CryptonewsCom

Ethereum has had its moment this cycle. In the summer of 2025, ETH finally pushed through its previous highs and printed a new all-time high near $4,900, driven by strong ETF flows, staking demand, and renewed interest from retail investors.

Since then, price action has cooled. Ethereum followed the broader market lower and retraced roughly 40%, bringing ETH back into a zone that many long-term investors now view as consolidation rather than weakness.

At the same time, since the bear market is ongoing, early-stage projects are starting to get attention. One of these is BMIC (BMIC).

While majors like Ethereum work through multi-year ranges, BMIC is still in its crypto presale phase, positioning itself around a structural theme that most of the market has not priced in yet: quantum-safe security for Web3, the team says.

Ethereum Price Outlook: What ETH Chart Is Signaling

Crypto Patel’s long-term Ethereum chart frames the current market structure as constructive rather than bearish. According to his analysis, the $1,800 to $2,900 range represents a long-term accumulation zone, where patient positioning tends to outperform reactive trading. On the chart, Ethereum remains inside a rising macro channel that has guided price action for nearly a decade.

Source: X/@CryptoPatel

Patel outlines a scenario where ETH gradually builds higher lows before breaking toward $10,000 during 2026, with extended upside toward $20,000–$30,000 over a longer horizon if adoption and liquidity conditions align. The projected path is not a straight line. The chart explicitly shows pauses, pullbacks, and consolidations, reinforcing the idea that timing and patience matter more than chasing short-term momentum.

This setup helps explain why Ethereum at $3,000 may deliver a 3x move over the next phase of the cycle. It also explains why some investors are looking beyond large caps for asymmetric opportunities elsewhere. While ETH’s upside now depends on trillions in incremental capital, early-stage infrastructure projects operate on a different curve entirely.

Why BMIC’s Utility Puts It in a Different Category

BMIC is not trying to compete with Ethereum or other layer-one networks. Instead, it says it is building a quantum-secure finance stack designed to sit underneath the broader Web3 ecosystem. The platform combines a wallet, staking system, and payment layer, all protected by post-quantum cryptography and signature-hiding smart accounts. This secures storage, yield, and spending in one unified architecture, according to the team.

A core differentiator is zero public-key exposure. Most wallets today expose public keys on-chain, creating a permanent attack surface once quantum computing matures. BMIC says it removes this risk through ERC-4337-style smart accounts, hybrid post-quantum signatures, and private routing. The system is quantum-native from day one, so no need for future migrations that legacy platforms are likely to face.

AI plays a defensive role. BMIC uses AI to monitor activity, detect threats early, and optimize cryptographic performance as conditions change. This security layer improves over time without requiring user intervention. For enterprises, BMIC offers Quantum Security-as-a-Service, allowing banks, fintechs, healthcare providers, and governments to integrate quantum-secure custody, identity protection, and encrypted communications without rebuilding infrastructure.

The roadmap also extends beyond wallets and payments. BMIC plans to introduce the Quantum Meta-Cloud, a decentralized framework for accessing quantum compute resources in a transparent and permissionless way. Combined with a deflationary token model tied to real services such as staking, APIs, compute access, and governance, BMIC says it positions itself for the upcoming bull cycles.

Why BMIC Is Emerging as One of the Best Crypto Projects

All in all, Ethereum’s upside is increasingly tied to macro conditions and incremental adoption, but BMIC is still in its earliest growth phase. BMIC’s crypto presale is structured across multiple tiers, starting at $0.048485 and rising to $0.058182, a 20% price increase between early and late participants. Listed prices are higher than presale tiers.

As security becomes a dominant narrative and quantum risk moves from theory toward reality, BMIC’s focus on structural protection rather than speculation stands out. For investors comparing a potential 3x in Ethereum with earlier-stage asymmetry, BMIC is framed as one of the most closely watched crypto projects right now.

With each presale phase pushing prices higher, the window for early entry is narrowing, and awareness is starting to build before the broader market fully catches on.

Discover the future of quantum-secure Web3 with BMIC:

Website: https://bmic.ai

X (Twitter): https://x.com/BMIC_ai

Telegram: https://t.me/+6d1dX_uwKKdhZDFk

The post Ethereum at $3,000 Might 3x – BMIC Targets Structural Security Adoption appeared first on Cryptonews.

Nová zpráva z kryptoměnové burzy CEX.IO ukazuje, že tokenizované zlato se v roce 2025 stalo jedním z nejrychleji rostoucích segmentů trhu reálných světových aktiv (RWA).

Obchodní činnost a rozvoj trhu překonaly mnoho tradičních produktů pro investice do zlata.

Tokenizované zlato zastupuje čtvrtinu růstu RWA

Podle zprávy vzrostla kapitalizace tokenizovaného zlata v roce 2025 o 177 %, přičemž se zvýšila z přibližně 1,6 miliardy USD na 4,4 miliardy USD. To představuje přibližně 2,8 miliardy USD čisté hodnoty, což činí přibližně 25 % celkového růstu trhu reálných světových aktiv (RWA) za rok.

Ripple získal předběžné schválení pro elektronickou peněžní instituci (EMI) od finančního dozoru Lucemburku, což je další regulativní úspěch při rozšiřování svého platebního podnikání v Evropě.

Klíčové poznatky:

Ripple získal předběžné schválení EMI v Lucemburku, aby rozšířil regulované platební systémy v rámci EU.

Sériová schválení v Lucemburku a Spojeném království prohlubují evropskou přítomnost Ripple.

Licence podporují snahu Ripple o poskytování platební infrastruktury pro banky a instituce.

Vláda Ugandy v úterý uvalila národní zástavu přístupu k internetu před prezidentskými volbami ve čtvrtek, což vyvolalo nárůst stažení aplikace Bitchat, decenteralizované zprávy, která funguje offline.

Ugandská komise pro komunikace nařídila mobilním operátorům pozastavit veřejný přístup k internetu od 18 hodin místního času, a to kvůli obavám z šíření nepravdivých informací a podvodů při volbách, zatímco 81letý prezident Yoweri Museveni usiluje o sedmé funkční období proti opozičnímu kandidátovi Bobimu Winovi.

Vývojář aplikace Bitchat Calle oznámil, že aplikace se stala nejvíce stahovanou aplikací v Ugandě, když obyvatelé připravovali zastavení služeb.

Visa has tapped BVNK to power stablecoin payments across the Visa Direct network adding to its broader push to integrate digital assets into global payments infrastructure.

Exciting news: we're powering stablecoin payments for @Visa Direct

Starting this year with pilot programs, BVNK will provide stablecoin infrastructure for @VISADIRECT's $1.7 trillion real-time payments network, enabling faster, more flexible global money movement. pic.twitter.com/0SxgIRrhof

— BVNK (@BVNKFinance) January 14, 2026

The partnership will allow Visa Direct customers to unlock new options for cross-border payments by using stablecoins alongside traditional fiat rails and expanding flexibility for businesses and end users alike.

Expanding Visa Direct with Stablecoins

Visa Direct is a real-time money network that processes around $1.7 trillion in volume annually allowing payouts to cards, bank accounts and digital wallets.

Under the new partnership BVNK will provide the stablecoin infrastructure that allows some business customers to pre-fund Visa Direct payouts using stablecoins rather than relying solely on fiat currencies.

The integration will also support payouts to end recipients directly in stablecoins placing digital dollars into users’ wallets. This opens the door to faster settlement 24/7 availability and reduced reliance on traditional banking hours especially for cross-border and treasury use cases.

BVNK said it processes more than $30 billion in stablecoin payments annually and will initially support Visa Direct’s stablecoin services in approved markets with strong demand for digital asset-based payments.

Building on an Existing Relationship

The announcement represents the next phase of a deepening relationship between Visa and BVNK. Visa Ventures invested in BVNK in May 2025.

The firm said the partnership is part of Visa’s broader strategy to explore how stablecoins can modernise money movement complementing existing rails rather than replacing them.

Stablecoins as a Payments Infrastructure Layer

Mark Nelsen, Global Head of Product for Commercial and Money Movement Solutions at Visa, said stablecoins present an opportunity to reduce friction in global payments and expand access to faster and more efficient settlement.

He highlights their usefulness during weekends, holidays and periods when traditional banks are closed, positioning stablecoins as a practical enhancement to existing payment networks.

BVNK chief executive Jesse Hemson-Struthers describes stablecoins not just as a new payment method but as a foundational layer of modern payments infrastructure.

By integrating stablecoins directly into Visa’s network the partnership aims to give businesses and consumers more control over how and when funds are sent and received.

Phased Rollout and Global Ambitions

The rollout will begin in select markets where demand for digital asset payments is already strong, with plans to expand more broadly based on customer needs and regulatory considerations.

For businesses the integration promises greater choice in treasury management, cross-border payouts and liquidity options, while maintaining the reliability and trust associated with Visa’s global network.

The post Visa Partners with BVNK to Bring Stablecoin Payments to Visa Direct appeared first on Cryptonews.

Senate Agriculture Committee Chairman John Boozman announced the legislative text for crypto market structure legislation will be released by the close of business on Wednesday, January 21, with a committee markup scheduled for Tuesday, January 27, at 3 p.m.

The timeline follows parallel action by the Senate Banking Committee, where senators submitted 137 amendments to the CLARITY Act ahead of Thursday’s markup, according to sources who viewed the submission list.

“This schedule ensures transparency and allows for thorough review as the committee moves forward with legislation to provide clarity and certainty for crypto markets,” Boozman said in a statement.

The chairman thanked Senator Cory Booker for continued partnership on the legislation designed to provide regulatory frameworks for digital asset markets.

NEW: After scrambling to meet the 5 PM deadline, Senators on the Banking Committee have submitted 137 amendments to last night’s text, according to multiple sources who have seen the list. Some of these will be debated during Thursday’s markup.

— Eleanor Terrett (@EleanorTerrett) January 14, 2026

Banking Lobby Secures Restrictions on Stablecoin Yield

The latest Senate Banking Committee draft prohibits digital asset service providers from paying interest solely for holding payment stablecoin balances, marking a significant win for traditional banking groups.

The provision allows rewards tied to specific activities, including transactions, wallet usage, loyalty programs, liquidity provision, collateral deposits, and participation in network governance.

“Banks may have won this round on stablecoin yield,” Fox Business reporter Eleanor Terrett wrote, noting the draft states companies cannot pay interest just for holding balances.

The language emerged after intense lobbying from banking groups who warned that yield-bearing stablecoins could drain deposits from community institutions.

Coinbase told the crypto industry to “stand down on opposing the stablecoin yield language for now,” according to Decrypt Senior Writer Sander Lutz, citing a source with direct knowledge.

The exchange characterized the provisions as “the least favorable language they’d still support,” with Lutz noting the company believes “the loopholes are decent enough for yield on stablecoin activity/loyalty programs.“

Key update: Coinbase is telling the crypto industry to stand down on opposing the stablecoin yield language for now, a source with direct knowledge tells me. Saying it's a win for the banks but it's basically the least favorable language they'd still support. If it gets worse–if… https://t.co/6DgoEz0a1W

— Sander Lutz (@s_lutz95) January 13, 2026

JPMorgan CFO Jeremy Barnum told analysts the creation of “a parallel banking system that includes something that looks a lot like a deposit that pays interest, without the associated safeguards, is an obviously dangerous and undesirable thing.”

The bank recently reported $25 billion in net interest income last quarter, prompting crypto advocates to argue that banks oppose stablecoin yield to protect profit margins rather than consumer interests.

Democratic Opposition Threatens Bipartisan Consensus

Key Senate Democrats are demanding ethics guardrails that prohibit public officials, including the president, from profiting off crypto business ties, creating a potential deal-breaker for the legislation.

Senator Adam Schiff said ethics controls covering the White House were essential, stating “that needs to be applied to everyone.”

Senator Ruben Gallego went further, calling it “a red line” and warning, “They need to get it right, or they’re not going to have enough votes to pass this.”

Three Democratic senators sent a letter demanding a full hearing before Thursday’s markup, criticizing the release of legislative text “just two days before the markup.“

Industry sources told Lutz that current vibes on the bill’s chances are “NGMI” due to ongoing disagreement over ethics language between Senate Democrats and the White House.

If Democrats kill landmark legislation that would cement U.S. leadership in fintech- simply to score political points- they’ll have to explain that choice to voters in November. https://t.co/Q1F7jYEWDo

— Bo Hines (@BoHines) January 13, 2026

Bo Hines of the Bitcoin Policy Institute warned that “if Democrats kill landmark legislation that would cement U.S. leadership in fintech simply to score political points, they’ll have to explain that choice to voters in November.“

Industry Split on DeFi and Self-Custody Protections

The Banking Committee added a massive new section on decentralized finance that the crypto lobby wasn’t expecting, prompting industry sources to express concern over definitions and murky language.

Attorney Zack Shapiro’s detailed analysis noted the bill protects software developers while establishing compliance pressure on web-based user interfaces.

“The bill explicitly protects software developers and preserves the right to self-custody digital assets,” according to the Senate Banking Committee GOP’s myth-versus-fact release.

1/23 Here's my full walk-through of the Digital Asset Market Clarity Act (HR 3633 substitute). Market structure is the headline, but the provisions that matter most for DeFi, privacy, self-custody, and developers live in Title III (illicit finance) and Title VI (software +…

— Zack Shapiro (@zackbshapiro) January 13, 2026

Section 605 states federal agencies may not “prohibit, restrict, or otherwise impair” a US individual’s ability to self-custody digital assets for lawful purposes.

Consensys attorney Bill Hughes characterized the moment as potentially “the best deal you could ever hope to get,” arguing critics should “hold your nose and accept” the compromise.

Paradigm VP Alexander Grieve also warned Congress might “squander progress” by restricting stablecoin rewards to merchant transactions, calling it “a government-mandated windfall for financial intermediaries at the expense of individual Americans.“

As it stands now, the bill is progressing and Senator Cynthia Lummis has emphasized bipartisan contributions, stating, “every section includes bipartisan input and I look forward to working with my Democratic colleagues to deliver a bill that secures America’s financial future.“

Proud of the bipartisan work that went into the Clarity Act. When we put politics aside and focus on what’s best for America’s economic future, we can achieve real progress. This bill proves that common ground exists, and it’s time to make it the law.

— Senator Cynthia Lummis (@SenLummis) January 14, 2026

The post Senate Crypto Bill Markup Moved to January 27 Amid Legislative Push appeared first on Cryptonews.

Pakistan reportedly has partnered with the Trump family-linked World Liberty Financial affiliate to explore stablecoin payment rails, Reuters reported Wednesday.

A source involved with the deal told the publication that both parties have signed an agreement, marking the first publicly announced deal between a sovereign state and a crypto project.

Sources did not provide further details regarding Pakistan’s deal with SC Financial Technologies, a World Liberty-linked company. Further details are expected to be released by Pakistan on Wednesday following World Liberty CEO ‍Zach Witkoff’s visit to Islamabad.

Today, World Liberty Financial signed an MoU with the Ministry of Finance to explore innovation in digital finance, particularly the use of stablecoins for cross-border transactions, signalling growing global interest in Pakistan as a key market for digital assets. pic.twitter.com/rYzbfHYysd

— Pakistan Virtual Assets Regulatory Authority (@PakistanVARA) January 14, 2026

Pakistan Eyes USD1 Stablecoin Integration

Per the agreement, WLF and Pakistan’s central bank will work to integrate the USD1 stablecoin into a digital payments structure. The stablecoin will operate alongside Pakistan’s crypto infrastructure.

WLFI and the Pakistan Crypto Council signed a Letter of Intent (LOI) in April last year to promote blockchain adoption and boost DeFi growth. The partnership targeted expanding stablecoin use for remittances and trade.

The current agreement comes at a time when USD1 stablecoin has surged past $3.5 billion in circulating supply. The stablecoin maintains a $1 peg and is deployed across multiple blockchains, with the largest share on BNB Smart Chain.

Source: defillama

Besides, the World Liberty project saw a sharp increase in revenue for the Trump Organization in the first half of 2025. It has now filed for a US national banking charter in a move to bring its dollar-linked stablecoin deeper inside the regulatory perimeter.

Additionally, Pakistan has also accelerated efforts to formalize its digital asset ecosystem over the past year. The nation established Pakistan Virtual Assets Regulatory Authority, allowing major exchanges like Binance and HTX to operate locally. Besides, it signalled plans to build a Bitcoin reserve.

The post Pakistan, Trump-Linked WLFI Firm Sign Agreement to Explore Cross-Border Payments – Reuters appeared first on Cryptonews.

Využití stabilních měn na fintech platformě Revolut se v roce 2025 výrazně zrychlilo, objemy plateb se podle odhadů zvýšily o 156 % v roce 2025 na přibližně 10,5 miliardy dolarů, jak digitální doly získávají pozici v každodenních platebních transakcích.

Klíčové poznatky:

Platební příchozí příjmy na Revolutu vzrostly v roce 2025, objemy se zvýšily o 156 % na přibližně 10,5 miliardy dolarů.

Onchain data ukazují, že růst byl průběžný během celého roku, podpořený každodenními platbami.

Bezpoplatné převody USDC a USDT na Revolutu pomáhají využívat stabilní měny v běžném obchodování.

Russia is taking another step toward opening its cryptocurrency market to retail participants, as lawmakers prepare legislation that would allow non-qualified investors limited access to digital assets.

Key Takeaways:

Russia is preparing legislation to let non-qualified investors access crypto, while capping retail purchases at 300,000 rubles.

The draft bill would remove crypto from special regulation, signaling a push to make digital assets part of everyday finance.

Authorities aim to expand crypto use in cross-border settlements while keeping strict limits to manage financial risks.

According to a Tuesday report from state news agency TASS, Anatoly Aksakov, chairman of the State Duma’s Financial Markets Committee, said a draft bill has already been finalized and is expected to be considered during the spring parliamentary session.

The proposal would remove cryptocurrencies from a special regulatory regime, effectively treating them as a more conventional financial instrument.

Russia Lawmaker Says Crypto Set to Enter Everyday Use Under New Bill

“A bill has already been prepared that removes cryptocurrencies from special financial regulation, meaning they will become commonplace in our lives,” Aksakov said in an interview with the Russia-24 television channel, as cited by TASS.

Under the proposed framework, access for non-qualified investors would remain capped.

Individuals who do not meet Russia’s qualified-investor requirements would be allowed to buy cryptocurrencies worth up to 300,000 rubles, or roughly $3,800.

Aksakov said professional market participants would not be subject to similar restrictions.

Beyond domestic trading, the law is also expected to support the use of crypto in cross-border activity.

Aksakov said the changes could facilitate international settlements and enable the overseas placement of tokens issued by Russian entities, an area of growing interest as the country seeks alternatives to traditional financial rails.

According to TASS, Russian State Duma Financial Market Committee chair Anatoly Aksakov said a bill is ready that would remove cryptocurrencies from “special financial regulation,” aiming to make their use more common in daily life. Speaking to Rossiya-24, Aksakov said upcoming…

— Wu Blockchain (@WuBlockchain) January 14, 2026

The comments follow earlier signals from Russian authorities pointing to a more permissive, but closely monitored, approach to retail crypto use.

In December, the Bank of Russia proposed allowing non-qualified investors to trade digital assets after passing a risk-awareness test, while maintaining a ban on anonymous and privacy-focused cryptocurrencies.

Around the same time, Finance Minister Anton Siluanov said the finance ministry and the central bank were working toward a coordinated framework that would permit retail participation within defined limits.

Officials have repeatedly emphasized that transaction caps and investment thresholds would be critical to containing financial and systemic risks as crypto adoption expands.

Crypto Questions Flood Russia’s Social Fund

As reported, Russia’s Social Fund received about 37 million calls in 2025, with crypto-related questions emerging as one of the most common topics alongside standard social benefit inquiries.

Citizens frequently asked whether pensions could be paid in digital assets and whether income from crypto mining would count toward benefit calculations, prompting officials to reiterate that all state payments are made exclusively in rubles and that crypto taxation falls under the Federal Tax Service.

The attention comes as crypto mining gains political and economic relevance. Senior officials have argued that mining should be recognized as an export activity, noting its impact on foreign exchange flows despite the lack of physical cross-border movement.

Late last month, Moscow Exchange and St. Petersburg Exchange confirmed readiness to launch crypto trading once Russia’s legislative framework takes effect by July 1, 2026, following the Bank of Russia’s December 23 regulatory concept release.

The post Russia Prepares Bill to Allow Non-Qualified Investors Into Crypto appeared first on Cryptonews.

Crypto is showing up less as a curiosity and more as a line item in client portfolios.

A recent Bitwise and VettaFi survey found 32% of financial advisors allocated to crypto in client accounts in 2025, up from 22% in 2024, setting an all-time high for the series.

The jump lands after a headline year for digital assets, with the report pointing to Bitcoin’s run to a $126k all-time high in 2025 and faster progress on US rules, including the GENIUS Act that pushed stablecoins further into the mainstream.

Bitwise and VettaFi collected 299 eligible responses, with outreach running from Oct. 31 to Dec. 8, 2025 across advisor types ranging from registered investment advisors to wirehouse representatives and broker-dealer reps.

#10: CRYPTO EQUITY ETFS CONTINUE TO BE ADVISORS’ TOP CHOICE

When asked what crypto exposure they were most interested in allocating to in 2026, crypto equity ETFs were the favorite among advisors.

— Bitwise (@BitwiseInvest) January 13, 2026

RIAs Lead Crypto Adoption As Access Widens

Client demand stayed steady, and advisors felt it. The survey said 94% of advisors received a question about crypto from clients in 2025, and 56% reported owning crypto in their personal portfolios, another record for the dataset.

Allocation rates varied sharply by channel. Registered investment advisors (RIAs) led with 42% saying they allocate to crypto in client accounts, followed by wirehouse representatives at 35%, and the report also tracked 33% for other financial professionals, 25% for independent broker-dealer representatives and 18% for financial planners.

Access keeps improving, and the numbers show it. The share of advisors who said they can buy crypto in client accounts rose to 42% from 35% in 2024, and 58% said they were unable to buy crypto in client accounts or unsure whether they could.

Image Source: Bitwise/VettaFi 2026 survey

Familiar Products Lead Advisor Crypto Strategy For 2026

Clients also keep taking matters into their own hands. Advisors said 74% of clients invested in crypto outside the advisory relationship in 2025, up from 71% in 2024, a pool of held away assets that firms can try to pull back into a broader wealth plan.

Sizing remains cautious, and it is rising. The survey said 83% of client portfolios with crypto exposure held less than 5% in crypto, and 64% of crypto-exposed client portfolios held more than 2%, up from 51% in 2024.

When advisors fund an allocation, they usually sell what they already know. Equities were the top source at 43%, followed by cash at 35%, with smaller shares citing commodities, bonds, and gold.

Image Source: Bitwise/VettaFi 2026 survey

Looking ahead, the next wave may come from advisers who stayed on the sidelines. Among those who did not allocate to crypto in client accounts, 18% said they definitely or probably plan to add exposure in 2026, and another 38% said they are considering it. Among advisors already allocating, 99% plan to maintain or increase exposure.

Product preference is tilting toward familiar wrappers. Advisors again picked crypto equity ETFs as their top exposure for 2026, and the next choices included spot crypto ETFs at 16%, diversified crypto index funds at 14%, multistrategy solutions at 13%, and income-generating strategies at 9%.

The same report laid out the frictions holding adoption back, with volatility and regulatory concerns topping the list, and home office restrictions also showing up as a major constraint.

The post Crypto Advisor Allocations Hit 32% in 2025 as Access Widens and ETF Demand Grows: Survey appeared first on Cryptonews.

The German Federal Financial Supervisory Authority (BaFin) granted MiCAR authorization to the country’s second-largest lender, DZ Bank, last month. With the approval, DZ will launch its crypto trading platform “meinKrypto.”

The platform, which was approved at the end of December, allows primary institutions to offer retail customers access to crypto trading.

Cooperative banks Volksbanken and Raiffeisenbanken must now submit their own MiCAR notification for “meinKrypto” to BaFin, an official statement read.

Once approved and integrated with the VR banking app, meinKrypto functions as a wallet for self-directed investors. At the launch, initial tradable assets will include Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC), and Cardano (ADA).

Further, each of the cooperative banks will decide individually whether to implement the crypto service.

German Co-Op Banks Look at Crypto Trading

In September 2025, the German Cooperative Banking Association released a poll, which suggested that co-op banks in Germany are considering offering cryptocurrency services such as Bitcoin and Ether trading.

The study found that 71% of the country’s 670 Volksbanken and Raiffeisenbanken banks are looking at crypto, up from 54% last year.

Besides, a third of banks eyeing crypto say they aim to launch services within the next five months.

The meinKrypto platform was developed by Atruvia, the IT service provider for the cooperative financial group, and DZ Bank. Further, Stuttgart Stock Exchange Digital will handle the custody of the crypto assets.

DZ Bank Joins Euro Stablecoin Consortium

DZ Bank, the central institution for the country’s co-op banking sector, said in a separate statement on Tuesday that it has joined the European banking consortium Qivalis, for the launch of a regulated stablecoin.

The group of 11 banks plans to introduce its euro stablecoin next year under a new Dutch entity named Qivalis.

“We are delighted to welcome DZ BANK as the eleventh member of the consortium,” said Jan-Oliver Sell, CEO of Qivalis. Their participation strengthens our joint commitment to building a robust, MiCAR-compliant euro stablecoin infrastructure for European businesses and consumers.”

Qivalis is currently seeking approval from the German National Bank (DNB) to establish as an e-money institution. It is aiming for market entry in the second half of 2026.

The post German DZ Bank Secures MiCAR License for Crypto Trading, Joins Qivalis Stablecoin Initiative appeared first on Cryptonews.

Stabilní mince zaujaly centrální místo během telefonického hlasování o čtvrtletních výsledcích JPMorgan Chase v této neděli, kdy vyšší úředníci vyjádřili podporu inovacím v oblasti blockchainu, zároveň však stanovili pevnou hranici proti designům stabilních mincí, které připomínají tradiční bankovní vklady.

Klíčové poznatky:

JPMorgan podporuje inovace v oblasti blockchainu, ale varuje před stabilními mincemi s výnosy, které připomínají bankovní vklady bez dohledu.

Banka říká, že stabilní mince s úrokovou mírou mohou vytvořit paralelní, málo regulovaný bankovní systém.

Přidání výnosů může urychlit přijetí stabilních mincí zároveň zvyšující rizika pro financování a stabilitu bank.

Francouzský dozorčí orgán uvedl v úterý, že přibližně 30 % kryptospoloků bez evropské licence neinformovalo o svých plánech, zda budou podávat žádost o licenci MiCA nebo přestanou provozovat činnost do června.

Mluvě k novinářům v Paříži, Stéphane Pontoizeau, ředitel odboru dozoru nad prostředníky trhu a infrastrukturami trhu u AMF, poznamenal, že dozorčí orgán již v listopadu napsal společnostem, připomínajíc jim, aby reagovaly před termínem podání žádosti o licenci 30. června 2026.

Přechodná doba pro licenci MiCA se liší podle různých zemí EU. Kryptobezpečnostní podniky se sídlem ve Francii, které nezískají licenci, budou muset v červnu přestat s činností.

Bitpanda se připravuje na výstup na burzu v Frankfurtu v prvním pololetí roku 2026, což dává jedné z největších evropských platform pro retail kryptoměny cestu z býčího trhu k testu na veřejném trhu.

Bloomberg uvedl v úterý, že rakouská společnost může chtít hodnotu 4 miliard až 5 miliard eur (4,6 miliardy až 5,8 miliard dolarů) a již zahájila spolupráci s Goldman Sachs, Citigroup a Deutsche Bank na uspořádání nabídky. Někteří považují za reálnou možnost výstup do burzy v prvním čtvrtletí.

Bitpanda neodpověděl na žádost Cryptonews o komentář do času tiskového vydání.

Kryptomarkety zažily v posledních 24 hodinách široký návrat, přičemž většina sektorů zaznamenala zisky mezi 3 % a 8 %, protože se zvýšilo ochlazení rizik. Bitcoin vzrostl o 4,34 % a znovu dosáhl úrovně 95 000 USD, zatímco Ethereum skočil o 7,4 % a začal obchodovat nad 3 300 USD. Silný vývoj byl zaznamenán ve sektorech memecoins, RWA, Layer 2, DeFi a CeFi, přičemž několik tokenů zaznamenalo zisky více než desetiprocentní. Nálada trhu se také zlepšila, index strachu a žádosti v kryptomarketu stoupl z 25 na 47, což umístilo nálady pevně v neutrální oblasti. Prudký nárůst z hluboce strašidelných úrovní naznačuje uvolnění tlaku směrem dolů, protože obchodníci se připravují na možný krátkodobý pokračování návratu.

Bitcoin rose nearly 5% to $95,232 on Wednesday, and Asian shares opened modestly higher after Wall Street ended lower overnight, as traders weighed fresh policy risk in Washington and a shifting risk mood across markets.

Akshat Siddhant, lead quant analyst at Mudrex, said escalating Middle East tensions are driving investors toward alternative safe havens such as crypto, lending support to the wider market rally.

“On-chain data adds to the positive setup, with short-term holders moving back into profit. Historically, this has been a sign that selling pressure eases, extending upside potential,” he said.

“For bullish continuation, Bitcoin needs a firm daily and weekly close above the $92,000–$94,000 zone to reclaim key moving averages. Failure to hold this range could see BTC consolidate or retest support near $88,000.”

China’s major benchmarks started the day in the green. Shanghai rose 0.89%, Shenzhen’s SZSE Component added 1.54%, and China A50 gained 0.56%.

Hong Kong also advanced. The Hang Seng climbed 0.35% in early dealing, extending a cautious uptrend as traders stayed focused on rates, risk appetite, and cross-asset flows that often spill into crypto.

Market snapshot

Bitcoin: $95,325, up 4.4%

Ether: $3,321, up 6.7%

XRP: $2.17, up 5.6%

Total crypto market cap: $3.33 trillion, up 4.5%

Saylor’s Latest Bitcoin Purchase Fuels Market Optimism And Inflows

Bitcoin’s jump followed a busy week for corporate accumulation. Michael Saylor’s Strategy disclosed a purchase of 13,627 BTC worth about $1.25B to $1.3B, at an average price around $91,500 per coin, a move that helped steady sentiment and pull in fresh buying.

Strategy acquired an additional 13,627 BTC between Jan. 5–11, spending about $1.25B at an average price of $91,519 per bitcoin.#Strategy #Bitcoinhttps://t.co/0rVvrFtD9Z

— Cryptonews.com (@cryptonews) January 12, 2026

The rally also leaned on market mechanics that crypto traders watch closely. Buyers drove Bitcoin through the $94,000 to $95,000 zone that had capped it for weeks, and traders pointed to rising open interest and negative funding that can pressure short sellers during a fast push higher.

Japan Stocks Stay Firm On Yen Slump As Wall Street Stumbles

Japan’s equities stayed in rally mode. The Nikkei 225 advanced 0.9%, and the yen weakened to its softest level since July 2024, adding momentum to exporters and keeping regional risk appetite supported.

In the background, traders headed into Wednesday watching for a possible US Supreme Court ruling tied to President Donald Trump’s global tariffs announced in April, a decision that could reshape how markets price trade friction and growth risk.

Overnight in the US, stocks fell as financials led declines after JPMorgan warned that Trump’s proposed 10% cap on credit card interest rates would hurt the economy and squeeze profitability across the sector. The Dow fell 0.80%, the S&P 500 slipped 0.19%, and the Nasdaq eased 0.10%.

Visa dropped 4.5%, Mastercard fell 3.8%, and the financial sector sank 1.8%, with JPMorgan ending down 4.2% even after posting a better-than-expected quarterly profit alongside a decline in investment banking fees.

Oil surged on geopolitical tension and gold pushed to new highs, and traders also took in an inflation reading that matched expectations, a combination that kept rate cut bets alive even as risk markets recalibrated.

The post Asia Market Open: Bitcoin Jumps 5% To $95K, Asian Stocks Open Higher After Wall Street Slips appeared first on Cryptonews.

ETH mohl právě získat své nejsilnější důvěru institucí, když Standard Chartered podpořil pozitivní prognózy ceny Ethereum před Bitcoinem.

BTC se zdá být odstoupit na okraj, zatímco nový rok vidí čerstvý přesun kapitálu do altcoinů, a ETH si dělá své jméno jako volba pro tradiční finanční svět (TradFi).

Standard Chartered Global Head of Digital Assets Research, Geoffrey Kendrich, tvrdí, že Ethereum se v tomto tržním cyklu vedoucím institucemi dostalo k hlubšímu významu.

Jeho dominantní pozice při vydávání stabilních mincí, tokenizaci reálných aktiv a DeFi, spolu s rostoucí propustností sítě, mu poskytla základní výhodu oproti Bitcoinu.

Přesouváme se do prostředku ledna a kryptoměnový trh začíná vypadat mírně lépe. Bitcoin pevně drží nad 90 000 USD a předpovědi cen pro alty jako XRP, Dogecoin a Maxi Doge se zvyšují.

Tyto alty zůstávají stále jedním z nejsilnějších na trhu a nabízejí pevný potenciál růstu v budoucnu.

Základně je XRP tak silný, jak to jen jde. Zatímco memecoinky jako Dogecoin a Maxi Doge se očekává, že v průběhu roku 2026 vedou sekci. Níže je předpověď cen, jak by tyto tři kryptoměny mohly vypadat pro zbytek roku.

XRP zaznamenal zisk 12 % od začátku roku, přičemž dynamika roste, protože Ripple zvyšuje tlak na americké regulační orgány kvůli jasnějším pravidlům pro kryptoměny.

V oficiálním dopise Úřadu pro cenné papíry a burzy Spojených států (SEC) požádala Ripple o více transparentnosti a spravedlnosti ve svém přístupu.

Pokud bude push úspěšný, může to znamenat významný posun v názorech ohledně XRP a podpořit optimističtější předpověď ceny XRP v budoucnu.

Zapochybovali o určitých definicích, které se zdají být spíše neurčité, jako je „decentralizace“, a označili je za „subjektivní“ způsob hodnocení blockchainů a kryptoprojektů.

Cena Cardano stoupla dnes na 0,3931 dolaru, po tom co zakladatel Charles Hoskinson v rozhovoru oznámil, že jeho portfolia kleslo o hodnotu 2,5 miliardy dolarů za poslední čtyři roky.

ADA vzrostla o 1,5 % za posledních 24 hodin, a i když klesla o 6 % za poslední týden, udržuje nárůst o 10 % za posledních dva týdny.

Odhalení Hoskinsonem ztráty 2,5 miliardy dolarů souhlasí s poklesem ADA o 57 % za posledních 12 měsíců, přičemž zakladatel Cardano navrhuje, že kryptopolitika správy Trumpa – a zejména oficiální memecoin Trumpa – měla ve skutečnosti negativní dopad na celkový růst trhu.