SL Salem

Former Ripple CTO Weighs In on Market Speculation
Speculation surrounding XRP and its potential to reach ambitious price levels—ranging from $50 to $100 has once again gained traction across social media platforms. As enthusiasm builds among retail investors, David Schwartz, former Chief Technology Officer of Ripple and a key architect of the XRP Ledger, has stepped in to offer a more grounded perspective.

A Cautious, Not Absolute, Stance
Schwartz did not categorically dismiss the possibility of $XRP reaching such levels. However, he made it clear that, based on current market conditions, he does not view this outcome as likely. His position reflects caution rather than outright skepticism, emphasizing that price expectations must be evaluated through the lens of market behavior rather than hype.
Market Logic and Investor Conviction
At the core of Schwartz’s argument lies a simple economic principle: markets price in collective belief. He explained that if a significant portion of rational investors genuinely believed there was even a modest probability say 10% of XRP reaching $100 within the next few years, demand for the asset would already be substantially higher. Such demand would naturally push the price well beyond its current levels.
The fact that $XRP continues to trade far below double-digit territory suggests, in his view, that the market as a whole does not assign meaningful probability to that scenario at present.

Lessons from Past Misjudgments
Schwartz also acknowledged that the cryptocurrency market has a long history of defying expectations including his own. He admitted to underestimating XRP’s price potential in its early days and recalled similar doubts about Bitcoin’s ability to reach $100, a milestone it surpassed long ago.
These reflections serve as a reminder that while market logic is essential, crypto markets remain inherently unpredictable.
Final Takeaway
Rather than discouraging optimism, Schwartz’s comments highlight the importance of realistic expectations and disciplined analysis. While extreme price targets cannot be ruled out entirely, achieving levels such as $100 would require a fundamental shift in $XRP ’s adoption, utility, and investor confidence on a global scale.
In essence, the current price of $XRP is not just a number it is a reflection of what the market collectively believes is plausible today.