geniusact
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Trump has officially signed the stablecoin-related GENIUS Act at the White House, marking the beginning of the implementation phase for stablecoin regulation in the United States. What’s your take on this? Join the discussion.
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Tulkot
Ever wondered how a year that started like a wild fireworks display ended up looking more like a digital graveyard? 🧐
$SOL
The Wall Street Journal just dropped a reality check, reminding us that while 2025 felt like a non-stop party, the market managed to "celebrate" by losing over $1 trillion in value. 🤡
$XPL
It turns out the "future of finance" decided to take a massive detour, with investors sprinting for the exits faster than a rug pull. 💸📉
$KITE
Now, everyone is suddenly "cautious," clinging to the GENIUS Act like a life jacket in a storm. 🌊
It’s peak comedy: we spent the year dreaming of Lambos and ended it praying for some government regulations to save us from ourselves.
Just another classic cycle of crypto heartbreak and legal paperwork. 🚀💔
#Crypto2025 #MarketCrash #GENIUSAct #BitcoinDrama
$SOL
The Wall Street Journal just dropped a reality check, reminding us that while 2025 felt like a non-stop party, the market managed to "celebrate" by losing over $1 trillion in value. 🤡
$XPL
It turns out the "future of finance" decided to take a massive detour, with investors sprinting for the exits faster than a rug pull. 💸📉
$KITE
Now, everyone is suddenly "cautious," clinging to the GENIUS Act like a life jacket in a storm. 🌊
It’s peak comedy: we spent the year dreaming of Lambos and ended it praying for some government regulations to save us from ourselves.
Just another classic cycle of crypto heartbreak and legal paperwork. 🚀💔
#Crypto2025 #MarketCrash #GENIUSAct #BitcoinDrama
Tulkot
🚨 CZ BREAKS THE INTERNET: "Crypto Super Cycle Incoming!" 📈🔥$BIFI $HYPER 👇👇
When the founder of Binance speaks, the entire industry stops to listen. As of Jan 11, 2026, CZ is officially calling for a Crypto Super Cycle, fueled by a historic pivot in U.S. policy.
What makes this a "Super Cycle"? ✅
1️⃣ SEC Retreats: For the first time in years, the SEC has dropped crypto from its 2026 "Priority Risk List." No more targeted crackdowns—just mainstream integration.
2️⃣ Institutional Wall of Money: With the GENIUS Act now law, stablecoins are a cornerstone of the U.S. financial system. This is the green light for massive bank-level capital.
3️⃣ Death of the 4-Year Cycle: CZ suggests we might be moving past the old "boom and bust" patterns. We are entering a phase of sustained, long-term growth driven by real-world utility and government adoption.
Bottom Line: $BTC has already cleared $90K, but CZ’s signal suggests we are only at the beginning of a massive institutional re-rating.
Are you positioned for the Super Cycle, are you waiting for a "dip" that might never come? 👇$RENDER
#CZBİNANCE #BinanceSquare #Supercycle2026 #GENIUSAct #InstitutionalAdoption
When the founder of Binance speaks, the entire industry stops to listen. As of Jan 11, 2026, CZ is officially calling for a Crypto Super Cycle, fueled by a historic pivot in U.S. policy.
What makes this a "Super Cycle"? ✅
1️⃣ SEC Retreats: For the first time in years, the SEC has dropped crypto from its 2026 "Priority Risk List." No more targeted crackdowns—just mainstream integration.
2️⃣ Institutional Wall of Money: With the GENIUS Act now law, stablecoins are a cornerstone of the U.S. financial system. This is the green light for massive bank-level capital.
3️⃣ Death of the 4-Year Cycle: CZ suggests we might be moving past the old "boom and bust" patterns. We are entering a phase of sustained, long-term growth driven by real-world utility and government adoption.
Bottom Line: $BTC has already cleared $90K, but CZ’s signal suggests we are only at the beginning of a massive institutional re-rating.
Are you positioned for the Super Cycle, are you waiting for a "dip" that might never come? 👇$RENDER
#CZBİNANCE #BinanceSquare #Supercycle2026 #GENIUSAct #InstitutionalAdoption
Tulkot
🚀 THE CRYPTO TAX REVOLUTION: TRUMP’S PLAN TO END TAXES ON CRYPTO PAYMENTS
The White House has signaled a major shift toward a "tax-free" crypto economy in the U.S. As of January 2026, here is the breakdown of the administration’s strategy to eliminate taxes on Bitcoin and digital assets:
🗞️ The Big Update
Confirmed Priority: Treasury Secretary Scott Bessent and key advisors (including David Sacks and Cathie Wood) confirmed on January 8, 2026, that a de minimis tax exemption is a top legislative goal.
Small Purchases Tax-Free: The plan aims to eliminate capital gains taxes on everyday transactions. This means you could buy coffee or groceries with Bitcoin without triggering a taxable event for the IRS.
Targeting "U.S.-Based" Assets: There is an active proposal for a 0% capital gains rate specifically for cryptocurrencies issued by American companies to incentivize domestic innovation.
🏛️ What’s Already Done
Reporting Rules Killed: In 2025, President Trump signed legislation repealing IRS reporting requirements for decentralized brokers, a move designed to protect user privacy.
Stablecoins Legalized: The GENIUS Act (July 2025) officially integrated stablecoins into the U.S. financial system, paving the way for them to be used as tax-free digital cash.
Strategic Reserve: An Executive Order has already established the first-ever National Bitcoin Reserve to stockpile BTC as a national asset.
The Bottom Line: While you still owe capital gains on major trades today, the White House is fast-tracking laws to make using crypto for payments completely tax-free by later this year.
#CryptoTaxReform
#GENIUSAct
#BinanceHODLerBREV
$GAIB $FIR $RIVER
The White House has signaled a major shift toward a "tax-free" crypto economy in the U.S. As of January 2026, here is the breakdown of the administration’s strategy to eliminate taxes on Bitcoin and digital assets:
🗞️ The Big Update
Confirmed Priority: Treasury Secretary Scott Bessent and key advisors (including David Sacks and Cathie Wood) confirmed on January 8, 2026, that a de minimis tax exemption is a top legislative goal.
Small Purchases Tax-Free: The plan aims to eliminate capital gains taxes on everyday transactions. This means you could buy coffee or groceries with Bitcoin without triggering a taxable event for the IRS.
Targeting "U.S.-Based" Assets: There is an active proposal for a 0% capital gains rate specifically for cryptocurrencies issued by American companies to incentivize domestic innovation.
🏛️ What’s Already Done
Reporting Rules Killed: In 2025, President Trump signed legislation repealing IRS reporting requirements for decentralized brokers, a move designed to protect user privacy.
Stablecoins Legalized: The GENIUS Act (July 2025) officially integrated stablecoins into the U.S. financial system, paving the way for them to be used as tax-free digital cash.
Strategic Reserve: An Executive Order has already established the first-ever National Bitcoin Reserve to stockpile BTC as a national asset.
The Bottom Line: While you still owe capital gains on major trades today, the White House is fast-tracking laws to make using crypto for payments completely tax-free by later this year.
#CryptoTaxReform
#GENIUSAct
#BinanceHODLerBREV
$GAIB $FIR $RIVER
Skatīt oriģinālu
Vai tēvs Sam beidzot saprata, ka mēģinājums kontrolēt stabilekonus ir līdzīgs mēģinājumam piesiet pavadoni pēc zibens? ⚡
Nu, līdz 2. janvārim "GENIUS" likums oficiāli iekļuvis sīkākās īstenošanas fāzē.
$BTC
$SOL
$SUI
Ir patiešām poētiski, ka to nosauca par "GENIUS" — droši vien tāpēc, ka viņiem bija nepieciešami desmit gadi, lai saprastu, ka cilvēki patiešām patīk nauda, kas kustas ātrāk par vējām. 🤡
Tagad mēs saņemam kalnu valsts regulējuma sīkumus, kas nodrošina, ka katrs kriptovalūtas vienība ir atbalstīta 1:1, vienlaikus sniedzot regulētājiem "brīnuma" varu aizlikt vai iznīcināt tokenus pēc vajadzības. 🏛️
Tas ir būtībā decentralizācija ar valsts apstiprinātu "izslēgšanas" pogu! 💸
Veiksmi izstrādātājiem, kas cenšas pārvarēt noteikumus, ko rakstīja cilvēki, kuri vēl nevar atvērt PDF failu. 📉
#GENIUSAct #Stablecoins #CryptoRegulation #USPolitics
Nu, līdz 2. janvārim "GENIUS" likums oficiāli iekļuvis sīkākās īstenošanas fāzē.
$BTC
$SOL
$SUI
Ir patiešām poētiski, ka to nosauca par "GENIUS" — droši vien tāpēc, ka viņiem bija nepieciešami desmit gadi, lai saprastu, ka cilvēki patiešām patīk nauda, kas kustas ātrāk par vējām. 🤡
Tagad mēs saņemam kalnu valsts regulējuma sīkumus, kas nodrošina, ka katrs kriptovalūtas vienība ir atbalstīta 1:1, vienlaikus sniedzot regulētājiem "brīnuma" varu aizlikt vai iznīcināt tokenus pēc vajadzības. 🏛️
Tas ir būtībā decentralizācija ar valsts apstiprinātu "izslēgšanas" pogu! 💸
Veiksmi izstrādātājiem, kas cenšas pārvarēt noteikumus, ko rakstīja cilvēki, kuri vēl nevar atvērt PDF failu. 📉
#GENIUSAct #Stablecoins #CryptoRegulation #USPolitics
Skatīt oriģinālu
Stabilās monetās darījumi 2025. gadā pieauga līdz $33 triljoniem, pateicoties ASV piekrišanai kriptovalūtām
Gads 2025 atzīmēja vēsturisku sasniegumu kriptovalūtu tirgū, kad stabilās monetās veiktās darījumsummas sasniedza neierasta $33 triljonu, kas atspoguļo 72% gadu pa gadu pieaugumu. Speciālisti šo pieaugumu izskaidro ar lielāku regulatīvo skaidrību un ASV valdības atbalsta nostāju pret kriptovalūtām.
USDC vadīt tirgu – Tether atrodas tuvākajā sekotājā
No kopējā darījumsummas, USD Coin (USDC) no Circle veica aptuveni $18,3 triljonu, savukārt Tether USDT reģistrēja apmēram $13,3 triljonu, kopā dominējot stabilās monetās aktivitātē.
USDC vadīt tirgu – Tether atrodas tuvākajā sekotājā
No kopējā darījumsummas, USD Coin (USDC) no Circle veica aptuveni $18,3 triljonu, savukārt Tether USDT reģistrēja apmēram $13,3 triljonu, kopā dominējot stabilās monetās aktivitātē.
Tulkot
Stablecoin Transaction Volume Surges 72% to Record $33 Trillion in 2025 Driven by US Policy Shift
Stablecoin transaction volume reached a record $33 trillion in 2025, a 72% increase from the previous year, driven largely by new US pro-crypto policies.
Financial Overview
Total transaction volume: $33 trillion
Year-over-year increase: 72%
Leading stablecoin by volume: Circle's USDC with $18.3 trillion
Second leading stablecoin: Tether's USDT with $13.3 trillion
Q4 2025 volume alone: $11 trillion, compared to $8.8 trillion in Q3
Key Insights
The surge in transaction volume highlights the growing role of stablecoins in global finance, spurred by a favorable regulatory environment. The passing of the "Genius Act" legislation in July 2025 provided regulatory clarity that encouraged broader institutional adoption, with major companies like Standard Chartered, Walmart, and Amazon exploring stablecoin launches. This increased usage in payments, cross-border transactions, and as collateral in decentralized finance (DeFi) platforms has attracted significant regulatory attention.
#Stablecoins
#GENIUSAct
#USDC
#Cyptonews
#USBitcoinReservesSurge
Stablecoin transaction volume reached a record $33 trillion in 2025, a 72% increase from the previous year, driven largely by new US pro-crypto policies.
Financial Overview
Total transaction volume: $33 trillion
Year-over-year increase: 72%
Leading stablecoin by volume: Circle's USDC with $18.3 trillion
Second leading stablecoin: Tether's USDT with $13.3 trillion
Q4 2025 volume alone: $11 trillion, compared to $8.8 trillion in Q3
Key Insights
The surge in transaction volume highlights the growing role of stablecoins in global finance, spurred by a favorable regulatory environment. The passing of the "Genius Act" legislation in July 2025 provided regulatory clarity that encouraged broader institutional adoption, with major companies like Standard Chartered, Walmart, and Amazon exploring stablecoin launches. This increased usage in payments, cross-border transactions, and as collateral in decentralized finance (DeFi) platforms has attracted significant regulatory attention.
#Stablecoins
#GENIUSAct
#USDC
#Cyptonews
#USBitcoinReservesSurge
Tulkot
📜 Finally, the Suits Found a Dictionary! 👓
Did the geniuses in DC finally find their reading glasses, or is the GENIUS Act just more expensive legal fan fiction? 📜
Believe it or not, the Trump administration is actually pushing this Stablecoin framework like it is the most revolutionary thing since the invention of the tweet.
$ETH
$HEMI
$SEI
They are promising the "clearest legal framework ever," which is a pretty bold claim coming from a city that usually cannot even agree on what to have for lunch. 🍔
Suddenly, everyone in Washington wants to be a "stable" genius! 🏛️ They are rushing to regulate digital dollars so fast you would think they found a printer that only prints gold.
It is cute that the politicians are finally inviting crypto to the grown-ups' table, but let us see if this "clarity" is a roadmap or just more red tape in a fancy suit. 🏦🤡
#GENIUSAct #Stablecoin #CryptoRegulation #TrumpAdmin
Did the geniuses in DC finally find their reading glasses, or is the GENIUS Act just more expensive legal fan fiction? 📜
Believe it or not, the Trump administration is actually pushing this Stablecoin framework like it is the most revolutionary thing since the invention of the tweet.
$ETH
$HEMI
$SEI
They are promising the "clearest legal framework ever," which is a pretty bold claim coming from a city that usually cannot even agree on what to have for lunch. 🍔
Suddenly, everyone in Washington wants to be a "stable" genius! 🏛️ They are rushing to regulate digital dollars so fast you would think they found a printer that only prints gold.
It is cute that the politicians are finally inviting crypto to the grown-ups' table, but let us see if this "clarity" is a roadmap or just more red tape in a fancy suit. 🏦🤡
#GENIUSAct #Stablecoin #CryptoRegulation #TrumpAdmin
Tulkot
China’s Interest-Bearing e-CNY: A "Red Line" for US Stablecoin Competitiveness
While the US double-downs on its ban of Central Bank Digital Currencies (CBDCs), China is weaponizing its e-CNY to compete with dollar-pegged stablecoins.
Key Strategic Shifts:
Yield as Adoption: To solve slow uptake, China is allowing commercial banks to pay interest on e-CNY wallets. This effectively turns the digital yuan into a yield-bearing digital deposit.
US Regulatory Friction: In the US, the GENIUS Act aims to keep stablecoins as a "means of payment" rather than an investment. However, with China offering yield, the US policy of "non-interest bearing" stablecoins is being labeled as a self-inflicted wound by industry leaders.
The "GENIUS" Loophole: The current fight in the Senate revolves around whether "rewards" (like those offered on $USDC ) should be treated as interest.
Market Context: If US regulators enforce a total ban on rewards, we could see a massive rotation of capital into non-US regulated stablecoins or interest-bearing CBDCs as the "tokenized" economy expands in 2026.
#BinanceSquare #StablecoinNews #eCNY #GENIUSAct #coinbase
While the US double-downs on its ban of Central Bank Digital Currencies (CBDCs), China is weaponizing its e-CNY to compete with dollar-pegged stablecoins.
Key Strategic Shifts:
Yield as Adoption: To solve slow uptake, China is allowing commercial banks to pay interest on e-CNY wallets. This effectively turns the digital yuan into a yield-bearing digital deposit.
US Regulatory Friction: In the US, the GENIUS Act aims to keep stablecoins as a "means of payment" rather than an investment. However, with China offering yield, the US policy of "non-interest bearing" stablecoins is being labeled as a self-inflicted wound by industry leaders.
The "GENIUS" Loophole: The current fight in the Senate revolves around whether "rewards" (like those offered on $USDC ) should be treated as interest.
Market Context: If US regulators enforce a total ban on rewards, we could see a massive rotation of capital into non-US regulated stablecoins or interest-bearing CBDCs as the "tokenized" economy expands in 2026.
#BinanceSquare #StablecoinNews #eCNY #GENIUSAct #coinbase
Skatīt oriģinālu
$FIL
FIL pirkšana un turēšana liels kustība drīz 🚀🤑 Piepildījums parāda sārtumu kustību grafikā
✅ Pozitīvas signāli, kas var atbalstīt bullu tezi
Šeit ir daži stipri argumenti par Filecoin labvēlību:
Izmantošana un ekosistēmas attīstība: Filecoin komanda aktīvi paplašina ekosistēmu — piemēram, 2025. gadā tika ieviesta „NV25” tīkla uzlabošana (saukta „Teep”), kas vienkāršoja glabāšanas sniedzēju ekonomiku un uzlaboja izstrādātāju rīkus.
Tokenomika / piedāvājuma dinamika: Tokenam ir maksimālā nodrošinātā apjoma aptuveni ~2 miljardi FIL. Turklāt pastāv mehānismi (degšana, bloķēšana/kollaterāli sniedzējiem), kas var radīt deflācijas spiedienu vai vismaz samazināt tīro jauno piedāvājumu.
Realitātes lietojums: Protokols nav tikai spekulatīvs; Filecoin ir decentralizēts glabāšanas tīkls, kas ļauj lietotājiem maksāt ar FIL par glabāšanu/iekšējo piekļuvi un sniedzējiem iespēju ienākumus iegūt.
Kustība / uzmanība: Saskaņā ar datu avotiem, FIL pēdējās laikā parādījās stipra augšupejoša tendence
#CPIWatch #CPIWatch #BuiltonSolayer #CryptoIn401k #GENIUSAct
FIL pirkšana un turēšana liels kustība drīz 🚀🤑 Piepildījums parāda sārtumu kustību grafikā
✅ Pozitīvas signāli, kas var atbalstīt bullu tezi
Šeit ir daži stipri argumenti par Filecoin labvēlību:
Izmantošana un ekosistēmas attīstība: Filecoin komanda aktīvi paplašina ekosistēmu — piemēram, 2025. gadā tika ieviesta „NV25” tīkla uzlabošana (saukta „Teep”), kas vienkāršoja glabāšanas sniedzēju ekonomiku un uzlaboja izstrādātāju rīkus.
Tokenomika / piedāvājuma dinamika: Tokenam ir maksimālā nodrošinātā apjoma aptuveni ~2 miljardi FIL. Turklāt pastāv mehānismi (degšana, bloķēšana/kollaterāli sniedzējiem), kas var radīt deflācijas spiedienu vai vismaz samazināt tīro jauno piedāvājumu.
Realitātes lietojums: Protokols nav tikai spekulatīvs; Filecoin ir decentralizēts glabāšanas tīkls, kas ļauj lietotājiem maksāt ar FIL par glabāšanu/iekšējo piekļuvi un sniedzējiem iespēju ienākumus iegūt.
Kustība / uzmanība: Saskaņā ar datu avotiem, FIL pēdējās laikā parādījās stipra augšupejoša tendence
#CPIWatch #CPIWatch #BuiltonSolayer #CryptoIn401k #GENIUSAct
Genesis Lord:
After retest 0.32 again
Skatīt oriģinālu
ASV Kongress aizliedz procentus maksājošas stabilās kriptovalūtas
ASV Kongress nesen pieņēma jaunu likumu, kas saucās par GENIUS likumu. Šis likums oficiāli aizliedz "ieguvumu radašās stabilās kriptovalūtas" — tādas kriptovalūtas, kas ir izstrādātas, lai saglabātu stabilu cenu (piemēram, 1 USD), vienlaikus maksājot turpinātājam procentus vai atalgojumu.
Kāpēc tas ir svarīgi 🤔
Kriptovalūtu eksperts un advokāts Džeks Červinskis izteica savas bažas par to, kāpēc šis notikums ir svarīgs industrijai:
Liels panākums bankām: aizlieguma dēļ šīs digitālās aktīvas, valdība ir noņēmusi lielu konkurentu tradicionālajām bankām. Tagad lietotāji visticamāk turpinās glabāt savus naudas līdzekļus bankas kontos, nevis kriptovalūtu platformās.
Kāpēc tas ir svarīgi 🤔
Kriptovalūtu eksperts un advokāts Džeks Červinskis izteica savas bažas par to, kāpēc šis notikums ir svarīgs industrijai:
Liels panākums bankām: aizlieguma dēļ šīs digitālās aktīvas, valdība ir noņēmusi lielu konkurentu tradicionālajām bankām. Tagad lietotāji visticamāk turpinās glabāt savus naudas līdzekļus bankas kontos, nevis kriptovalūtu platformās.
Skatīt oriģinālu
ASV kopienas bankas brīdina: GENIUS likumā esošais spragulis var apdraudēt finanšu stabilizāciju
American Bankers Association (ACBA) Komunitāro banku padomes ir brīdinājusi, ka nesen apstiprinātajā GENIUS likumā pastāv būtiska kļūda, kas var draudēt ASV finanšu sistēmas stabilizācijai. Pēc padomes viedokļa, likumā pašlaik esošajā formā stabilās monētas izdevēji var netieši finansēt maksājumus stabilās monētas turētājiem caur kriptovalūtas bāzēm, efektīvi izvairoties no likuma formālā aizlieguma par procentu maksājumiem.
Vēstulē, ko nosūtīja ASV Senātam, padomes locekļi brīdināja, ka pagājušā gada pieņemtais likums var pakāpeniski iztukšot vietējo banku depozītus. Tas būs īpaši kaitīgi mazajiem uzņēmumiem un ģimenēm, kas atkarīgas no kopienas bankām. Sākotnējais nodoms aizliegt procentus vai ienākumus stabilās monētās ir bijis novērst šo digitālo aktīvu tiešo konkurenci ar tradicionālajām banku ietaupījuma kontiem. Tomēr banku pārstāvji apgalvo, ka likums ir radījis ceļu, lai izvairītos no šī ierobežojuma.
Vēstulē, ko nosūtīja ASV Senātam, padomes locekļi brīdināja, ka pagājušā gada pieņemtais likums var pakāpeniski iztukšot vietējo banku depozītus. Tas būs īpaši kaitīgi mazajiem uzņēmumiem un ģimenēm, kas atkarīgas no kopienas bankām. Sākotnējais nodoms aizliegt procentus vai ienākumus stabilās monētās ir bijis novērst šo digitālo aktīvu tiešo konkurenci ar tradicionālajām banku ietaupījuma kontiem. Tomēr banku pārstāvji apgalvo, ka likums ir radījis ceļu, lai izvairītos no šī ierobežojuma.
Tulkot
🏦 $6.6 Trillion "Bank Run"? The Stablecoin Threat Explained
Recent warnings from the Bank Policy Institute (BPI) and the U.S. Treasury suggest a massive shift is coming. With the GENIUS Act now in effect, billions—potentially trillions—could move from your local bank to digital wallets.
Here is the quick breakdown of what’s happening:
The $6.6 Trillion Target: Nearly one-third of all U.S. bank deposits are at risk of migrating to stablecoins if they offer better "rewards" than traditional savings accounts.
The Yield Gap: Traditional banks often pay minimal interest (averaging 0.40%), while stablecoins can generate 3.5%–4.5% via decentralized lending or Treasury-backed "reward" programs.
The "GENIUS" Loophole: While the 2025 GENIUS Act bans stablecoin issuers from paying interest directly, crypto exchanges and tech giants (like Apple or Google) can still offer "yield-like" incentives to lure customers.
Credit Crunch Risk: If banks lose these deposits, they have less money to lend, potentially leading to higher mortgage rates and fewer loans for small businesses.
The Safety Trade-off: Unlike your bank account, stablecoins lack FDIC insurance. Regulators warn that a "digital run" could happen much faster than a traditional bank panic.
2026 Outlook: Federal regulators are currently finalizing "bypass" rules to decide if tech companies can continue offering these high-yield digital dollar accounts.
#GENIUSAct
#StablecoinRegulation
#PrivacyCoinSurge
$BABY $ZEC $ZEN
Recent warnings from the Bank Policy Institute (BPI) and the U.S. Treasury suggest a massive shift is coming. With the GENIUS Act now in effect, billions—potentially trillions—could move from your local bank to digital wallets.
Here is the quick breakdown of what’s happening:
The $6.6 Trillion Target: Nearly one-third of all U.S. bank deposits are at risk of migrating to stablecoins if they offer better "rewards" than traditional savings accounts.
The Yield Gap: Traditional banks often pay minimal interest (averaging 0.40%), while stablecoins can generate 3.5%–4.5% via decentralized lending or Treasury-backed "reward" programs.
The "GENIUS" Loophole: While the 2025 GENIUS Act bans stablecoin issuers from paying interest directly, crypto exchanges and tech giants (like Apple or Google) can still offer "yield-like" incentives to lure customers.
Credit Crunch Risk: If banks lose these deposits, they have less money to lend, potentially leading to higher mortgage rates and fewer loans for small businesses.
The Safety Trade-off: Unlike your bank account, stablecoins lack FDIC insurance. Regulators warn that a "digital run" could happen much faster than a traditional bank panic.
2026 Outlook: Federal regulators are currently finalizing "bypass" rules to decide if tech companies can continue offering these high-yield digital dollar accounts.
#GENIUSAct
#StablecoinRegulation
#PrivacyCoinSurge
$BABY $ZEC $ZEN
Tulkot
🏦 $6.6 Trillion "Bank Run"? The Stablecoin Threat Explained
Recent warnings from the Bank Policy Institute (BPI) and the U.S. Treasury suggest a massive shift is coming. With the GENIUS Act now in effect, billions—potentially trillions—could move from your local bank to digital wallets.
Here is the quick breakdown of what’s happening:
The $6.6 Trillion Target: Nearly one-third of all U.S. bank deposits are at risk of migrating to stablecoins if they offer better "rewards" than traditional savings accounts.
The Yield Gap: Traditional banks often pay minimal interest (averaging 0.40%), while stablecoins can generate 3.5%–4.5% via decentralized lending or Treasury-backed "reward" programs.
The "GENIUS" Loophole: While the 2025 GENIUS Act bans stablecoin issuers from paying interest directly, crypto exchanges and tech giants (like Apple or Google) can still offer "yield-like" incentives to lure customers.
Credit Crunch Risk: If banks lose these deposits, they have less money to lend, potentially leading to higher mortgage rates and fewer loans for small businesses.
The Safety Trade-off: Unlike your bank account, stablecoins lack FDIC insurance. Regulators warn that a "digital run" could happen much faster than a traditional bank panic.
2026 Outlook: Federal regulators are currently finalizing "bypass" rules to decide if tech companies can continue offering these high-yield digital dollar accounts.
#GENIUSAct
#StablecoinRegulation
#PrivacyCoinSurge
$BABY $ZEC $ZEN
Recent warnings from the Bank Policy Institute (BPI) and the U.S. Treasury suggest a massive shift is coming. With the GENIUS Act now in effect, billions—potentially trillions—could move from your local bank to digital wallets.
Here is the quick breakdown of what’s happening:
The $6.6 Trillion Target: Nearly one-third of all U.S. bank deposits are at risk of migrating to stablecoins if they offer better "rewards" than traditional savings accounts.
The Yield Gap: Traditional banks often pay minimal interest (averaging 0.40%), while stablecoins can generate 3.5%–4.5% via decentralized lending or Treasury-backed "reward" programs.
The "GENIUS" Loophole: While the 2025 GENIUS Act bans stablecoin issuers from paying interest directly, crypto exchanges and tech giants (like Apple or Google) can still offer "yield-like" incentives to lure customers.
Credit Crunch Risk: If banks lose these deposits, they have less money to lend, potentially leading to higher mortgage rates and fewer loans for small businesses.
The Safety Trade-off: Unlike your bank account, stablecoins lack FDIC insurance. Regulators warn that a "digital run" could happen much faster than a traditional bank panic.
2026 Outlook: Federal regulators are currently finalizing "bypass" rules to decide if tech companies can continue offering these high-yield digital dollar accounts.
#GENIUSAct
#StablecoinRegulation
#PrivacyCoinSurge
$BABY $ZEC $ZEN
Tulkot
SPECIAL COVERAGE: GENIUS ACT ACCELERATES US STABLECOIN INTEGRATION 🏛️
The landmark GENIUS Act is entering its critical implementation phase as federal regulators finalize rules for USD-backed stablecoins in 2026.
$TRX
This legislation provides the first comprehensive framework for "payment stablecoins," shifting oversight to banking authorities to ensure systemic financial stability 🏦.
$DOYR
The move signals a major pivot toward legitimizing digital dollars within the traditional American banking infrastructure and payment rails 💵.
$AVAX
Strict mandates now require all permitted issuers to maintain 1:1 liquid reserves in cash or short-term U.S. Treasuries to protect token holders.
Daily redemption at par and monthly third-party audits are becoming the new industry standard; effectively eliminating risks associated with unbacked variants 📉.
These safeguards are specifically designed to bolster consumer confidence and attract massive institutional capital into the on-chain ecosystem 📈.
Market sentiment on Binance Square remains highly optimistic as this legal clarity paves the way for deeper TradFi integration and mass adoption.
Analysts predict a surge in stablecoin-based settlement systems; as the act removes long-standing jurisdictional ambiguities between federal regulatory agencies 🌐.
The 2026 landscape is set to redefine how digital assets interact with global liquidity and sovereign monetary policy moving forward 📊.
#GENIUSAct #Stablecoins #CryptoRegulation #BinanceSquare
The landmark GENIUS Act is entering its critical implementation phase as federal regulators finalize rules for USD-backed stablecoins in 2026.
$TRX
This legislation provides the first comprehensive framework for "payment stablecoins," shifting oversight to banking authorities to ensure systemic financial stability 🏦.
$DOYR
The move signals a major pivot toward legitimizing digital dollars within the traditional American banking infrastructure and payment rails 💵.
$AVAX
Strict mandates now require all permitted issuers to maintain 1:1 liquid reserves in cash or short-term U.S. Treasuries to protect token holders.
Daily redemption at par and monthly third-party audits are becoming the new industry standard; effectively eliminating risks associated with unbacked variants 📉.
These safeguards are specifically designed to bolster consumer confidence and attract massive institutional capital into the on-chain ecosystem 📈.
Market sentiment on Binance Square remains highly optimistic as this legal clarity paves the way for deeper TradFi integration and mass adoption.
Analysts predict a surge in stablecoin-based settlement systems; as the act removes long-standing jurisdictional ambiguities between federal regulatory agencies 🌐.
The 2026 landscape is set to redefine how digital assets interact with global liquidity and sovereign monetary policy moving forward 📊.
#GENIUSAct #Stablecoins #CryptoRegulation #BinanceSquare
Tulkot
🇺🇸 Did Trump just kick off the 2026 bull market?
The "January Effect" has hit the crypto markets with a vengeance. Following a high-impact Truth Social post from President Trump on January 5th, Bitcoin has officially shattered its late-2025 slump, surging past $94,000 today, January 6, 2026.
Here is the quick breakdown of why the "2026 Bull" is charging:
The Catalyst: Trump’s vow to make the U.S. the "Undisputed Leader in Digital Assets" is moving from rhetoric to reality. With the GENIUS Act taking effect and rumors of a Strategic Bitcoin Reserve intensifying, sovereign-level FOMO is setting in.
The Liquidity Pump: The Federal Reserve just injected $8.16 billion in liquidity today. Historically, when the Fed pumps and the White House shills, Bitcoin flies.
Institutional Domination: BlackRock’s ETF just recorded its largest inflow in three months ($287M), signaling that the "Smart Money" is betting on a massive 2026 breakout.
The $100K Target: Analysts are now pointing to a "double-buy" signal. If BTC holds above the $95,000 resistance this week, the path to six figures—and Tom Lee’s $250,000 prediction—looks clearer than ever.
Bottom Line: 2025 was the year of regulation; 2026 is looking like the year of expansion.
#BullRunAhead
#JanuaryEffect
#TrumpCryptoSupport
#GENIUSAct
$GUN $DIA $SPELL
The "January Effect" has hit the crypto markets with a vengeance. Following a high-impact Truth Social post from President Trump on January 5th, Bitcoin has officially shattered its late-2025 slump, surging past $94,000 today, January 6, 2026.
Here is the quick breakdown of why the "2026 Bull" is charging:
The Catalyst: Trump’s vow to make the U.S. the "Undisputed Leader in Digital Assets" is moving from rhetoric to reality. With the GENIUS Act taking effect and rumors of a Strategic Bitcoin Reserve intensifying, sovereign-level FOMO is setting in.
The Liquidity Pump: The Federal Reserve just injected $8.16 billion in liquidity today. Historically, when the Fed pumps and the White House shills, Bitcoin flies.
Institutional Domination: BlackRock’s ETF just recorded its largest inflow in three months ($287M), signaling that the "Smart Money" is betting on a massive 2026 breakout.
The $100K Target: Analysts are now pointing to a "double-buy" signal. If BTC holds above the $95,000 resistance this week, the path to six figures—and Tom Lee’s $250,000 prediction—looks clearer than ever.
Bottom Line: 2025 was the year of regulation; 2026 is looking like the year of expansion.
#BullRunAhead
#JanuaryEffect
#TrumpCryptoSupport
#GENIUSAct
$GUN $DIA $SPELL
Skatīt oriģinālu
🚨 JAUNUMI 🚨
PwC tieši veica milzīgu kriptovalūtu pagriezienu.
Pēc gadiem ilgas piesardzības "Lielie četri" gigants tagad "pievēršas" digitālajiem aktīviem kopš 2026. gada. Firma palielina revīzijas un konsultāciju apjomu lielām institūcijām, ko veicina nesen pieņemtie pro-kriptovalūtu likumi, piemēram, GENIUS likums un jauna, atbalstoša SEC Paula Atkina vadībā.
Ziņa ir skaidra: kriptovalūta tagad tiek uzskatīta par būtisku finanšu ainavas daļu. $BTC $ETH $ZEC
#Breaking #crypto #PwC #bitcoin
#GENIUSAct
PwC tieši veica milzīgu kriptovalūtu pagriezienu.
Pēc gadiem ilgas piesardzības "Lielie četri" gigants tagad "pievēršas" digitālajiem aktīviem kopš 2026. gada. Firma palielina revīzijas un konsultāciju apjomu lielām institūcijām, ko veicina nesen pieņemtie pro-kriptovalūtu likumi, piemēram, GENIUS likums un jauna, atbalstoša SEC Paula Atkina vadībā.
Ziņa ir skaidra: kriptovalūta tagad tiek uzskatīta par būtisku finanšu ainavas daļu. $BTC $ETH $ZEC
#Breaking #crypto #PwC #bitcoin
#GENIUSAct
Tulkot
Bitcoin Rises as PwC Leans into Crypto on US Regulatory Shift
Bitcoin's price is climbing as PwC (PricewaterhouseCoopers), a Big Four accounting firm, signals a strategic pivot towards crypto services. This move reinforces the trend of institutional adoption, driven by newfound regulatory clarity in the US.
PwC's US senior partner, Paul Griggs, cited the recent GENIUS Act as a turning point, providing the necessary framework for stablecoins and digital assets. This has boosted confidence among blue-chip clients, prompting PwC to expand its auditing and advisory services for both crypto-native and traditional firms.
The firm is particularly bullish on stablecoins for payments and tokenization as a structural trend reshaping capital markets. This shift is further supported by the Trump administration's pro-crypto stance, encouraging large institutions to re-evaluate their approach to digital assets.
Key Takeaways:
Institutional Validation: PwC's entry strengthens the narrative of crypto maturing into core financial infrastructure.
Regulatory Clarity: The GENIUS Act and a supportive administration are key catalysts for adoption.
Bitcoin Beneficiary: As the ecosystem matures, Bitcoin is positioned as a primary beneficiary of increased institutional engagement.
#bitcoin #crypto #InstitutionalAdoption #PwC #GENIUSAct #Tokenization #Stablecoins #USRegulation #DigitalAssets #FinancialInnovation #CryptoNews #Blockchain
Bitcoin's price is climbing as PwC (PricewaterhouseCoopers), a Big Four accounting firm, signals a strategic pivot towards crypto services. This move reinforces the trend of institutional adoption, driven by newfound regulatory clarity in the US.
PwC's US senior partner, Paul Griggs, cited the recent GENIUS Act as a turning point, providing the necessary framework for stablecoins and digital assets. This has boosted confidence among blue-chip clients, prompting PwC to expand its auditing and advisory services for both crypto-native and traditional firms.
The firm is particularly bullish on stablecoins for payments and tokenization as a structural trend reshaping capital markets. This shift is further supported by the Trump administration's pro-crypto stance, encouraging large institutions to re-evaluate their approach to digital assets.
Key Takeaways:
Institutional Validation: PwC's entry strengthens the narrative of crypto maturing into core financial infrastructure.
Regulatory Clarity: The GENIUS Act and a supportive administration are key catalysts for adoption.
Bitcoin Beneficiary: As the ecosystem matures, Bitcoin is positioned as a primary beneficiary of increased institutional engagement.
#bitcoin #crypto #InstitutionalAdoption #PwC #GENIUSAct #Tokenization #Stablecoins #USRegulation #DigitalAssets #FinancialInnovation #CryptoNews #Blockchain
Tulkot
🚨Regulatory Turning Point: The GENIUS Act:
The GENIUS Act (a stablecoin-focused federal bill) is now officially law.
Why it matters:
This provides the first major federal framework for stablecoins in the U.S., which institutional leaders like JPMorgan's Jamie Dimon have noted as a key reason for their softening stance on digital assets.
Institutional Shift: Major banks are now reportedly preparing to offer direct crypto trading to institutional clients by mid-2026.
$BTC
$ETH
$XRP
#geniuslaw
#GENIUSAct
The GENIUS Act (a stablecoin-focused federal bill) is now officially law.
Why it matters:
This provides the first major federal framework for stablecoins in the U.S., which institutional leaders like JPMorgan's Jamie Dimon have noted as a key reason for their softening stance on digital assets.
Institutional Shift: Major banks are now reportedly preparing to offer direct crypto trading to institutional clients by mid-2026.
$BTC
$ETH
$XRP
#geniuslaw
#GENIUSAct
Tulkot
SPECIAL REPORT: GENIUS ACT ENFORCEMENT BEGINS FOR GLOBAL STABLECOIN RESERVES!
SPECIAL REPORT: GENIUS ACT ENFORCEMENT BEGINS FOR GLOBAL STABLECOIN RESERVES! 🚨
in New York City, the GENIUS Act officially enters its critical enforcement phase for mandatory stablecoin reserve standards across all major financial jurisdictions. 🏦$ETH
This comprehensive legislative framework dictates that all issuers must now hold high-quality liquid assets, specifically focusing on US Treasuries and cold-storage cash, to back their digital tokens at all times. 💵 $SOL
The official implementation marks a definitive shift toward institutional-grade transparency, ensuring that "stable" assets maintain their 1:1 peg even during periods of extreme and sudden global market volatility. ⚖️
Under the newly enacted GENIUS guidelines, any algorithmic stablecoins lacking verifiable collateralized backing will face significantly stricter auditing requirements to prevent catastrophic de-pegging events across the entire DeFi space. 📉
These mandatory standards aim to permanently eliminate "bank run" risks by requiring comprehensive monthly third-party attestations from globally accredited accounting firms to verify the total circulating supply of assets. 🔍 $SUI
This regulatory milestone provides a sophisticated legal pathway for major traditional banks to finally integrate USD-pegged tokens into their internal settlement systems, effectively bridging the gap between TradFi and Web3. 🌐
Global market participants view this enforcement as a primary bullish catalyst for long-term adoption, as it drastically reduces counterparty risk for whales and large-scale institutional liquidity providers everywhere. 🐋
By strictly codifying the allowed reserve composition, the GENIUS Act fosters a much more resilient financial infrastructure where cross-border payments occur with minimal friction and maximum security for users. 🚀
As the digital economy matures, these standardized protocols will undoubtedly serve as a global blueprint for other major jurisdictions seeking to harmonize their domestic policies with these international financial safety standards. 🌍
#GENIUSAct #StablecoinRegulation #CryptoCompliance #BlockchainLaw
in New York City, the GENIUS Act officially enters its critical enforcement phase for mandatory stablecoin reserve standards across all major financial jurisdictions. 🏦$ETH
This comprehensive legislative framework dictates that all issuers must now hold high-quality liquid assets, specifically focusing on US Treasuries and cold-storage cash, to back their digital tokens at all times. 💵 $SOL
The official implementation marks a definitive shift toward institutional-grade transparency, ensuring that "stable" assets maintain their 1:1 peg even during periods of extreme and sudden global market volatility. ⚖️
Under the newly enacted GENIUS guidelines, any algorithmic stablecoins lacking verifiable collateralized backing will face significantly stricter auditing requirements to prevent catastrophic de-pegging events across the entire DeFi space. 📉
These mandatory standards aim to permanently eliminate "bank run" risks by requiring comprehensive monthly third-party attestations from globally accredited accounting firms to verify the total circulating supply of assets. 🔍 $SUI
This regulatory milestone provides a sophisticated legal pathway for major traditional banks to finally integrate USD-pegged tokens into their internal settlement systems, effectively bridging the gap between TradFi and Web3. 🌐
Global market participants view this enforcement as a primary bullish catalyst for long-term adoption, as it drastically reduces counterparty risk for whales and large-scale institutional liquidity providers everywhere. 🐋
By strictly codifying the allowed reserve composition, the GENIUS Act fosters a much more resilient financial infrastructure where cross-border payments occur with minimal friction and maximum security for users. 🚀
As the digital economy matures, these standardized protocols will undoubtedly serve as a global blueprint for other major jurisdictions seeking to harmonize their domestic policies with these international financial safety standards. 🌍
#GENIUSAct #StablecoinRegulation #CryptoCompliance #BlockchainLaw
Skatīt oriģinālu
🧾 Kas ir CLARITY likums?
CLARITY likums (pilns nosaukums: Digital Asset Market Clarity Act of 2025 vai H.R. 3633) ir likumprojekts, kas cenšas izveidot saprotamu un galīgu juridisko ietvaru digitālajiem aktīviem ASV, ko kripto sektors ir pieprasījis jau gadiem.
🎯 Projekta galvenie mērķi
Lielos vilcienos, CLARITY likums paredz:
🔹 Definēt, kas ir “digitālais aktīvs” un kurš to reglamentē
Precīzi noteikt, kuri aktīvi tiek uzskatīti par digitālajiem preču aktīviem (digitālajiem labumiem) salīdzinājumā ar citiem aktīvu veidiem, piemēram, vērtspapīriem, un noteikt, vai tie ir Commodity Futures Trading Commission (CFTC) vai Securities and Exchange Commission (SEC) galvenajā uzraudzībā.
🎯 Projekta galvenie mērķi
Lielos vilcienos, CLARITY likums paredz:
🔹 Definēt, kas ir “digitālais aktīvs” un kurš to reglamentē
Precīzi noteikt, kuri aktīvi tiek uzskatīti par digitālajiem preču aktīviem (digitālajiem labumiem) salīdzinājumā ar citiem aktīvu veidiem, piemēram, vērtspapīriem, un noteikt, vai tie ir Commodity Futures Trading Commission (CFTC) vai Securities and Exchange Commission (SEC) galvenajā uzraudzībā.
Pieraksties, lai skatītu citu saturu