🚨 DO NOT BUY A $House THIS YEAR, UNLESS YOU’RE A BILLIONAIRE!

I’ve spent 22 years in macro.

I’ve seen every cycle from the 2008 crash to the 2020 blow-off top.

Look at this chart.

2006 bubble peak was about 266.

If you think the current market is safe, you’re missing the structural freeze.

Buying in 2026 is a TRAP, here’s why:

Redfin data shows a massive imbalance: 36.8% more sellers than buyers. Demand is sitting at the lowest levels since the 2020 lockdown.

This isn't a normal dip, it’s a total loss of market velocity.

Most owners are locked into 3% paper. With the 30-year fixed suffocating at ~6.5%, the "cost to move" is prohibitive.

We have zero price discovery because nobody can afford to move. You’re buying an illiquid asset at a sticker price that hasn't been tested by real volume.

Buying now means locking in a brutal monthly payment on an asset with capped upside.

If you’re levered 5:1 on a house that stays flat while you pay 6.5% interest, you aren't building equity, YOU’RE BLEEDING CAPITAL.

THE MACRO PLAY:

Wait for the fatigue phase in late 2026/2027.

That’s when the "wait it out" crowd hits life catalysts (divorce, relocation, retirement) and is forced to sell into a cooling economy.

That’s when the affordability reset actually happens.

If you must buy, do it like a shark:

– Stress-test your income for a 20% haircut.

– Keep your LTV healthy (avoid negative equity).

– Only buy if you can hold through a flat decade.

The math doesn't have emotions. Don't let your dream home become a zombie asset.

I’ve studied macro for 10 years and I called almost every major market top, including the October $BTC $ATH .

Follow and turn notifications on. I’ll post the warning BEFORE it hits the headlines.