Lista DAO Re-poster

Our approach involves consistent development year over year. We invite you to explore a summary of our performance in 2025 and see the upcoming plans for Lista DAO in 2026.

Please find the complete article here:
https://www.theblock.co/press-releases/386828/lista-dao-closes-2025-with-strong-growth-and-major-product-milestones

Unlock rewards through the @BinanceWallet Extension by engaging with Smart Lending. We are distributing a total of 240,000 $LISTA to those who supply $U/USDT LP during the campaign window. This event runs from Jan 26 at 00:00 UTC through Feb 8 at 23:59 UTC. With a minimum requirement of only $10 LP, participants can take advantage of a current APY of 192%. Access the campaign directly at the following link:

https://lista.org/lending/smart-market/bsc/0xc87d09294447fd2f9f4d7088790ed1a4ceaf0eaecc5e8cb03ce5849e924c4725?tab=market&utm_source=x&utm_medium=promo&utm_campaign=EarnLPCampaign0125

#ListaWeeklyRecap Jan 22, 2026

🗳 **DAO & Governance**
- **Week 79 Rewards:** veLISTA rewards currently stand at approximately **355K $LISTA** with a **36.75% APR**.
- **Community Discussion:** We hosted an AMA with **@BNBCHAIN**, **@UTechStables**, **@PancakeSwap**, and **@VenusProtocol** focused on improving capital efficiency via a unified stablecoin layer.

🏦 **Lista Lending**
- **New Guide:** Take a look at the **Lista Earning and Borrowing Cheat Sheet**.
- **Rate Adjustment:** We have implemented a decrease in the **Fixed Rate Borrowing** rate.

🌐 **Ecosystem**
- **Ongoing Campaign:** participate in the **@binance Square Creator** event by sharing your **USD1 Earn Strategy** (**116,270 $LISTA** reward pool).
- **Security Update:** **@bailsecurity** has conducted a **Lista DAO Audit**.

🔍 Daily Good Rate & Strategy Alert!

🟢 Spotted some top opportunities on Lista Lending today:

💡 Lista USD1 Vault
🔹 Market: PT-USDe/USD1
🔹 Borrow Rate: 1.98%
🚩 Strategy: Collateralize PT-USDe (3.85% APY) and borrow USD1 to engage in Binance Earn; the total APY can exceed 20%.
🔗 https://t.co/Z1iO2qfeRr

💡 Lista U Vault
🔹 Market: USD1/U
🔹 Borrow Rate: 0.02%
🚩 Strategy: Borrow $U to engage in HTX Flexible Earn and earn an 8% APY.
🔗

Take a quick look at our lending stack 🧠

Lista is more than just a single lending product—it is a comprehensive spectrum built for a variety of strategies and risk profiles:

🔹 Vault Based Flexible Lending
- Access low-cost, variable-rate borrowing.
- Leverage blue-chip assets such as BNB, BTCB, slisBNB, or stablecoins to borrow BNB or stables with high capital efficiency.

🔹 Smart Lending (LP-based)
- Borrow directly against your LP positions.
- Keep your assets productive by earning underlying DEX fees while simultaneously unlocking borrowing power.

🔹 Fixed-Term Lending
- Enjoy predictable rates and a fixed duration.
- Perfect for structured strategies, hedging, and arbitrage where cost certainty is key.

Whether you seek simplicity, efficiency, or precision—Lista allows you to choose exactly how your capital works.

Borrow at a 2.74% fixed rate on Lista Lending.

For strategies needing certainty, Fixed Rate & Term Loans eliminate rate volatility by locking in both interest and duration at entry.

🔹 Fixed Rate: 2.74%
🔹 Collateral: BNB, slisBNB, BTCB
🔹 Terms: 7 / 14 / 30 day

With the upcoming USD1 campaign just around the corner, this presents one of the lowest-cost opportunities to access USD1 on @BNBCHAIN.

You can borrow USD1 on Lista with the lowest rates available:

For example: PT-USDe
• Borrow rate ~1.98%
• $60M+ USD1 supply

And many more options (e.g., BTCB, USDF...)
https://lista.org/lending/borrow?utm_source=x&utm_medium=promo&utm_campaign=0118

Lista Earning and Borrowing Cheat Sheet 🤑

✔️ Earn APY across BNB, BTCB, stablecoins, and others.
✔️ Lending rates categorized by product: Flexible / Smart Lending / Fixed Term.
✔️ Risk tiers are clearly mapped.

Use this to choose the setup that suits your risk & return goals 👇

#ListaWeeklyRecap Jan 16, 2026

🗳 **DAO & Governance**
We are excited to announce that the **Lista 2026 H1 Roadmap** is now available. In this week's governance updates, **Week 78 veLISTA Rewards** total **~355K $LISTA** with an impressive **38.8% APR**. Additionally, our **RWA Markets** are officially **Live**, featuring **U.S. Treasury Bills & AAA-rated CLOs**. Don't miss the insights from the **CN @binance square AMA** regarding the **Best DeFi Strategies for 2026**.

🏦 **Lista Lending**
We have made several adjustments to lending rates:
* The **CDP Zone Borrowing Rate** has been **Reduced For All Markets**.
* The **Fix-term Borrowing Rate** is also **Reduced**.
* Please note that the **lisUSD Rebate** is currently **Paused**.

🌐 **Ecosystem**
The **@binance Square Creator** campaign is **Ongoing**! Make sure to **Share your USD1 Earn Strategy** to participate in the reward pool of **116,270 $LISTA**.

Reduced borrowing rates for CDP Zone 📉

We have updated our IRR metrics to deliver lower borrowing costs across the Lista CDP ecosystem.

**Key Changes:**

🔹 **Borrow Rates:** Rates have been reduced across all supported collateral types.
🔹 **PSM & LSR:** Yields are temporarily lower; however, they will be stabilized with updated emissions starting next week.
🔹 **Fix-term Lending:** Rates have also been reduced to 2.74%.
🔹 **Rebates:** Please note that the lisUSD rebate program is currently paused.

Lista DAO 2026 H1 Roadmap

We are excited to share our **Key Product Expansions For H1**:

🔹 **Stableswap Hub**: Featuring @ethereum Deployment & Aggregator Integrations
🔹 **RWA Zone**: Incorporating Corporate Bonds & Expanded Token Utility
🔹 **Onchain Credit Lending System**
🔹 **Prediction Market Based Vaults**

View the **Full Roadmap** here: https://blog.lista.org/lista-dao-2026-h1-road-map

Unlock Earnings with $U 🪙

Leverage your assets by borrowing @UTechStables $U on Lista Lending, then redeploy the funds to secure ~20% APY via HTX Earn.

Current borrow markets available on Lista:
🔹 PT-USDe / U: ~1.85% borrow APR
🔹 BNB / U: ~2.11% borrow APR

Earning with $U🪙

Borrow $U on Lista Lending and redeploy the funds to earn ~20% APY on HTX Earn.

Current borrow markets on Lista:
🔹 PT-USDe / U: ~1.85% borrow APR
🔹 BNB / U: ~2.11% borrow APR

How to earn with lending? 👀

Here is a simple illustration of earning through Lending with PT-USDe ⤵️

Get PT-USDe ▶️ Collateralize it and borrow USD1 ▶️ Deposit into Binance Earn.

Note: This post is for informational purposes only and does not constitute financial advice.

Quick Lending Overview on @lista_dao

👉 **Classic Zone** — Experience flexible P2P lending featuring low, market-driven rates. Simply collateralize blue-chip assets to borrow USDT, USD1, U, BNB, and others.

👉 **Smart Lending** — Utilize LP-based borrowing, allowing you to earn DEX LP fees while simultaneously using your assets as collateral.

👉 **Fixed Rate & Term** — Secure a locked rate and fixed duration, built specifically for predictable costs and arbitrage strategies.

Multiple Earning Channels on @lista_dao

If you are seeking simple, low-effort yield, Lista has you covered:
👉 BNB (Liquid Staking): 7.2% APY
👉 USDT (PSM or RWA): 4~8% APY
👉 USD1 (Lista Lending Earn): ~10% APY

No complex strategies or position management are required.

Access USD1 yield with reduced borrowing costs.

Lista lending offers one of the most cost-effective ways to participate in the 20% USD1 yield on @binance Earn.

Borrow USD1 on Lista:
🔹 BTCB → USD1
Borrow rate: ~1.64%

🔹 PT-USDe → USD1
Borrow rate: ~2.08%

RWA is officially available on @lista_dao.

Starting today, enjoy open access on-chain.

Lista is the first platform on @BNBCHAIN to offer native RWA exposure, enabling users to deposit USDT and receive yield.

🔹U.S. Treasury Bills — 3.65% APY
🔹AAA-rated CLOs — 4.71% APY

🔗

slisBNB/U lending market strategy👀

If you hold BNB, here is how you can earn up to +27.52%:

1⃣ Stake BNB into slisBNB
2⃣ Collateralize slisBNB and borrow $U for 0.03%
3⃣ Delegate your slisBNBx to @BinanceWallet
4⃣ Deposit $U into HTX Earn for 20%

slisBNB/U Market:

Wondering how to earn ~20% on @UTechStables $U with Lista?

Simply follow these steps:
1️⃣ Collateralize supported assets like BTCB, slisBNB, PT-USDe, solvBTC, and more.
2️⃣ Borrow $U at rates as low as 0.04%.
3️⃣ Deposit the borrowed $U into HTX Earn (+20%).

U Vault: https://t.co/rGknYRO7ji
HTX Earn: