🚨 Big news just dropped for millions of U.S. credit card holders. President Donald Trump announced he's calling for a **one-year cap** on credit card interest rates at 10%, starting January 20, 2026.

Credit card companies have been charging 20–30% interest for years, trapping many middle-class families in endless debt cycles. This could shake up the whole consumer lending space.

Why this matters:

Americans shell out over $100 billion a year in credit card interest. Slashing rates like this could put billions back into people's pockets and challenge the banks' biggest profit engine.

Potential ripple effects:

• Extra cash for consumers → more spending power

• Banks under pressure → probably stricter lending rules ahead

• Real relief for everyday borrowers after years of sky-high costs

This feels like a real power move from Wall Street to Main Street. If it actually happens, it could ripple through stocks, real estate, and crypto too.

Traders are eyeing these coins today:

$VVV | $CLO | $HYPER — all pumping 20%+ right now.

#CreditCardReform #MacroShift #TRUMP #FinancialFreedom #CryptoMarkets