xrpl

Ripple has officially received a full Electronic Money Institution (EMI) license from Luxembourg’s regulator.
This means Ripple can now operate regulated digital payment services across EU nations.
This strengthens real-world use cases for Ripple’s native assets like and

As of 2026, XRP has finally shed its "litigation asset" label, evolving into a cornerstone of institutional liquidity. While the market chases memes, Ripple is systematically integrating XRP into the upgraded global financial system. 🚀
Why is 2026 becoming the "golden year" for XRP holders?
⚖️ Final Legal Clarity
After years of disputes with the SEC, by 2026, XRP has secured its status as a digital standard for interbank settlements in the US and beyond.
Ubiquitous Listing: All major US exchanges have fully restored trading, and institutional custodians have added XRP to their core portfolios.XRP ETFs: In 2026, spot XRP ETFs became a reality, opening the floodgates for billions of dollars from pension funds and family offices.
🌍 CBDCs and the RLN (Regulated Liability Network)
Ripple has emerged as a primary partner for dozens of central banks:
Currency Bridge: The XRP Ledger (XRPL) is being used as the "Bridge Asset" between various Central Bank Digital Currencies (CBDCs).RLN: Participation in global regulated liability networks positions XRP as a compliant alternative to the SWIFT system for cross-border payments.
⚙️ XRPL Evolution: Smart Contracts & DeFi
2026 has brought long-awaited upgrades to the network:
Sidechains: Full-scale smart contracts are now operational on XRPL, enabling native DEXs, lending protocols, and stablecoins (including RLUSD).AMM (Automated Market Makers): On-chain liquidity has deepened significantly, providing stable rewards for liquidity providers.
📈 2026 Price Outlook
XRP is showing the stability characteristic of a settlement asset:
Current Status (Jan 2026): After breaking through multi-year resistance levels, the asset is trading between $0.95 – $1.40.Conservative Target: Analysts expect a consolidation above $2.50 as cross-border payment volumes continue to scale.Bull Case: Amid liquidity crunches and massive banking adoption, the "XRP Army" anticipates testing all-time highs and pushing toward $5 – $10.
⚠️ Risks
The primary risks in 2026 remain competition from internal banking systems (like JPM Coin) and shifting regulatory landscapes in the stablecoin sector.
Bottom Line: In 2026, XRP is no longer just a speculative coin; it is a piece of critical financial infrastructure. If you believe in the transformation of traditional finance, XRP remains the #1 asset in the sector.
#XRP #Ripple #SEC #XRPL #Crypto2026

The $XRP community's got mixed reactions after David Schwartz, Ripple's ex-CTO, said he's not comfortable with XRP hitting $50-$100 💸. His comment was in response to someone claiming XRP can't reach those levels, but many saw it as him being skeptical 🤔.
Schwartz has a history of underestimating XRP's potential, having sold at $0.10 after buying at $0.006 🚨. Meanwhile, XRP surged to $0.25! Crypto analyst Bird says Schwartz's caution is about probability, not dismissal 🚫.
Bird points out Schwartz once thought $100 BTC was a dream 💸. Now? Over $120,000 😱. Key takeaway: seasoned analysts are cautious, but that doesn't mean XRP can't hit $100+ 🚀.
#XRP
# #Ripple

#CryptoNew
#XRPL #CryptoAnalysis

The $XRP community found itself divided after comments from former Ripple CTO David Schwartz resurfaced regarding the possibility of XRP reaching the $50–$100 price range. What began as a cautious response quickly escalated into a heated debate across Crypto Twitter.
Schwartz was responding to a user who claimed $XRP could never reach such levels. In his reply, he stated:
“I don’t feel comfortable saying something like that.”
While the statement was measured, it immediately caught the attention of the XRP army. Many interpreted it as skepticism, even though Schwartz later clarified that his discomfort was rooted in probability, not dismissal.
Schwartz’s Track Record: A Lesson in Underestimation
To understand the context, it’s important to revisit Schwartz’s personal history with XRP. He entered XRP at approximately $0.006 and later began selling around $0.10, a move that already represented a gain of nearly 1,567%.
However, XRP didn’t stop there. The asset eventually surged to $0.25, proving that even one of its earliest architects underestimated its upside potential. This historical example highlights a recurring theme in crypto markets: early expectations often fail to capture long-term growth.
Crypto Analyst Bird Weighs In
Crypto analyst and XRPL developer Bird (@Bird_XRPL) addressed the controversy, emphasizing that Schwartz’s caution should not be confused with bearish sentiment.
According to Bird, statements such as “I don’t think it’s likely” reflect risk-based probability, not certainty. In financial markets, probability assessments are tools for managing expectations — not definitive forecasts.
Bird further pointed out that Schwartz once considered Bitcoin reaching $100 an “impossible dream.” Bitcoin later went on to exceed $120,000, reinforcing the idea that cautious outlooks do not limit future outcomes.
Probability vs. Belief: A Key Distinction
One of the most misunderstood aspects of Schwartz’s comments is the difference between likelihood and belief. Bird explained that Schwartz’s wording reflects experience-driven prudence rather than a lack of confidence in XRP.
This distinction is critical. Many seasoned developers and analysts remain conservative in public commentary, not because they doubt the asset, but because markets consistently outperform early models.
What This Means for XRP Investors
From $0.006 to over $2, XRP has already demonstrated an ability to exceed expectations. Schwartz himself has previously explained why XRP cannot remain undervalued indefinitely, given its role in global payments infrastructure.
Bird urged investors to view these remarks within the broader context of crypto history. When insiders express caution, it often reflects lessons learned — not bearish conviction.
Is XRP Headed Toward $100?
While reaching $100 XRP would require massive adoption, liquidity expansion, and regulatory clarity, many analysts believe it is not impossible over a long-term horizon.
Bird concluded that when someone with Schwartz’s experience says “I don’t think it’s likely,” it should be read as context — not a warning. In his view, Schwartz remains fundamentally aligned with XRP’s long-term vision.
As history has repeatedly shown, crypto markets have a habit of defying even the most informed expectations.
Final Thoughts
XRP’s journey so far proves one thing clearly:
Early doubt does not define future performance.
For investors, the key lies in separating emotional reactions from rational interpretation — and understanding that caution from veterans often carries more insight than fear.
Hashtags
#XRP #Ripple #CryptoNews #XRPL