Krypto Blogger

I will tell you something that no one in the crypto industry wants to hear. Something that will destroy the hopes of 90% of 'investors' chasing the next altcoin that 'will definitely do x100'.
Only Bitcoin and Ethereum make sense as long-term investments. The rest are mostly well-packaged mechanisms for extracting money from naive people. Unfortunately.
Wall Street understood the game. You haven't yet.
When BlackRock, Fidelity, and other massive institutions entered crypto, they didn't buy XRP, Cardano, or Solana. They bought #Bitcoin. Then #Ethereum. And that's the end of the list.

Binance received an official license from the regulator in #AbuDhabi – the capital of the United Arab Emirates. As of January 5, 2026, Binance.com will operate under the supervision of one of the most demanding cryptocurrency regulators in the world.
This is not a fake license. It is a full, comprehensive authorization that allows #Binance to legally operate a global cryptocurrency exchange under strict supervision. Binance is the first global exchange to receive such a high level of approval from ADGM.

5200 people from around the world gathered in one place to talk about the future of cryptocurrencies. Over 200 speakers, dozens of panel discussions, events late into the night, and an atmosphere as if the entire crypto industry met in one place. This is Binance Blockchain Week – the largest annual event in the blockchain industry, which took place in Dubai.
What is Binance Blockchain Week?
This is the flagship conference organized by #Binance – the largest cryptocurrency exchange in the world. #BBW (as participants call it) is not an ordinary conference. It is a place where the most important partnerships in the industry are decided, key projects are announced, and where everyone who has a real impact on the development of #Web3 meets.

Binance has just launched one of the most generous holiday referral campaigns in the history of the exchange. Under the name 'Christmas Is For Sharing', you can grab 20 dollars in USDC for each friend you invite to the exchange. And the best part – your friend also gets 20 dollars. It's a rare situation where both sides win.
How much can you earn?
Simple calculation: you invited 5 friends who meet the conditions – you earn 100 dollars (about 400 PLN). You invited 10 friends – 200 dollars (about 800 PLN). And so on. No limit.

Binance has just launched something that could change the way the younger generation learns about finance: Binance Junior. It is a dedicated cryptocurrency app for children and teenagers aged 6 to 17, fully managed by parents.
What is Binance Junior?
It is a special sub-account linked to the parent's main account on Binance. This is not a wild west where the child trades Bitcoin on their own. It is a controlled educational environment where the parent has 100% oversight, and the child can safely explore the world of cryptocurrencies and investing.

November 2025 will go down in history as a pivotal moment for XRP – and Ripple Labs. After years of legal battles with the U.S. Securities and Exchange Commission (SEC), the market has witnessed something that just recently seemed impossible: the approval of spot ETFs for XRP. In mid-November, the first ETF debuted on the #Nasdaq – the Canary XRP ETF (XRPC), followed by additional products from industry giants: Grayscale, Franklin Templeton, Bitwise, and 21Shares. This event could radically change not only the future of XRP but the entire perception of cryptocurrencies in traditional finance.

Bitcoin enters the last month of 2025 with a valuation oscillating around $91,000, after a tumultuous November, which turned out to be the worst November in seven years. In the fourth quarter, BTC lost over 35% from its peak. Despite this, not everyone is losing optimism – Michael Saylor maintains his bold prediction that BTC could reach $150,000 by the end of the year. Is this realistic?
Arguments for increases – what could drive the price of Bitcoin?
Institutional adoption and the influx of capital to ETFs

The fourth quarter of 2025 will go down in history as one of the most brutal periods for the cryptocurrency market since its inception. Bitcoin experienced a decline from levels above 126,000 USD achieved in October to around 80,000 USD. Over a 35% correction from the peak, liquidations at the level of over 19 billion dollars, and a total evaporation of one trillion dollars in market capitalization is a brutal verification of the narrative of relentless growth. The question is: are we witnessing the end of the bull market, or merely a deeper consolidation before further increases?

You've probably seen this hundreds of times. Bitcoin drops by 20%, everyone panics, and you think: "Maybe this is a good time to buy?" Or: "I'll wait because it might drop even lower." And so on, until the opportunity passes, the price goes back up, and you regret not having bought.
Buying the dip is one of the most popular strategies in the crypto market. It sounds simple: you buy when the price is low, wait for a rebound, and sell at a higher price. In practice, most people lose money doing this. Why? Because they don't know how to do it correctly.

For years, #Bitcoin and other cryptocurrencies have been portrayed as a way to make anonymous transactions. The truth is different – every operation on the Bitcoin blockchain is public and can be tracked. You only need to know the wallet address to see the entire transaction history of a given person. This is why privacy-focused cryptocurrencies were created, which actually hide transaction data. And now, in 2025, they are gaining popularity for a very specific reason.
Why is everyone suddenly talking about privacy in crypto?

October 2025 started off exceptionally promising for Bitcoin. In the first week of the month, $BTC reached another #ATH, hitting a level of over 126,000 dollars, coinciding with historically the best period for the crypto market – the fourth quarter of the year. However, within just a few days, the situation underwent a dramatic change. On October 10, the market experienced one of the most brutal flash crashes in cryptocurrency history, resulting in #Bitcoin dropping to a level of 104,000 dollars, losing nearly 17% of its value within a few hours.

In the entire 16-year history of Bitcoin, the 4th quarter is the most pro-growth period. It is therefore no surprise that every time we approach the end of the year, theories about upcoming increases arise. Let's check what the facts are, what the statistics say, and what the genesis of this is.
First of all - statistics
As you can see below, October and November are the months that, over the years, generate the highest returns. This can be noticed in the graphic below when we look at the last two (gray) rows in the table. Furthermore, as you can see in the entire history of Bitcoin, October has only closed in the red twice. I do not count the current month because at the time of writing this article, it is only October 20th and it is unknown how the month will close.

Since 2022, on the Binance exchange, we can transfer Polish zlotys to our wallet using the ZEN app. Since the introduction of this payment method, it has become one of the favorite options for Poles. This is of course due to its simplicity, as you only need the #ZEN app to deposit or withdraw money from the Binance exchange in just a few seconds.
In this article, I will describe exactly how to set up this payment method on your account and what to watch out for to do it safely.

In recent months, users of the Binance exchange have become targets of a sophisticated scam campaign in which cybercriminals impersonate Binance using fake SMS messages.
The attacks use advanced techniques such as SMS spoofing to deceive investors and steal their funds. Scammers send text messages that appear to be authentic notifications from Binance - often appearing in the same thread of conversation as real messages from the exchange. In this article, I will tell you how these scams work, what their various forms are, and how to protect your account and funds from these threats.

You have just created an account on the Binance exchange and want to go through the KYC process? Good news: KYC (Know Your Customer) verification on Binance is much easier and faster than you might think. In fact, you can complete the entire process in less than 5 minutes, having only your ID or passport and a smartphone with a camera. In this guide, I will walk you through each step of the verification, explain why it is necessary, and answer the most common questions about KYC on Binance.

According to cyclicality, by the end of 2025, a 4-year growth cycle across the entire #crypto market should come to an end. What is particularly noteworthy is the fact that September is theoretically the worst period for the crypto market throughout the entire year.
This is evidenced by the statistics that you can see below. As you can see, in the last two rows, it is September that has the worst statistics. So far, the last bull market closed September in red. This is evident in the years 2013, 2017, and 2021.

Passive income from cryptocurrencies is a way to increase the value of your owned coins without active trading. Assuming that we still have a bull market and still want to hold our #cryptocurrencies, we can easily increase their value through passive earning.
How is this done?
It works very simply. We deposit cryptocurrencies on an exchange or a given protocol for a specified period or indefinitely. In return, we receive interest that is calculated daily. It works very similarly to a savings account in a bank.

BLIK is the fastest and most convenient payment method in Poland – just a code from your phone and a few seconds to transfer money. Starting from March 2025, #Binance officially introduced #BLIK as a deposit method for $PLN, which means instant account funding without the need to enter long account numbers or wait for bank transfers.
Why is BLIK ideal for beginner crypto investors?
Only 1% commission from Binance,
Funds land instantly in the account,
You don’t need to remember any account numbers or Binance data. Just a phone and the bank's app.

XRP is in the spotlight as markets await potential approval of U.S. spot ETFs in 2025. According to Polymarket data, the probability of approval currently stands at 96%, and Ripple CEO Brad Garlinghouse describes it as "inevitable" by the end of the year.
Status of XRP ETFs - Current Events
Submitted Applications and Timeline
By September 2025, at least 11 companies have submitted applications for a spot ETF on XRP, including giants of the financial industry: Bitwise, Grayscale, Franklin Templeton, 21Shares, WisdomTree, and CoinShares. The SEC is required to make a decision by October 2025, with key deadlines falling on October 18-25.

September 2025 confirms the start of another bull phase in the crypto market. #Bitcoin reached a level of 117,000 USD this month, and the dominance of $BTC fell from 65% at the beginning of the year to just 57%, signaling the start of the "altcoin season." The Altcoin Season Index reached a level of 97 - the highest since 2021, indicating that the vast majority of altcoins are growing significantly better than Bitcoin over the last 90 days. Therefore, it is possible that the cryptocurrency market is ready for a new wave of bullishness. Today in the article, I will focus on 3 simple strategies that anyone can implement starting today.