On Tuesday, December 16, BeInCrypto and the crypto exchange EMCD jointly hosted a webinar and an AMA session. The event brought together experts from the fields of crypto, DeFi, and financial infrastructure.
The discussion included inflation, the structural limits of traditional finance, and long-term strategies in the crypto ecosystem. Participants also learned more about EMCD's Coinhold offering.
EMCD-Webinar: That's why traditional finance doesn't protect your capital
The webinar began with an overview of the current macroeconomic situation. Jakub Dziadkowiec pointed to persistently high inflation, which has exceeded ten percent in recent years. He explained that holding cash leads to a continuous loss of purchasing power month after month.
Jan Warmus then explained how bank deposits work in practice. Banks use customers' money to generate profits, but offer interest rates that cannot keep up with inflation.
Therefore, the real return for savers is often negative.
He also spoke about foreign currency accounts, stating that they hardly solve the problem. Exchange rate fluctuations and bank fees further reduce their effectiveness.
In his opinion, the financial system was never designed to protect savings – it prioritizes institutional efficiency over individual wealth protection.
Crypto: Long-term strategies and coin holding – How to secure advantages now
In the second part of the webinar, the focus shifted to the crypto market. Jakub asked about realistic investment opportunities outside the traditional system. Jan Warmus highlighted long-term Bitcoin accumulation and mining as a fundamentals-based business model.
Dominic emphasized that investors should change their mindset. He explained that Web3 and DeFi rely on complex structures where understanding the infrastructure is more important than short-term trading. In his view, informed participation is more significant than active speculation.
When asked how investors should prepare, Jan stressed consistency and simplicity. He also recommended dollar-cost averaging (DCA) to avoid impulsive decisions. Dominic added that good analysis leads to calm and disciplined asset management.
Later, Jakub steered the discussion toward EMCD's Coinhold offering. Jan explained that the product was designed for long-term users, requiring only a small initial investment and no special IT knowledge.
He also explained how returns are generated. User funds are used within the EMCD ecosystem, including in mining infrastructure and professional lending.
The goal is to deliver stable and predictable returns. Jan described Coinhold as a 'set it and forget it' solution.
At the end, there was an AMA session where experts answered participants' key questions.
If you'd like to read the latest crypto market analysis from BeInCrypto, click here.
