🚨 CONSUMER ALERT: 🇺🇸
U.S. personal savings rate fell to 3.5% in November, the lowest since October 2022.
Spending is still strong, but savings are draining fast as costs rise:
⚡ electricity
🥦 groceries
🏥 healthcare
When households tighten, liquidity moves elsewhere.
Crypto often front-runs these shifts 👀📊