Ripple Teams Up with BNY Mellon, Paving the Way for Institutional XRP
Ripple is stepping further into the institutional space with BNY Mellon, the world’s largest custodian bank. The partnership focuses on tokenized deposit accounts—digital cash designed for institutional clients—positioning Ripple at the centre of a growing “tokenized dollar” movement.
This collaboration allows institutions to move capital instantly, 24/7, while staying fully compliant with banking rules. Ripple’s infrastructure and regulatory experience make it a natural fit for bridging traditional finance and digital assets.
XRP-focused ETFs have already surpassed $1 billion in assets, showing steady institutional interest even after XRP’s 2025 decline. The BNY Mellon partnership reinforces Ripple’s credibility and signals that 2026 could be shaped more by institutional adoption than retail speculation.
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