fintech

Dalam langkah berani yang bisa mengubah lanskap perbankan digital, Old Glory Bank, bank berbasis Amerika Serikat yang dikenal dengan kebijakan ramah kriptonya, mengumumkan rencana untuk menjadi perusahaan publik. Mereka akan melakukannya melalui merger SPAC (Special Purpose Acquisition Company) dengan Digital Asset Acquisition Corp., dalam kesepakatan bernilai $250 juta.
Detail Kesepakatan Mencolok
Merger strategis ini didukung oleh dana segar yang signifikan:
· $176 juta dari dana yang dipegang oleh SPAC.
· Minimal $50 juta dari investasi swasta (PIPE).
Dengan struktur ini,Old Glory Bank tidak hanya memperkuat modalnya, tetapi juga memantapkan ambisi untuk menjadi pelopor di persimpangan keuangan tradisional dan digital.
Visi: Menyatukan Dunia Tradisional dan Kripto
Apa yang membuat Old Glory Bank istimewa? Bank ini memiliki visi yang jelas: mengintegrasikan aset kripto secara penuh ke dalam layanan perbankan tradisional. Ini berarti nasabah potensial bisa mengharapkan platform yang menyatukan pengelolaan uang fiat dan aset digital dalam satu ekosistem yang aman dan teregulasi. Dalam dunia di mana kepemilikan kripto semakin mainstream, langkah ini bisa menjadi jawaban atas kebutuhan akan solusi perbankan yang komprehensif.
Nasdaq: Target Pencatatan Saham
Jika semua berjalan sesuai rencana, Old Glory Bank akan segera melantai di bursa Nasdaq dengan simbol saham 'OGB'. Pencatatan di bursa ternama seperti Nasdaq tidak hanya memberikan likuiditas dan kepercayaan tambahan, tetapi juga merupakan pernyataan bahwa institusi yang bergerak di bidang aset digital siap memenuhi standar transparansi dan regulasi pasar modal tradisional.
Apa Artinya Bagi Industri?
Kesepakatan ini adalah sinyal kuat:
1. Legitimasi yang Bertambah: Langkah Old Glory Bank menunjukkan bahwa model perbankan hybrid (tradisional + kripto) dinilai menarik dan viable oleh investor institusional.
2. Akses yang Lebih Luas: Dengan menjadi perusahaan publik, akses masyarakat terhadap saham yang terpapar langsung pada sektor perbankan kripto akan terbuka lebar.
3. Inovasi di Tengah Regulasi: Ini adalah contoh bagaimana inovasi keuangan dapat berkembang dalam kerangka regulasi yang ada, menawarkan alternatif aman bagi penggemar kripto.
Menantikan Babak Baru
Dengan lebih dari 2,7K penayangan dan berbagai keterlibatan di media sosial, berita ini jelas menarik perhatian luas. Masyarakat keuangan kini menunggu: akankah Old Glory Bank berhasil membawa revolusi perbankan hybrid ke mainstream, dan bagaimana respons pasar saham nantinya?
Kesimpulannya, merger SPAC ini bukan sekadar transaksi keuangan biasa. Ini adalah langkah strategis yang berpotensi mendefinisikan ulang hubungan antara perbankan tradisional dan ekosistem aset digital. Saat OGB mulai berdering di Nasdaq, kita mungkin sedang menyaksikan awal dari era baru dalam sejarah keuangan.
Penafian: Informasi ini berdasarkan pengumuman pihak ketiga dan tidak sebagai nasihat keuangan. Selalu lakukan penelitian mandiri sebelum membuat keputusan investasi.
#OldGloryBank #SPAC #GoPublic #Nasdaq #fintech #BankDigital #Kripto #AsetDigital #Investasi #MergerDiscussion #DigitalAsset #Finansial #InovasiPerbankan #Blockchain #EkonomiDigital

PayPal has confirmed that it will support Universal Commerce Protocol (UCP) developed by Google, an artificial-intelligence-driven commerce standard. The new technology is expected to appear soon as a payment option within PayPal’s redesigned checkout experience, according to a press release issued over the weekend.
PayPal’s President and CEO Alex Chriss said on X that the adoption of UCP represents the “next phase” of the partnership between the two companies, which was first announced in September last year. The collaboration is now moving from announcement to practical implementation, with AI becoming a direct component of the payment flow.

Google Unveils UCP as the Foundation of Agentic Commerce
Google officially introduced UCP on Sunday during the annual National Retail Federation conference in New York. Company executives described the protocol as an open, platform-agnostic commerce standard designed to connect artificial-intelligence systems, merchants, and payment providers through a shared “common language.”
The goal of UCP is to enable so-called agentic commerce, where AI agents handle product discovery, checkout, and post-purchase support. At the conference, Google said the protocol marks a significant expansion of autonomous shopping agents across the retail ecosystem.

An Open Standard Designed to Replace Complex Integrations
According to Google, UCP is built to be open and compatible with any credential provider, dramatically reducing the need for one-off integrations between individual AI agents and merchants.
Vidhya Srinivasan, Vice President and General Manager of Google Ads & Commerce, explained in a blog post that instead of requiring a unique connection for each agent, UCP allows all agents to interact seamlessly within a unified framework.
UCP is the second open agentic commerce protocol developed by Google in the past two decades, following last year’s launch of the Agent Payments Protocol (AP2). The company emphasized that UCP is designed to work alongside its other agent-based systems, including Agent2Agent and the Model Context Protocol (MCP).
In the coming months, Google plans to expand UCP with additional shopping capabilities, such as related-product recommendations, loyalty and rewards programs, and highly personalized shopping experiences delivered across its platforms.

PayPal and Major Retailers Helped Shape UCP
Google said the protocol was developed with input from several major retailers and e-commerce platforms, including Shopify, Etsy, Wayfair, Target, and Walmart.
Vanessa Lee, Vice President at Shopify, said the company contributed its extensive experience in building large-scale checkout systems. She noted that Shopify drew on decades of insights from supporting millions of merchants to help ensure that UCP is a robust and scalable commerce standard.

PayPal: Interoperability Is Key to Mass Adoption of AI Commerce
PayPal executives believe that limited interoperability has been one of the main barriers preventing agentic commerce from reaching large-scale adoption. According to Prakhar Mehrotra, Senior Vice President and Head of AI at PayPal, protocols like UCP allow merchants to connect to multiple AI environments at once while maintaining trust, transparency, and control.
Michelle Gill, General Manager of Small Business and Financial Services at PayPal, added that the future of commerce will be defined by how effectively the industry builds open and trusted infrastructure. She said PayPal’s support of, and collaboration with, Google on UCP demonstrates how a trusted payments layer can turn agentic commerce into a real-world experience for consumers.

Analysts Warn of Potential Loss of Direct Customer Contact
Not all industry observers are fully convinced that agentic commerce will succeed without trade-offs. Richard Crone, CEO of Crone Consulting, warned that if checkout flows migrate into AI systems such as Google’s Gemini, merchants could lose their final point of direct contact with customers.
According to Crone, product detail pages are the “fuel” that powers agentic commerce engines. If control over those pages shifts away from merchants’ own websites, retailers may lose leverage—even as Google and Shopify promise increased sales, improved discoverability, and higher conversion rates by enabling off-site selling through AI platforms.

PayPal Expands Its Footprint in Europe and the United States
The UCP announcement follows shortly after PayPal Ventures participated in a funding round for European payments company Klearly, which raised €12 million in a completed Series A round. The investment brought Klearly’s total funding to €20 million, with participation from Italian Founders Fund, Global PayTech Ventures, Antler Elevate, and Shapers. Based in Amsterdam, Klearly processes payments for more than 4,000 merchants and plans to expand deeper into Italy and Belgium.
In the United States, PayPal also strengthened its physical presence in New York by signing one of the city’s largest office leases of the year. The company agreed to a ten-year lease covering approximately 261,000 square feet (around 21,000 square meters) at 345 Hudson Street and 555 Greenwich Street in Hudson Square—a neighborhood that also hosts offices for Google and Disney.

#Paypal , #Google , #fintech , #ArtificialInteligence , #INNOVATION

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🔍 2025年のデータから、魅力的な暗号資産市場の動向が明らかになりました：ビットコインは依然として支配的であり、一方でアルトコインはモメンタムを獲得するために奮闘しています。詳しく分析してみましょう。

📊 ビットコインの市場支配率は58.7％と強い
アルトコインのインデックスは30日間で42％上昇しましたが、CMCアルトコインシーズンインデックスは依然27/100のままであり、市場はまだ「ビットコインの季節」にあることを示しています。ビットコインの市場支配率は、2025年6月の年間最高値65.12％に近づいています。
🚀 プライバシー分野が急拡大
モネロ（XMR）は史上最高の642ドル（+22％）を記録し、ダッシュ（DASH）も21％上昇しました。この急騰は規制の懸念とセンサー耐性資産への需要の高まりによって促されました。

El crecimiento de los activos del mundo real (RWA) requiere una infraestructura que no solo sea rápida, sino también legalmente viable. @Dusk se destaca como la Layer-1 definitiva para este propósito. Mientras muchas redes sacrifican la privacidad por la transparencia, Dusk logra un equilibrio perfecto.
El corazón de $DUSK es su capacidad para procesar transacciones privadas que cumplen con las normativas KYC y AML de forma automática. Esto es posible gracias a su máquina virtual de conocimiento cero (Piecrust VM), que permite a las instituciones financieras operar con la certeza de que sus datos sensibles están protegidos, pero sus operaciones son auditables por los reguladores.
Invertir en el ecosistema de #Dusk significa apostar por una infraestructura donde la tecnología Zero-Knowledge no es una opción, sino la base. Con el lanzamiento de su Mainnet y la creciente adopción de protocolos financieros, el token $DUSK se posiciona como un activo esencial para quienes entienden que el futuro de las finanzas es híbrido: descentralizado, pero profesional y seguro.
Estamos ante el nacimiento de un estándar global para la emisión de valores digitales. La visión de @Dusk es clara: convertir a la blockchain en el hogar natural de los mercados financieros globales.
#Dusk #RWA #ZKP #fintech #Layer1