Today Crypto News

🧠The move was championed by President Nayib Bukele, who says it's a way to help those who don't have access to banks, and those who want to send money back to the country from abroad, but critics worry that it'll be more show than substantive change.
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$BTC

Ripple has made a significant leap forward in its European expansion strategy, announcing today a preliminary "green light" for an Electronic Money Institution (EMI) license from Luxembourg's financial regulator, the Commission de Surveillance du Secteur Financier (CSSF). This crucial approval is a major win for regulatory clarity and sets the stage for Ripple to launch its stablecoin, $RLUSD, across the 30-nation European Economic Area (EEA) under the new MiCA framework.
Key Highlights🧠
Regulatory Milestone: The preliminary $XRP approval is a pivotal step toward full EMI authorization, which will enable Ripple to provide regulated digital asset payment services across the EU.
Luxembourg as EU Hub: Ripple chose Luxembourg for its progressive digital finance laws and its role as a stable banking hub. The firm established its local subsidiary, Ripple Payments Europe S.A., in April 2025.
RLUSD Rollout: The EMI license is mandatory for issuing fiat-backed stablecoins under MiCA rules. This green light is essential for the European launch of $RLUSD, Ripple's U.S. dollar–backed stablecoin, ensuring compliance with strict reserve management requirements.
Global Compliance Push: This follows the UK subsidiary's recent authorization from the Financial Conduct Authority (FCA) in early January 2026, bringing Ripple's global regulatory portfolio to over 75 licenses.
🆕The move solidifies Ripple's position as a key infrastructure provider in the regulated crypto space, with the potential to significantly impact the utility and adoption of the $XRP ledger within Europe's traditional financial systems.
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$XRP

Během roku 2026 se kryptoměnové trhy nacházejí na křižovatce. Po zklamaném výkonu roku 2025 — kdy vzestup Bitcoinu nevedl k širšímu oživení altkoinů — varuje vedoucí tržní účastník Wintermute, že jakýkoli významný návrat v tomto roce bude záviset na třech hlavních silách: rozšíření institucionálního kapitálu, makroekonomickém růstu prostřednictvím úrokových sazeb a návratu malých investorů
🔥Strukturální změna v dynamice kryptoměnových trhů
Podle nejnovějšího zprávy o trzích OTC digitálních aktiv od Wintermute se tradiční cyklus kryptoměn — kdy zisky z Bitcoinu a Etherea přetékají do menších tokenů a podporují dlouhodobé tržní nárůsty — v roce 2025 zásadně selhal. Místo otočení kapitálu ven, se likvidita soustředila na úzkou skupinu velkých kapitálových aktiv jako BTC a ETH, což bylo především způsobeno institucionálními přítoky a ETF.

Držitelé XRP na Binance v tuto chvíli velmi pozorně sledují trh, a to naprosto opodstatněně. Trhové signály kolem XRP naznačují, že aktivum se může blížit k kritickému okamžiku, kdy by se mohla výrazně zvýšit volatilita i dynamika.
I když v kryptoměně nic není zaručeno, několik vývojů naznačuje, že XRP může být na pokračování významného pohybu.
🔍 Proč je XRP na rozcestí
XRP se v kryptoměnovém trhu vždy vynikal díky své roli při mezinárodních převodech a citlivosti na regulační a institucionální zprávy. Tato jedinečná pozice způsobuje, že se XRP reaguje rychleji než mnoho dalších kryptoměn.

Following President Trump’s now-public spat with SEC Chair Jerome Powell, Senator Elizabeth Warren has pressed the SEC to step in after the Trump administration pushed crypto deeper into US retirement plans.

Key figures in Washington are at each other’s throats after the Department of Justice announced it is investigating Powell, and the SEC chair responded with a fiery retort, calling out President Trump for his heavy-handed tactics. Senator Warren inserting herself into the narrative comes as no surprise due to her longstanding agenda against crypto.
During the latest US political drama, Bitcoin held steady above $90,000 and is currently trading at $91,800, up around 0.4% in the past 24 hours. Until $90,000 is lost or $94,000 is breached, BTC USD remains locked in a tight range designed to chop leverage traders in both directions.

The broader crypto sector remains stable, with privacy tokens surging and propping up the market as the total combined market cap rose +0.5% overnight to remain above $3.2 trillion, per CoinGecko.
🔥What is Senator Warren Complaining About: Trump’s Plans With Crypto and 401(K)?
Senator Warren is unhappy that the Trump administration just eased up on rules that once warned companies against adding cryptocurrency to 401(K) plans.
This move began last year, in May, when the Department of Labor (DoL) reversed its 2022 guidance, clearing the way for plan providers to offer Bitcoin and other cryptocurrencies alongside stocks and bonds, according to the official DoL website.
President Trump backed this shift through executive action, framing crypto as a personal choice for savers.
Yesterday (January 12), Warren fired back in a formal letter, arguing the move puts retirement money at risk due to volatile price swings and weak investor protections, according to the Senate Banking Committee.
To the average American citizen, this matters, as 401k s are not frivolous trading apps; they exist to protect long-term savings and prepare people for retirement. Any rule change here touches hundreds of millions of workers who may never have planned to own crypto if given the choice.
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#USNonFarmPayrollReport
$BTC $ETH $XRP

Against this backdrop, Bitcoin’s profile in Iran has quietly risen. Long before the latest collapse, crypto adoption in the Middle East and North Africa was accelerating, partly as a hedge against unstable local currencies and restrictive financial systems.
In the past weeks, reports, mainly those from blockchain analysis company Chainalysis, have highlighted Bitcoin and crypto’s role in the unrest. State actors and private citizens alike have moved value through crypto channels, both to preserve savings and to evade the limitations of the rial and sanctioned banking system.
Chainalysis data shows Iranian‑linked services moved more than $4 billion out in 2024, a jump of about 70% year over year. Iranian centralized exchanges swelled with users looking to swap rials for any asset that holds value beyond the border
Industry voices are framing Bitcoin as more than a financial curiosity. Some analysts and executives point to Bitcoin as an “exit option” for Iranians who see the rial’s collapse as a failure of traditional money. These narratives emphasize Bitcoin’s fixed supply and global liquidity as shields against inflationary policies and external pressure.
Even so, obstacles remain. Iran’s government has maintained strict controls on digital finance, cracking down on unregistered mining and monitoring crypto platforms. Official policies often contradict private behavior, creating legal uncertainty for Iranians trying to use crypto as a safe haven.
It’s times like these that point to why we need bitcoin as a race. Bitcoin stands out as the tool it was created to be: resilient, borderless, free and censorship-resistant
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The price of gold has recently surged to historic highs, breaking past the $4,600 per ounce mark and reaching as high as $4,612 on January 12, 2026. This remarkable rally is driven by a convergence of global economic and political factors that are pushing investors toward safe-haven assets.
Observations and Analysis
Record Highs🔥Gold prices in both USD and PKR terms have seen significant increases, with some forecasts suggesting prices could challenge the $5,000 level in the first half of 2026.
Key Drivers: The surge is primarily attributed to heightened geopolitical tensions, particularly surrounding Iran, and domestic policy uncertainty in the U.S., including political pressure on the Federal Reserve regarding interest rate decisions.
Safe-Haven Demand: As global uncertainty rises, investors traditionally flock to gold as a hedge against inflation and market turmoil. This increased demand is a significant factor in the current price action.
Liquidity Dynamics: There appears to be a cyclical flow of liquidity between gold and riskier assets like Bitcoin. Historically, when gold reaches a short-term peak, it can signal that a major move in crypto is on the horizon, as capital may rotate between the two markets at different phases of the economic cycle.
Our Opinion⚠️
We believe the current market conditions strongly favor gold in the short to medium term. The persistence of global risks and the expectation of potential U.S. interest rate cuts are likely to keep demand high. However, the market is currently in a highly speculative phase, and investors should be prepared for potential sharp volatility and sudden reversals, as noted by financial institutions.
For long-term investors, gold continues to serve as an effective hedge against systemic risks and currency depreciation, a role reinforced by consistent central bank buying. Short-term traders should exercise caution and closely monitor market signals due to the potential for profit-taking after such a rapid ascent. The question of whether liquidity will shift decisively towards crypto is complex, but the current gold rally may be a precursor to increased action in the crypto market later in the year.
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#GOLD_UPDATE
#USNonFarmPayrollReport $XRP
$BTC $ETH

🔥Binance Delisting Multiple Margin Trading Pairs (January 2026)
Binance has announced the removal of several cross and isolated margin trading pairs in January 2026. This move is part of the exchange's routine efforts to maintain market quality by focusing on pairs with high liquidity and trading volume.
Key Delisting Dates and Affected Pairs
The delisting process is happening in multiple phases throughout January 2026:
🗓️January 15, 2026, at 06:00 (UTC)
Automatic settlements will occur for numerous cross margin pairs, including AUDIO/BTC, SUSHI/BTC, and MTL/BTC, and isolated margin pairs such as AUDIO/BTC, CTSI/BTC, and SUSHI/BTC. A comprehensive list of the delisted pairs can be found in the referenced documents.
Completed Delistings
Previously, on January 6, 2026, several FDUSD pairs were removed, and on January 3, 2026, the FLOW/BTC margin pair was delisted.
Impact on Users💰
Users can no longer open new margin positions for the affected pairs. Isolated margin borrowing was suspended for the January 15 delisting. The delisting only affects the specified trading pairs; the underlying assets remain available on Binance. Binance will automatically settle open positions and cancel pending orders for users who do not close them before the deadline, and the exchange is not responsible for any losses incurred.
Recommended Actions🙏
To avoid potential losses, users should close open margin positions and transfer assets from Margin Wallets to Spot Wallets before the deadlines. Users utilizing Binance Spot Trading Bots should update or cancel them for the delisted pairs.

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Bitcoin holds $91,000 support as traders wait for US CPI data.Ethereum and Solana lead altcoin gains with strong daily volumes.XRP ETFs attract $1.22 billion, supporting prices despite recent losses.
Crypto prices today showed bullish signals. Bitcoin price held steady near $92,000, and altcoins followed suit, with most on an uptrend. BNB and TRON were the only coins that defied the upward momentum. The global market cap was at $3.14 trillion, up 1.42%. The market is finding support despite ongoing uncertainty around Federal Reserve policy and upcoming US inflation data.
Bitcoin Price Leads Market Recovery
Bitcoin price was trading at $92,131 at press time. The world’s largest cryptocurrency was up 1.64% in the last 24 hours, with a market cap of $1.84 trillion. Its trading volume reached $25.1 billion as investors wait for the Consumer Price Index (CPI) report expected to be released on January 13, 2026.
CoinSwitch Markets Desk noted, “BTC is 1.2% up in the last 24 hours and has consolidated between $90,000–$92,000, with buying near $90,000 signaling demand, while repeated rejections above $92,000 reflect market indecision as participants await a signal and direction. Over the past few weeks, BTC has remained range-bound within $86,000–$94,000, a structure that closely resembles its March–May 2025 consolidation phase, which later resulted in a strong breakout.”
The popular crypto exchanges’ analysts further explained, “Historically, a similar setup resolved bullishly once resistance was breached, with BTC gaining roughly 46% after breaking $86,000 and eventually peaking near $126,000. This week brings several key macro triggers, including CPI and PPI, which markets will closely watch as they could be crucial in shaping near-term risk sentiment.”
Why Is Crypto Market Up Today?
The strong US jobs data from January 9 gave traditional markets a boost. It showed slower hiring than expected, with unemployment dropping to 4.4%. This data gave Wall Street a boost, and Asian markets opened higher on January 12, with Shanghai up 0.24% and Hong Kong's Hang Seng adding 0.14%. Thus, offering a positive backdrop for crypto prices today.

Oil prices are also climbing due to unrest in Iran and supply concerns, which typically signals risk-on sentiment in broader markets. However, the Federal Reserve faces fresh uncertainty after Chair Jerome Powell revealed that the central bank received grand jury subpoenas from the Justice Department. This adds another layer of complexity as Powell's term ends in May 2026.

The market is now waiting for Tuesday's CPI report, which will provide crucial insight into inflation trends and the Fed's likely policy path. Any surprise in the inflation data could quickly move Bitcoin and other cryptocurrencies through changes in ETF flows and leverage positions.

Traders have been expecting rate cuts in 2026, and the CPI numbers will either support or challenge that view. If inflation comes in softer than expected, it could boost bets on a March Fed rate cut and lift crypto prices further.
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🔥Značková zlata oči XRP Ledger jako rostoucí poptávka po digitálních aktivech
Jak zdůraznil významný poskytovatel metrik na blockchainu Coin Bureau, značkové zlato se může brzy objevit na XRP Ledgeru, což vyvolalo vzrušení v celé kryptověci komunitě.
Obránci zdůrazňují pevnou infrastrukturu XRPL, vysoký propustnost transakcí a nízké poplatky jako ideální pro hostování značkových drahokamů.

Hlasování komunity se stále více zvyšuje. Phil Kwok z EasyA prohlásil: „Značkové zlato přichází na XRPL“, což signalizuje důvěru, že ledger je připraven zpracovávat značkové aktiva

Současná cena: XRP se obchoduje v úzkém rozsahu, s podporou kolem 2,04 USD a odporu kolem 2,08 USD. Jeho tržní kapitalizace je přibližně 124,35 miliardy USD s obíhajícím množstvím přes 60,70 miliard XRP.
$943 Scénář: Tato hodnocení je extrémní optimistický případ, založený na hypotetických předpokladech vyplývajících z analýzy komentářů ředitele Ripple Brad Garlinghouse o ovládnutí významné části (přibližně 14 %) ročních plateb prostřednictvím systému SWIFT ve výši 1,5 kvadriliónu dolarů. Dosáhnutí takové ceny by vyžadovalo tržní kapitalizaci přes 57 bilionů dolarů, což je více než polovina hodnoty celkového světového akciového trhu, čímž se stává neuvěřitelně malou šancí.

😲Předpověď ceny Ai16z 2025 – Nejlepší AI mince k nákupu nyní?
Jedním z nejlepších meta narativů v oblasti kryptoměn je nyní ai16z. Tento projekt kryptoměny řízený výhradně AI agenty byl jedním z nejlepších mincí AI agentů podle tržní kapitalizace.

🔥Nyní, když Donald Trump, prezident přátelský k kryptoměnám, zahájil své úřadování, lidé se ptají, co budoucnost přinese pro cenu ai16z?

🤔Co je token ai16z?

Neexistuje žádný přímý odkaz na oficiální web, protože zobrazuje pouze AI agenta jménem Eliza, který se popisuje jako operační systém pro AI agenty. Nicméně, ai16z samotné je firma rizikového kapitálu řízená AI agenty, údajně navržená tak, aby činila investiční rozhodnutí informovanější a efektivnější.