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$XRP & the SWIFT Question — Big Numbers, Bigger Debate
Brad Garlinghouse recently reignited the long-term
$XRP narrative by pointing to a bold possibility:
$XRP facilitating a meaningful share of global cross-border flows.
For context, SWIFT processes roughly $1.5 quadrillion annually. Even small penetration changes the math dramatically.
📊 Why markets pay attention:
Payments use case = real utility, not hype
Liquidity demand scales non-linearly with volume
Adoption doesn’t need 14% to matter — fractions move price
🔎 Back-of-the-envelope scenarios (not predictions):
Tiny flow share → noticeable liquidity pressure
Growing institutional rails → structural demand for
$XRP Timeline matters more than headlines
This isn’t about calling a top or bottom.
It’s about understanding why XRP stays relevant in macro payment discussions while others fade.
High upside narratives = high risk.
Position size > price targets.
#XRP #Ripple #Payments