🚨 BIG MOVE for U.S. Consumers 🇺🇸💳
President Donald Trump just dropped a major proposal: a one-year cap on credit card interest rates at 10%, starting January 20, 2026.
That’s huge.
Right now, millions of Americans are stuck paying 20–30% APR, where most payments barely touch the principal and banks rake in massive profits. This proposal goes straight at that system.
💥 Why this matters
Americans pay $100B+ every year just in credit card interest.
Cutting rates nearly in half could mean billions staying with households, not banks.
🔄 Possible ripple effects
• More money in consumers’ pockets → higher spending
• Banks’ profit margins squeezed → tighter lending rules likely
• Real, immediate relief for middle-class borrowers
• Broader impact across stocks, housing, and even crypto liquidity
This isn’t just policy talk — it’s a Wall Street vs Main Street moment.
If it actually moves forward, it could reshape consumer finance fast.
📈 Traders are watching these coins closely today:
$VVV | $CLO |
$HYPER — all up 20%+ 👀🔥
#CreditCardReform #MacroShift #TRUMP #FinancialFreedom #CryptoMarkets