, and redemptions require standard identity verification. It is designed to facilitate financial inclusion.
Kyrgyzstan is among the first nations in the region to establish a comprehensive digital-asset regulatory framework, setting a precedent for state-supervised virtual currencies. Government representatives emphasized that such initiatives aim to enhance economic transparency and trade efficiency, rather than serve any geopolitical agenda. Officials also noted that USDKG complements, rather than competes with, the national monetary system.
The project reframes traditional narratives around state-issued and commodity-backed digital assets. Its gold collateral serves as a verifiable, inflation-resistant foundation, aligning with a growing market preference for transparent, real-asset-backed stablecoins. By combining physical reserves with on-chain verification, USDKG introduces a model of measurable stability uncommon in the current stablecoin landscape. The state-backed structure provides a clear regulatory framework built on accountability and public oversight. 
The Kyrgyz initiative underscores a broader trend toward responsible digital-asset innovation in emerging markets. The government’s focus on regulatory discipline, transparency, and tangible reserves signals a pragmatic approach to blockchain-based modernization.
With USDKG, Kyrgyzstan positions itself as a regional first-mover in regulated asset-backed digital currencies — both bridging traditional finance and blockchain infrastructure and maintaining full sovereign oversight.
About Gold Dollar — USDKG 
Gold Dollar combines the proven reliability of physical gold with the efficiency of digital assets. Fully backed by secure gold reserves and pegged to the US dollar, it’s a stablecoin designed to empower diverse financial needs across institutions and individuals alike. 

Recent outages at major cloud providers have taken Web3 offline, underscoring its reliance on centralized infrastructure. Filecoin Onchain Cloud offers a verifiable alternative for builders seeking open, resilient systems.
New pressures are also straining centralized stacks. AI systems produce data at massive scale, governments dictate where it can reside, and onchain AI agents now need different infrastructure.
A Foundation for Verifiable Infrastructure
Filecoin Onchain Cloud meets that demand by expanding the Filecoin network into a programmable layer for verifiable cloud services, enabling developers to compose storage, retrieval, and payment logic onchain.
“Filecoin Onchain Cloud brings onchain guarantees like verifiability, programmability, and openness to cloud-scale infra services,” says Molly Mackinlay, CEO, FilOz. “With storage, retrieval, and payments that are all fully composable and auditable onchain, all Web3 dApps, agents, and infra networks can be truly unstoppable. Filecoin Onchain Cloud provides the building blocks applications need for a Cambrian explosion of onchain services powered by the global network of Filecoin service providers. Builders deserve a cloud built on proofs, not promises!”
Filecoin Onchain Cloud emerges from years of collaboration across the Filecoin ecosystem, uniting hot storage proofs, composable smart contracts, and onchain payments.
Filecoin Pin, its first developer toolkit, persists IPFS content on Filecoin through simple, accessible tools.
At launch, Filecoin Onchain Cloud introduces core services that form the base of a decentralized cloud, accessible through the Synapse SDK. Warm Storage keeps data online with onchain proofs, Filecoin Pay automates usage-based payments, and Filecoin Beam supports measured, incentivized retrievals. Together, they let developers compose, monitor, and monetize data services.
Early Integrations
Developers and teams are already experimenting with early integrations:
ERC-8004 / Agent0
ERC-8004 builders use Filecoin Pin to store agent identities and metadata verifiably onchain. Agent0 extends this by pinning all agent data to Filecoin, enabling tamper-proof discovery without centralized catalogs.
“Agent ecosystems depend on verifiable metadata,” said Marc De Rossi, author of ERC-8004 and creator of Agent0. “By pinning agent identity and reputation data on Filecoin Onchain Cloud, we can ensure that discovery and interaction between agents happens on tamper-proof infrastructure. It’s a huge step toward an open standard for verifiable AI.”
Ethereum Name Service (ENS) and Safe
ENS, Safe, and Filecoin Onchain Cloud form an onchain stack for deploying and governing trustless frontends, with ENS for naming, Safe for multi-sig control, and Filecoin Onchain Cloud for persistent, verifiable storage.
“Using ENS to give names for content and apps on the decentralized web has been possible since 2018,” said Simon Schmid, Developer Relations Lead, ENS Labs. “With Filecoin Onchain Cloud it is now possible to properly incentivize storage and availability at scale in a decentralized way. Super excited to see all the pieces coming together with Safe leading as an example of how it’s done,” 
Monad
Through the Monad AI Blueprint program, developers can seamlessly deploy Filecoin Onchain Cloud storage endpoints and build AI systems that are fast, self-verifying, and wallet-controlled.
KYVE
KYVE uses Filecoin Onchain Cloud to durably store Celestia and Story Protocol chain data across decentralized providers. After starting in the Arweave ecosystem, they’re expanding to Filecoin for greater scale and faster validator syncing.
“At KYVE, our mission has always been to make blockchain data permanent, verified, and accessible to everyone,” said Fabian Riewe, Founder, KYVE. “By leveraging Filecoin’s Onchain Cloud, we’re taking the next step, scaling from terabytes to petabytes of decentralized storage. This collaboration brings us closer to a truly universal data infrastructure for Web3.” 
Akave Cloud 
Akave Cloud is using Filecoin Onchain Cloud to extend verifiable storage from hot workloads into a decentralized backup and archiving tier built for AI, IoT, ML, and compliance data that demands durable, auditable, affordable storage. 
“By uniting Akave Cloud’s high-performance, verifiable S3-compatible infrastructure with Filecoin Onchain Cloud’s global decentralized storage network and services, users will gain more flexibility and have the ability to optimize for cost, speed, and durability within a seamless, unified system,” said Stefaan Vervaet, CEO, Akave.
Storacha
Storacha’s Forge offers IPFS-compatible warm storage with onchain proofs of data possession. It provides high-throughput, auditable storage secured by Filecoin Onchain Cloud’s verification and payment rails.
“Storacha Forge is a new Filecoin Onchain Cloud service making verifiable warm storage radically affordable,” said Alexander Kinstler, CEO of Storacha. “At $5.99 per terabyte, Storacha Forge is built for the petabyte-scale data behind AI and DePIN. By building on the Filecoin Onchain Cloud, we combine cryptographic integrity with unmatched economics.”
Geo Podcasts 
Geo Podcasts is built on the Geo knowledge-graph protocol and helps users discover top podcasts. By storing its podcast data, images, and knowledge-graph records on Filecoin Onchain Cloud, Geo Podcasts ensures all information is verifiable across applications.
“We want to make sure that all of Geo’s knowledge graph data is open and available to all,” said Yaniv Tal, Founder, Geo. “Filecoin Onchain Cloud gives users guarantees that their knowledge data will stay around, giving them even more confidence to contribute to the Geo knowledge commons.”
An Open Foundation
Filecoin Onchain Cloud lays the groundwork for a verifiable cloud ecosystem and ongoing collaboration with the developer community will continue to grow the stack.
“Launching Filecoin Onchain Cloud is a huge milestone for the Filecoin network,” said Marta Belcher, President and Chair of the Filecoin Foundation. “FOC unlocks critical capabilities that will accelerate the Filecoin network’s mission to build a more open, resilient, and verifiable internet.”
Filecoin Onchain Cloud is live on Filecoin testnet today, with mainnet launch planned for January 2026.
Visit filecoin.cloud. 
About Filecoin Foundation 
Filecoin Foundation’s mission is to preserve humanity’s most important information, facilitate open-source governance of the Filecoin network, fund research and development for decentralized technologies, and support the growth of the Filecoin ecosystem and community.
About FilOz
FilOz is a research and development team advancing the Filecoin network through protocol engineering, research, and network upgrades.

The world’s largest Web3-powered entertainment collective joins forces with China’s leading next-generation entertainment force to bridge music, fan identity, and innovation across Asia.
RaveDAO, the global entertainment ecosystem powered by Web3, is partnering with INS Land, China’s hottest electronic music and nightlife brand, to present Miss Monique: Sunset Session in Hong Kong on December 14, 2025. Both share a belief that live music is the most powerful entry point to culture. Their collaboration connects the reach of global Web3 entertainment with the pulse of China’s nightlife community, setting the stage for a new era of shared creativity and community participation.
“RaveDAO exists to connect global creativity with local culture,” said Ron Yung, Operations Lead at RaveDAO. “INS Land has built an ecosystem where music, design, and digital innovation coexist under one roof. Together we’re showing how physical and digital worlds can merge to create experiences that travel across borders and communities.”
INS Land has become one of China’s most dynamic forces in modern entertainment, blending music, design, and digital culture through a network of integrated venues and creative projects. Its partnership with RaveDAO now brings that energy to Hong Kong, a city that bridges global and Asian cultural currents. The Miss Monique: Sunset Session will serve as both a celebration and a live showcase of community-first innovation, powered by RaveDAO’s fan identity and engagement tools.
Following their joint panel at Amsterdam Dance Event (Next-Gen Asia: Architecting the Future of Entertainment Ecosystems), this activation marks the next phase in a shared vision focused on:
Enabling cross-community fan identity and participationBridging creative markets from Mainland China to Southeast AsiaPositioning Hong Kong as a key hub for Asia’s next-generation touring network
“We see entertainment as infrastructure for the next generation,” said Justin Guan, President at INS Land. “Working with RaveDAO allows us to extend that idea beyond the venue, where every performance becomes part of a larger creative network. Hong Kong is just the beginning.”
That network is already taking shape. Both parties share a history of high-impact collaborations with Tomorrowland, including RaveDAO × Tomorrowland Terra Solis Dubai (May 2025) and INS Land × The Magic of Tomorrowland (China, November 2025). This initiative debuts in Hong Kong, creating a connection between global festival culture and the region’s dynamic music scenes.
Plans are underway to expand into additional cities and formats in 2026, guided by local communities and participants shaping the direction of the project.
About Miss Monique
One of the most globally influential female DJs, Miss Monique continues to push melodic techno to new heights:
Breakthrough Artist: DJ Awards 2024Top 75 DJ Mag Top 100 (2025 debut)Mainstage performances at Tomorrowland, Ultra, EDC Vegas, Awakenings, Mysteryland, Sziget13-week residency at Hï Ibiza, World’s #1 nightclub
With a devoted worldwide following and a revered presence in major festivals, Miss Monique represents the future of melodic techno culture.
About INS Land
 INS Land is a next-generation entertainment company founded by entrepreneur Dino Ying. Dino Ying is a global pioneer in esports, nightlife, and youth culture, having also founded Hero Esports and Hero Games.
With fully owned entertainment complexes across China, including a 20,000 sqm, 7-story immersive venue in Shanghai, INS Land designs groundbreaking IRL experiences integrating clubs, dining, gaming, and cultural performance under one unified roof.
INS Land is actively expanding into Beijing and major cities worldwide through marquee collaborations, including The Magic of Tomorrowland, redefining what it means to experience entertainment in the modern era.
About RaveDAO
RaveDAO is a global community uniting music, technology, and purpose. Since their first sold-out event at Dubai 2024, they have expanded across Europe, the Middle East, North America, and Asia, hosting world-class experiences with over 100,000 total attendees and 3,000+ attendees for each event. 
RaveDAO has worked with top-tier artists like Vintage Culture, Don Diablo, Chris Avantgarde, Lilly Palmer, MORTEN, Bassjackers, and GENESI and has support from WLFI, Binance, OKX, Bybit, Bitget, and Polygon. RaveDAO is redefining live entertainment in Web3 and has active partnerships with 1001Tracklists, AMF, and Warner Music. 
Beyond the dance floor, RaveDAO channels energy and attention toward impact. In 2025 alone, proceeds from its events helped restore sight to 400+ cataract patients in Nepal and fund over 150 meditation programs across the U.S.

FlashX is a next-generation Web3 trading layer that brings perp trading directly onto X, transforming the way users discover insights, analyze markets, and execute trades. Instead of switching between platforms like Dexscreener, CEX/DEX, or analytics dashboards, FlashX overlays actionable insights right on top of the social content users already consume everyday.


Current Features
 • Instant Token Insights on X
View market cap, liquidity, volume, holder concentration, and social activity while scrolling your feed.
 • AI-Powered Sentiment & Technical Signals
FlashX analyzes social sentiment, trending narratives, and on-chain metrics, then delivers simple, tradeable insights.
 • Instant Charting & Data Overlay
Lightweight charts appear directly on X, no switching tabs needed.
 • One-Click Actions
Users can immediately visit Dexscreener, pump.fun, or relevant DEXs from the overlay.


Upcoming Features
 • Integrated Perp DEX Trading on X and more
Execute long/short orders instantly through a seamless FlashX panel without leaving X. 
 • Aggregated Market Intelligence
FlashX consolidates insights from multiple perp DEXs—liquidity, funding rates, volatility, recent wicks, whale activity.
 • AI Trade Assistant
Real-time alerts, strategy suggestions, narrative monitoring, and risk indicators personalized to each user.
 • AI Auto-Trading (Q2)
AI agents can execute trades on behalf of users with adjustable risk profiles.


Achievements & Recognition
 • Selected for MVB10 Accelerator, among top projects from over 500 global applicants.
 • Incubated by Yzi Labs (formerly Binance Labs), BNB Chain & CMC Labs, validating FlashX’s innovation and market potential.
 • Strong ecosystem partnerships, including top KOL networks, on-chain data partners, and large crypto communities in Asia.


With FlashX, the Web3 trading journey becomes 10× faster, 5× simpler, and infinitely more intuitive—right where users already spend their time.